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ACS Reports & Reviews (209)

- Henrico, VA, USA
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Received a phony garnishment email saying I’ll be arrested if I don’t pay and my employer has been notified to deduct the garnishment in addition to lawyer fees

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- Toledo, OH, USA
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I receieved an email about a loan that I never got & was threatnening to take me to court. Never got documentation of a loan or that I was approved of one. They're constantly harrassing me & emailing me.

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I was emailed from informal email address. No prior attempt of notification before threat of court hearing to collect on a debt through conviction.

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- Sacramento, CA, USA
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I got this email this morning. I responded

“ What’s your phone number?”

“What company?”

“What’s your address?”

“Where’s my noticed that’s been mailed out to me?”

“When was the notice sent out?”

This email along with others I’ve received is a scam. Please don’t fall for it!!!

Reference Account #:01/AN61023; Subject : Lawsuit

Garnishment Notification and Arrest Notice

LEGAL DEPARTMENT OF MAJOR CREDIT BUREAU

Case file: 01/AN61023

Loan Reminder/Debt Recovery

Due Amount- $954.86

Dear ——————( I removed my identification)

Reference Account #:01/AN61023; Subject : Lawsuit This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested

If you pay in full or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested

Once you are found guilty into the court house, then you have to bear the entire cost for this lawsuit which totals to $2395.76, excluding loan amount, attorney’s fee, interest charges, late fee and other legal documentation charges. You have the right to hire an attorney. If you don’t have/can’t afford one then the court will appoint one for you in case if you are provide with a bail by the state country court house.

What is garnishment?

Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?

We received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $954.86. We are sending you this notice to let you know what we have done in response to the garnishment order.

WE CARRY ALL THE RIGHTS RESERVED TO INFORM FTC, INTERNET CRIME COMPLAINT CENTER, YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

We believe that this was not your intent and these steps are unnecessary. We merely require you to contact in writing to our recovery asset location department via email between 09.00 AM to 05:00 PM (EDT).

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely

Collections & Legal Department

ACS Inc © 2020 | | Terms of Use | Careers | Complaints | Privacy Policy

--------------------------------------------------------------------------------...⇄ />
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed.

Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

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- Topeka, KS, USA
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Well I got a email from ACS INC it said to contact the person name in the collection but there was no name or address or nothing they said I go jail or the garnish my wages 425 dollars

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Lawsuit for fraudulent checking activity... threatening to contact my employer/manager and I will have consequences...seizure of assets.... offering discount on amount due if paid today

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- Houston, TX, USA
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THIS IS WHAT I RECEIVED

appreciate your good intentions in order to settle this account. Kindly make sure to send settlement payment of $350.00 by today, 11/22/19. So that we can resolve this account.

PAYMENT INSTRUCTIONS-

Now, we would like to tell you that as per our accounts department, in order to make this payment. All you have to do is to get a ONE VANILLA PREPAID VISA DEBIT CARD from any of the stores mentioned below, load the required funds of $350.00 and thereafter provide us the required card information, so that we can receive your payment.

16 Digit Card number-

3 Digit CVV code appearing on the back side of the card-

Expiration Date-

Billing Address associated with this card-

Once we will receive the full payment then will sent you the full and final payment receipt stating that your account has been paid off in full with zero balance.

ONE VANILLA PREPAID VISA DEBIT CARD IS AVAILABLE AT THESE STORES NATIONWIDE:

Walgreen's

Walmart

CVS/PHARMACY

RITE AID

7 ELEVEN

DOLLAR GENERAL

FAMILY DOLLAR

K-Circle

Kindly reply back to this email for confirmation.

Thank you for your cooperation.

Regards,

ACS INCORPORATION.

?

Show quoted text

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- Corona, CA, USA
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Tried to scare me with a loan amount that if I had no paid they would report me to the FBI. They use broken English. Pretty weak scam but can see how someone could fall for it.

