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ACS Reports & Reviews (196)

Victim Location 33860
Type of a scam Debt Collections

They are claiming I owe them $2771.52, but will settle for $964.52. They are threatening me with court and wage garnishment, job troubles, notifications to social security and other state and federal organizations. Notifying the local authorities and possible jail time for fraud and theft if I don’t pay at least the $964.52 right away.

Victim Location 32256
Type of a scam Debt Collections

Received an email claiming I had an unpaid payday loan and they were going to take me to court. I called to speak with them, requesting proof of the debt, how it was calculated, and who the debt was owed to. I also asked for a physical mailing address. None were supplied. I then called my bank and verified that now loan in that amount was ever deposited in my account that they claimed. When I confronted them, they hung up. Here is the email:

ACS INC Thu, Feb 8, 2018 at 11:29 AM

To: Acs LLC

Bcc: *VICTIMS EMAIL*

Case File # : APK - 02/48508

Balance Amount: $964.52

Case File Transferred to ACS: - February 2018

Dear *NAME*,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2771.52 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

• Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

• Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.

To resolve this issue reply us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on (321) 473 7468 or reply back to this E-mail to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS

Yours sincerely

Collections & Legal Department

ACS LEGAL DEPARTMENT

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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

Victim Location 55309
Type of a scam Debt Collections

Legal Notice//1245789963

Case Format- Fair Debt Collection Act 811 (FC/SC)

Last Date of Lawsuit: January 29th, 2018

Settlement Amount: $521.00 for Today.

Dear Debtor,

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested

If you pay in full, or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested

Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the court house.

If you want to stop the garnishment deductions from your paycheck, you must obtain a release or pay the entire amount you owe, which you can pay with the help of One Vanilla Prepaid Card and American Express Prepaid Card in order to close this account.

What is garnishment?

Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?

On January 25th 2018 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $978.52. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for settlement amount.

If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

Sincerely

James Wood

Sr. Officer

Working Hours: 10.00 A.M to 6.00 P.M CST (Mon-Fri)

10.00 A.M to 1.00 P.M CST (Sat)

Victim Location 34652
Type of a scam Debt Collections

Plain text of the email and following emails after I decided to play along.

Email no 1

CASE FILE #: BN129654K

Settlement Amount: $734.27.

Dear Cory English,

Urgent: Please rectify this matter immediately.

This is in reference to your Case File Number BN129654K with ACS INC in order to notify you that after sending several emails and making calls to you on your phone number, we were not able to get hold of you. So the IC3 (Internet Crime Complaint Center) has decided to make this case as a flat refusal and press charges against you.

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25-30% percent of your disposable earnings and make payment to the court on your behalf.

It may be possible that you may have some financial hardship with you.

So, we are just giving you the last chance that if you just make a payment of $734.27 within Fifteen days, then we will close this account as paid in full with zero balance.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

If you do not take immediate action:

We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench by jury then you have to bear a lawsuit, which will be amounting to $1423. 13 and we are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.

Please reach out to us immediately if you would like to set up a repayment plan.

Email from them No 2

Hello

We are talking about the loan amount of $500.00 that you took with the company ACE – Ace loan online associate with A Parental Pay Day Advance Company, they do have a signed copy of the contract which is signed under your E-mail address, was also traced when you were signing the contract with the company.

ACE – Ace loan online, it is a parent company which owns and operates more than 350 websites, you applied from one of our websites and you never bothered to pay this debt, so the creditor wants to know your intention about this matter that what would you like to do whether you are willing to resolve this case or you want to dispute.

The LAW FIRM has more than 14 types of technical evidence in order to prove the money was successfully deposited into your bank account which was a checking account.

If you are willing to resolve this case then we can provide you a one-time settlement offer of $734.27 that has to be paid till this Friday as paid in full with zero balance.

Note: This notice is provided to you on behalf of ACE – Ace Cash Express. And its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates,

(Hereafter collectively referred to as the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money Tree, Egg Loans, Check Cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Ez Money Cash America Net, Cash America, Cash America Pawn, Cash Land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.

As per your contract in the event of a default, you would be contacted via the same email had you used to solicit the funds. If you did not get the email then,

1) Either you no longer have the email address,

2) You deleted the email thinking it's just another email advertisement to get a fresh loan or

3) You might be caught of identification theft

DO REVERT ASAP!

Thank you

Sr. Attorney Officer

I noticed they never named themselves nor what specific company.

Victim Location 60707
Type of a scam Debt Collections

I was emailed by [email protected] and another time by [email protected] stating that ACS, Inc had filed a lawsuit on me and won the case. They stated that unless I pay them within 4 days, they will garnish my wages. I replied to them that I do not owe any money to anyone and that I filed a complaint against them.

Victim Location 93234
Type of a scam Debt Collections

GOT AN EMAIL SAYING I NEEDED TO PAY A CAH ADVANCE LOAN BY THE END OF THE DAY OR THEY WOULD DOWNLOAD MY CASE FILE TO THE COURTS AND PRESS CHARGES AGAINST ME.WANTED MY TO PAY WITH PREPAID VANILLA CARD ONLY

Victim Location 55411
Type of a scam Advance Fee Loan

Keeps emailing me saying I owe for a payday loan that I never took. Has given me 3 different amounts that I owe. Threatened with law suit and being arrest. Name he uses is David Hall.

Victim Location 48346
Type of a scam Debt Collections

This company has been repeatly texting and e-mailing me saying I owe a debt to a payday loan company from 2011 and if I do not pay the amount owed they will file a court case in the state of New York. I have asked them repeatly to send me the paperwork reguarding this matter and they have refused. They have offer to settle out of court if I send them for $350.00 if I wire it to them by Friday, the original amount they said I would be sued for is $4206.00.

Victim Location 95207
Type of a scam Debt Collections

Hello,

I have been getting emails from this supposedly ACS and on many times I asked if they had documentation to show me that I have a loan with them and haven't sent me anything. They asked me to send them money on a prepaid card and I don't even see them on my credit report. when they send emails there is no phone number name or address.

From: ACS DEBT

Date: Thu, Sep 28, 2017 at 1:58 PM

Subject: COURT PROCEEDING

To: *** 

We have tried to several time work with you but as you are not co-operating with us. Then, unfortunately, we have forwarded your case file to the legal department of FDCP and IRS to put a hold on your Tax return and if it was released then it should be seized until the judgment of your case file with us. We already updated legal department to file the Court petition in Courthouse. Once the Court Summons will be signed by the court clerk we will update you one copy at your postal address along with one copy at following places:

1. Nearest Police Station

2. At your Employer

3. Internal Revenue Services

4. Federal Bureau for Credit

5. Bank with which you have accounts.

Regards,

Attorney of Advance America

Victim Location 94587
Type of a scam Debt Collections

Hello, I have been contacted by these people several times to be threatened and harassed. This is usually the message I receive on a weekly to bi-weekly basis.

Case File: FR-127/A26/32186

One Time Payoff Amount for Till Friday: $956.27.

This is in reference to your Case File Number FR-127/A26/32186 with ACS INC in order to notify you that after sending several emails and making calls to you on your phone number, we were not able to get hold of you. So the IC3 (Internet Crime Complaint Center) has decided to mark this case as a flat refusal and press charges against you.

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25-30% percent of your disposable earnings and make payment to the court on your behalf.

It may be possible that you may have some financial hardship with you.

So, we are just giving you a last chance that if you just make a payment of $956.27 by today then we will close this account as paid in full with zero balance.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

If you do not take immediate action:

We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a law suit which will be amounting to $1423.13 and we are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.

Best Wishes,

Settlement Department

Victim Location 10977
Total money lost $400
Type of a scam Debt Collections

This company has been asking for money in gift cards like green dot or iTunes to repay a loan which I never took and I have tired to block and report spam but they end up sending different emails to get to me. Everytime I get a email from them it's never the Same person. They keep turning me to take me to court and I will be in prison for 10 years

Victim Location 37708
Type of a scam Debt Collections

This entity is claiming to be an attorney in a new York courthouse and is trying to collect money on a false debt pertaining to bank fraud and check fraud. individual threatens with asset seizure, wage garnishment, and even arrest. I have no prior dealings or knowledge of this persons claims and the whole thing is a total scam, so beware.