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- Meridian, MS, USA
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I received emails about a payday loan owed,that I didn't have any knowledge of and being asked to pay money owed. Also not mentioned they threatening me with all kinds of charges and ligation. However when I asked for documentation be provided from the guy on the email, he never responded or list a phone number. All this is being emailed to me in a allegedly email from ACS Debt

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- Sun Valley, NV, USA
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1 of 3

Outstanding debt clearance notice

Inbox

x

FRAUDULENT/FALSE ISSUES

x

Uvetta Watkins

Aug 12, 2019, 7:30 AM (7 days ago)

CASE FILE #: GT2605 One Time Settlement Amount: $950.27 CREDITOR - ACS INC. You are going to be legally prosecuted in the Court House within couple of days. US5

Lori Lynde

Aug 16, 2019, 8:34 PM (3 days ago)

---------- Forwarded message --------- From: Uvetta Watkins Date: Mon, Aug 12, 2019 at 7:30 AM Subject: Outstanding debt clear

Uvetta Watkins

6:30 AM (7 hours ago)

to me

We're Sorry! We can’t disclose if you want to see documents then you need to help me out with your attorney's information and once documents have handed over to your attorney then NO PAYMENT PLAN will be given to you. After that willing or not you need to fight these things in your local county courthouse.

We're not denying that you will not get anything Once your file has been submitted for Garnishment then we will manage to send soft copies of your documents at your Physical Address but at this point, there is NO way to help you with Date's & Time.

Once your payment plan will start then we will request the creditor to send them all the original document handover to you by Postal Services, you will get an online payment receipt for every payment you make as in proof that your payment is submitted to right parties and Once your balances been paid off from your name you will get a Court Clearance Certificate (CCC) as in proof that you have paid this payment in a legal way, after that no one can claim you that you have something outstanding on your name, and you start to rebuild your credit again.

Do Reply ASAP if you want to payment Arrangement!!

Thanks & Regards

(Senior investigation, attorney)

Debt Collection Division

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- Bridgeville, PA, USA
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ACS INCORPORATION SENT ME AN EMAIL ON 8/8/19, SAYING MY ACCOUNT IS PAST DUE, I NEVER EVEN APPLIED FOR A CASH ADVANCE, NOW THEY SAY I OWE THEM $850.OO FOR SOMTHING I NEVER GOT. I EMAILED THEM BACK AND SAID SEND ME A COPY OF THE APPLICATION AND THERE PHONE.THEY THEN EMAILED ME BACK SAYING I AM COMMITING BANK FRAUD, AND THEFT BY DECEPTION AND IF I DONT PAY NOW THEY WILL GO TO JAIL. I SENT EMAIL BACK TO THEM AND SAID AFTER LOOKING THEM UP THAT THEY ARE SCAM, PLEASE STOP THIS COMPANY .

THANKS JEFF

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- Chico, CA, USA
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I double checked the email address and found multiple links to potential scams using this [email protected]. That, and if they are a legitimate business, you are not using a gmail address.

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i have received an email from the above email address stating that they have an summons for garnishment if i dont pay certain amount but they can settle for an certain amount, when i asked who they were associated with and who the creditor it is they mentioned ACE Cash Checking place.. i am on an settlement plan with them but i have not yet sent them any money, now my understanding is that if it is an debt collector they would usually be able to take payments through the checking account as EFT, not through western union money gram or even an prepaid debit card where you will have to send an pic of the card and the number on the card i dont feel comfortable please dont send any money to these people or to the individual person they give you as the person will pick the cash up in person.. i would had received an summons or any kind of paper work from the court and from my work stating my check is being garnished.. please be advised regarding emails from the mentioned above..

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claims that my husband owes them money for a loan only sends a email claiming they went to the court to file charges ,claim they sent out a warrant for his arrest due to no payment. when i called the number it is not a working phone number. only want me to get a pre- paid debt card to send them money. i sent them 50 dollars last week i thought is was real till i call the bbb office and talked to a lady told me it was a scam i received other email for 100 dollars. since i did not send them anymore money which i do not have they claim they will arrest him.

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Asking me to pay a debt that I %100 know I dont owe to anyone. The email seemed a bit unprofessional to me and the email address was a gmail address which is what gave it away. The email said that I need to pay the debt immediately or I will face them in court. Below I have copied and lasted the email sent to me.