Victim Location 21234
Type of a scam Debt Collections

This person or company keeps emailing me and threatening me to send a payment through a prepaid gift card, which i never heard of any debt collector company receiving a payment through a gift card. I have attached an email on what i received from them:

We have not receive any payment information from your side yet. Kindly let us know your clear intentions that whether you want to resolve this case or we should go ahead with the legal charges against your name and social.

We give you last chance to settle this account else we have to forward this case for legal department.

Victim Location 90605
Type of a scam Debt Collections

I been receiving emails stating I owe a outstanding balance. They warn you that a warrant for your arrest will be issued if you don't pay. It's a scam. I receive these emails constantly. They also want you to pay via gift card.

Victim Location 53546
Type of a scam Advance Fee Loan

Don't pay loan off in 72 hours police will arrive a seize everything. ACS only accepts payments through a one vanilla prepaid card.

Victim Location 63957
Type of a scam Debt Collections

They left a message on my answering machine giving me 2 hours to contact them or they we're going to take legal action. When trying to call them back the number was no longer in service. They also called my mothers house leaving a message there with a different number that number is also disconnected.

Victim Location 98374
Type of a scam Debt Collections

I received a voice mail. The caller used my married name. Said they were trying to deliver legal documents that I had refused to sign for. I had 2 hours to call them back at (323) 813-7150 before further action would be taken. The caller ended with saying I better call "Now"

Victim Location 98684
Type of a scam Debt Collections

They have been contacting me to tell me I have debt and that they were going to prosecute me for bank fraud.

On Friday, March 24, 2017, 2:07 PM, Loan Settlement wrote:

*** ***,

This is in regards to your pending advance loan which you took from our company (Cash Advance) and never bothered to pay it back to the company. Cash Advance is one of the nation’s largest consumer lending company, which is leading providers of banking services, consumer finance, personal loans and payday loans. We comply with all federal and state laws and always present fees clearly and completely.

The loan amount was $300.00 but by including late fee, legal charges and interest rate on the loan amount it became $986.67. This is our last notifications to you as earlier we have sent you a several notifications to you on your physical address which is *** ** *** *** *** ** *** but you never replied yet.

If you want to resolve this case then we have a settlement amount for you which is $486.00, If you can pay this amount by today (March 24th 2017) then we will close your case file with this amount only. Kindly let us know your intentions clearly regarding this case file else we have to forward your case file to the courthouse (County Court 930 Tacoma Ave S, Tacoma, WA 98402) for legal actions for violating the Federal Banking Regulations.

Kindly update us ASAP so that we can get it update to our accounts department in order to put a hold on your case file.

Do revert ASAP.

Best wishes,

Morris Anderson.

Sent: Friday, March 24, 2017 at 11:41 PM

From: "*** ***"

To: "Loan Settlement"

Subject: Re: Arrest warrant I’d:- NY69447U which will be going to release on Monday

I'm not sure why I keep receiving this. I have no debt to you.

Sent from Yahoo Mail for iPhone

On Friday, March 24, 2017, 10:03 AM, Loan Settlement wrote:

Legal Department for Debt Collection and Bank Fraud

Under the Federal Fair Debt Collection Act (Lawsuit): Criminal Docket Number EVR-3899

*** ***

*** ** *** *** *** ** *** ***

Notice of Legal Proceedings

Case File#: CL/D-0091086

Amount Due: $986.67

Arrest warrant I’d:- NY69447U which will be going to release on Monday noon 3pm

Attention - *** ***

This is the last and final chance for you. If you want to make the payment you can reach us on this email address. We have sent you this warning notification about legal proceedings of March 21st 2017 but you failed to respond on time now it’s high time if you failed to responding next Four HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict against you. Your salary wages will be garnished.

If we do not hear from you within Four HOURS we will have no alternative than to commence with further debt collection procedures. This will include instructing out Federal Trade Commission, Credit Bureaus, and Employer etc.

Court proceedings will be issued within 72 hours from the date of this letter if the account has not been settled. You will be prosecuted for Following Allegations;

· Bank Fraud

· Violation of Federal Law of Debt and Banking

· Intentional Theft by Deception

There will be no further warnings made for demands of payment. Court proceedings can include the additional expense of legal costs and interest being added to the balance of this account. It is regrettable that it has come to this point and court action is still avoidable if immediate and full settlement of this account is made.

This action can be avoided by either settling the outstanding amount immediately or contacting us within 24 HRS with a suitable payment arrangement.

NOTE 1: If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $2873.81

NOTE 2: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THEN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.

NOTE 3: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and the your case file is closed after that you won't receive any kind of emails regarding this case file.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM t o 05:00 PM or reply back to this E-mail to get in touch with the representative.

We look forward to hearing from you. You can reach us on this email address 24*6 Friday to Saturday.

Yours sincerely,

Legal Department for Debt Collection and Bank Fraud

CASH ADVANCE

Copyright (c) 2007 | Privacy | Terms of use

CASH Inc © 2017 | | Terms of Use | Careers | Complaints | Privacy Policy

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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

CASE FILE NUMBER #: SR:56278178-TX-SK-007

LOAN INFORMATION

PAST DUE AMOUNT - $864.86

CREDITOR: ACE CASH SERVICES

SETTLEMENT AMOUNT $316.00

This Proceedings issued on you Docket no: 56278178 Advance Cash Services Company in order to notify you we were not able to get hold of your case file any more. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.. We regret that if we do not receive your response within the next 24 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $3565.79 We give you last chance to settle this account else we have to forward this case for legal department,If once the case gets download in the court then it will add Late payment fees, Documentation fees, Penalty fees, Judge fees and Attorney Charges and Court House fees which may go up to $3589.27

Our company (Acs Inc) has authorized us to recover the full amount due to them. we are going to be legally prosecuted in the court house within couple of days. as we put your SSN into our national checking database system, we found that you have been never charged for a fraud activity & that is the reason court has decided to give you a chance to take care of this issue outside the court without having a report on your credit history and ssn. now if you want to take care of this issue than you have to pay an court restitution amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = restitution amount which is $ 864.86 or else the lawsuit amount which is about $3565.79 will be downloaded against you. we may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

If you would like to make a one-time final payment to settle your account, we can waive all fees and freeze the existing cash advance thus taking your balance down from $864.86 to $316.00 One-time final SETTLEMENT AMOUNT for TODAY Once you will have full & final receipt once you will make the payment ACS collection department we can send you settlement letter along with transaction ID stating that your account has been closed with zero balance for your record purpose.

We do hope that you will work out with this offer. Or, else we won't be able to help you out. You can avoid this by taking care of this now. Do revert back if you want to get rid of these legal consequences and want to make the settlement amount or else the case will be downloaded against you next week. And we apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

This notice is provided to you on behalf of Cash Advance Inc , your case file is handling by collection department of ace Inc, Talking about the creditor Ace Inc. ACS is the mother company which owns & operates MORE THAN 350 PARENTAL PAYDAY LOAN WEBSITES CASH NET USA, CASH AMERICA & 500 CASH ADVANCE, PERSONAL CASH ADVANCE, RAPID CASH, CASH AMERICA PAYDAY ADVANCE, SONIC PAYDAY, SPEEDY CASH CHECK CASH LOAN, EGG LOANS, QUICK PAYDAY, PERSONAL CASH ADVANCE, ALLIED CASH, SUPER PAWN, CHECK INTO CASH, CHECK SMART, CASH AMERICA NET, CASH AMERICA etc. And you have used CASH NET USA get this loan approved. as a user of the products and/or services offered by a Cash Advance Related Company.