Due to ACS INC.

Amount Due: $645.67

Case File No.: #SA01-7942

Case File Transferred- April 2019

We have not received any response from our statements of the last two months nor to our last letter. Your entire account is now overdue, and you owe us a total of $645.67.

If there is some reason why this payment cannot be made immediately, please contact us so that we can make arrangements that will be mutually agreeable. Perhaps we can work out a payment schedule that would be realistic for your present circumstances.

Naturally, we do not want to endanger your credit rating or destroy the good relationship that we have maintained in the past. Therefore, would you please take care of this obligation immediately so that we will not have to file an unfavorable report with the credit bureau or resort to the use of a collection agency or an attorney.

We regret that if we do not receive your response within the next 24 hours, we shall have no alternative but to take action through your local County Courthouse to recover the amount due together with court costs and legal fees which is approximately $4252.86.

AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU AN EMAIL.

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- Bronx, NY, USA
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Below is the email I received today:

LOAN RECOVERY

12:51 PM (8 hours ago)

to LOAN, bcc: SXYSHA782

Due to: A.C.S INC.

Case File: *** Balance Due: $980.76

Dear Debtor,

Our company (A.C.S INC) has authorized us to recover the full amount due to them.

Already we have sent you several notification but you failed to respond on time. Now it's high time, if you failed to respond in next 72 HOURS we will register this case in court. Consider this as a final warning and we will be Emailing/Fax this issue to your current employer to make sure they take strict action against you. Your salary and all your wages confiscated.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you. If you want to stop it now you must take immediate action.

We will be forced to proceed legally against you and once it is proceed the creditor has entire rights to inform your employer and your references regarding this issue and lawsuit will be the next step which will be amounting to $4203.86 and will be totally levied upon you and that would be excluding your attorney charges.

If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

Kindly let us know your clear intention by Today onward so we can hold the case file else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

· Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

The Factual Basis for the complaints is as follows:-

You agreed to return the funds from the aforementioned income advancement as per contract.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract

Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions

If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively call us or email us right now to pay or agree to a payment plan with us.

AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THROUGH AN EMAIL US DURING WORKING HOURS 09:00 AM to 06:00 PM EDT.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Do Revert ASAP.

Best Regards,

Collections & Legal Department,

ACS Incorporation.

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Legal Motives Law Collections - ACS

They notified me that I was going to be prosecuted in the courthouse over a federal loan by the government. It says to contact them to pay my debt. The amount due that they claimed was 964.52, but if I wanted to avoid court I would have to pay an additional two thousand. They did not include any other contact information: no name, phone number or address. They also did not include any proof of debt.

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- Nashville, TN, USA
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There was no information on who I owed and who was collecting the money I supposedly owed. There was no address or phone number to check on this. Can’t send a picture. I can forward email I received.

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- Las Vegas, NV, USA
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So far I have received over 87 emails from this company called.... ACS debt recovery.... at first it took me by surprise because it was right after my divorce back in 2014. Now it's 2018, and I just don't respond at all. Little do they realize that I have a lot of family members that work for the government agencies. So if they were real scammers, they should actually run my name first.

United States District Court

CASH-ADVANCE SERVICES

CASH-ADVANCE LEGAL DEPARTMENT OF WIRE FRAUD

Settlement amount- $8000.00

ARREST WARRANT

To: Any authorized law enforcement Officer

An application by a federal law enforcement officer or an attorney for the government request to arrest.

Charges pressed against the name are:

1. Violation of federal banking regulation act 1983 (C)

2. Collateral check fraud

3. Theft by deception (ACC ACT 21A)

Which carries a maximum sentence of 10 years in prison and a fine up to $50,000.

YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION (OOCR): All you do is email us back for taking care of this matter outside the courthouse.

PS. If you fail to respond within 24 hours this Legal Action will be activated. You will be Entitle for an OOCR, so please EMAIL us back ASAP.

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I keep receiving emails from this so called debt collector ACS.

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