This is our final notification to you as we found you to be a genuine person as told you before. If once the case gets download in the court then it will add late payment fees, Documentation fees, and Penalty fees, Judge Fees and Attorney Charges and Court House. We have sent you this warning notification about legal proceedings but you failed to respond on time now it’s high time if you failed to respond in next 12 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORTAS YOU ARE A DEFAULTER ON THIS CREDIT, UNITED LEGAL INVESTIGATION BUREAU HAS STATED THREE SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Now, this means a few things for you. If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 12 hours of the date on this letter,

Dear CUSTOMER as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know when you can pay the requested $ 316.00 to settle this case. Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step. If you do not take immediate action we will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this which is named and if you are found guilty under the bench of jury then you have to bear a law suit which will be amounting to $3565.79.

KINDLY LET US KNOW IF YOU ARE WILLING TO RESOLVE THIS CASE SO THAT WE CAN OFFER YOU THE SETTLEMENT AMOUNT AND IF NOT THAN WE HAVE TO DOWNLOAD THIS CASE FORCEFULLY AGAINST YOU INTO THE COURT HOUSE AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU EMAIL

REPLY EMAIL BACK IMMEDIATELY WITH YOUR FINAL ANSWER SO I CAN MOVE ON FURTHER ON THE BASIS OF YOUR ANSWER.

UNITED STATES OF ATTORNEY & ATTORNEY GENERAL USA

COPYRIGHT © 2006 ACS | PRIVACY | TERMS OF USE

THANK YOU FOR BEING OUR CUSTOMER.

Best Regards,

James Smith (sr. investigation officer collections department)

Ace Case Services.

United States.

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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited Thank you for your cooperation.

Victim Location 54904
Type of a scam Debt Collections

LOAN INFORMATION: COLLECTIONS & LEGAL DEPARTMENT ACS/ACE/USA

DUE AMOUNT- $980.76

CREDITOR - ACE/ACS (ADVANCE CASH SERVICES/EXPRESS)

CASE FILE #; ACS-CA03/171787

Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $4203.86 against you, we request you to kindly pay the Court Restitution Amount which is $980.76. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

· Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract.

The principle amount was $300.00 and now with the late fee and taxes it includes the Attorney charge, NFS Charge, Affidavit Charge, Rate of Interest the initial amount of $300.00 goes up to $980.76.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $980.76 to settle this case.

To resolve this issue reply back on the same email.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Do revert back for any queries.

James Corden.

Sr. Investigation Officer.

(Department – Law & Enforcement)

(ACS Incorporation)

Collections & Legal Department.

ACS Inc © 2017 | | Terms of Use | Careers | Complaints | Privacy Policy

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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

This is the email sent to my email, I am a senior citizen, I never heard of this company nor have I ever taken out any loan from this place, I think they are trying to extract money from me

Victim Location 29605
Type of a scam Debt Collections

From: "ACS INC"

Date: Mar 15, 2017 6:53 PM

Subject: RE : DEBT COLLECTION

To: "ACS INC"

Cc:

LOAN INFORMATION.

CUSTOMER ID #: 64821508

CASE FILE NUMBER: CASE NO: 3478845 DH-RU-AC-5511

COMPANY NAME: ACS INC.

PRINCIPAL AMOUNT: $500.00

PAST DUE AMOUNT - $780.98

We are going to be legally prosecuted in the Court House within a couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point, you have made your intentions clear and leave us no choice but to protect our interest in this matter. You can repay it is not too late to restore your good standing!

We want to serve as your trusted financial resource in the future, but to do that; we’ll need to come to an agreement on the past-due balance.

If you believe you are unable to afford the payment options we have offered, contact us right away by email or If you would like to make a one-time final payment to settle your account, we can waive all fees and freeze the existing cash advance thus taking your balance down from $780.98 to accepting $500.00 as a one-time final payment today.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER

Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition, we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house then you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department between 9.30 to 6.30 (EST) EMAIL US DURING WORKING HOURS (From Monday To Friday 09:30 AM to 05:00 PM EST)

.

IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS

.

THE UNITED STATES OF ATTORNEY

Copyright © 2006 ACS | Privacy | Terms of use

David Smith,

Sr. Investigation Officer (Department – Law & Enforcement)

ACS INC.

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