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ACS Reports & Reviews (199)

Victim Location 35758
Type of a scam Debt Collections

On 06/03/16, I received an email from [email protected] that detailed a debt that I supposedly owe and demanded payment for said debt.

The email was obviously a scam and therefore I did not proceed to pay or provide any personal information. I did respond to the email and asked the "company" to send any information regarding the debt to my physical address on file.

I received a response from David Johnson claiming to be from ACE Corporation from the same email address as above. He stated that his company was seeking to close my debt and that he could offer to settle the debt for less than the original debt.

I again responded asking him to send the information to my physical address.

Mr. Johnson then proceeded to send another email threatening legal action.

Company also goes by Ace Cash Services.

I have sent copies of the original email to the FTC and to my email providers phishing report address. I can provide copies of the emails if desired.

I am not looking for you to contact the company because I know it is an obvious scam. I am just wanting to inform you of this so that you can let others know about the scam.

Victim Location 32233
Type of a scam Debt Collections

Case File #: Credit Bureau/ ***

Balance Amount: $964.52

Case File Transferred to ACS: - June 2016

Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

· Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

·Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $2873.81.

Yours sincerely

Collections & Legal Department

+1-7163939253 ( Office )

ACS Inc © 2016 | | Terms of Use | Careers | Complaints | Privacy Policy

--------------------------------------------------------------------------------... />
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

Victim Location 01913
Type of a scam Debt Collections

Hello BBB

I Recieved this email today from ASC INC. I found a complaint on the ScamPulse.com website and im sending you this so it can be added to the list of complaints about said company.

CASE FILE #: Credit Bureau/USA– MO-***

Balance Amount: $955.75

Date- May 27th 2016

Case File Transferred to ACS: - May 2016

Subject: Notice of Legal Proceedings against fraud activity.

Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $955.75

This is ACS (Ace cash services), it is a parent company which owns and operates more than 350 parental payday loan websites, CASH NET USA, CASH AMERICA & 500 CASH ADVANCE PAYDAY MAX, 2-MINUTE PAYDAY LOANS etc. you applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you like to do. And now with the late fees and tax, Rate of Interest the initial amount of $300.00 goes up to $955.75

If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 50-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

NOTE 1: If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $2873.81

NOTE 2: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.

NOTE 3: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and the your case file is closed after that you won't receive any kind of emails regarding this case file.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM t o 05:00 PM on reply back to this E-mail to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely

Mark smith.

Investigation Officer.

ACS Incorp.

Collections & Legal Department

ACS Inc © 2016 | | Terms of Use | Careers | Complaints | Privacy Policy

--------------------------------------------------------------------------------... Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

Victim Location 98042
Type of a scam Debt Collections

I received an email about a court case file RL94 (Rev 0516424) with a balance of $965.76 unpaid collection to Cash Advance Inc.

In this email ACS claims there is a legal proceeding against me concerning a loan I supposedly took out with Cash advance and owe $965.76 and if I fail to respond within the next 48 hours they will register the case in court.

They claim they have tried to contact via phone with no response. There is no account number, no store info of where this loan supposedly took place, etc. No information given at all in regards other than legal proceedings will take place .

MANAGER ACS

10:52 AM (3 hours ago)

to bcc: me

FINAL NOTICE

This Legal Proceedings issued on you Docket #: 5164 with one of Cash Advance Inc. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

Case File # : RL 94 (Rev. 0516424)

Balance Due : $965.76

Already we have sent you several notification but you failed to respond on time. Now it's high time, if you failed to respond in next 48 HOURS we will register this case in court. Consider this as a final warning and we will be Emailing/Fax this issue to your current employer to make sure they take strict action against you. Your salary and all your wages confiscated.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you. If you want to stop it now you must take immediate action.

We will be forced to proceed legally against you and once it is proceed the creditor has entire rights to inform your employer and your references regarding this issue and lawsuit will be the next step which will be amounting to $2473.90 and will be totally levied upon you and that would be excluding your attorney charges.

If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

Kindly let us know your clear intention by Today onwards so we can hold the case file else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.

Note: This notice is provided to you on behalf of Cash Advance Incorporation and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as ''Cash Advance Related Companies," "we," " our," or "us"). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade name Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash Money tree, Egg loans, Check cash Loan, Quickly Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, Fast Cash, Cash Net USA, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500, Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owner Mr. Payroll locations. "You" or "Your" means you as a participant in or as user of the products and/or services offered by Cash Advance Related Company.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS, LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

Do revert back if you want to get rid of these legal consequences and make a payment arrangement Today or we would be proceeding legally against you.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM

Victim Location 49014
Type of a scam Debt Collections

Received a threatening email claiming to take action against me for a random amount $964.52 representing a payday loan company. I have had a payday loan, all have been paid and dealt with directly by the company. There is general verbiage in the email and it says we've sent you to court and started legal proceedings, etc. Other search results seem to me that this company is a scam.

Victim Location 41006
Type of a scam Advance Fee Loan

They keep calling my phone for my BOYFRIEND that "owes" student loan Debt, one how did they even get my number we are not married, he paid his college out of pocket so I know its a scam, they repeatively call my cell phone never my boyfriends so I decided I would call them off my work phone (I am currently filling in for a lady that is out I have no records of working here either) the person answered the phone and said thank you *** *** for calling us back we need to talk about your student loan debt. which is funny bc *** *** never has been to college she is 60 years old but yet they tried to perceed that she owes them money. you really need to shut these people down before someone falls for it an gives them their personal information. they said their agency is called ACS and when I said I was going to report them to this site they laughed and said good luck. so....

Victim Location 11428
Type of a scam Debt Collections

they said I could face up to 3 years in jail if I didn't give them $952

Case File# ***-SC

Last Date to File Lawsuit- May, 2016.

Cost of the Lawsuit- $952.44

Courthouse Address-NYC Civil Court(89-17 Sutphin Blvd, New York, NY 10038).

Legal Charges-Section 19(A), Clause 21(US).

Case Format- Fair Debt Collection(FC/SC)

Due Amount-$952.00

Victim Location 34203
Type of a scam Debt Collections

Have received two emails from this company requesting immediate payment. Stating this is a fraud case that I received money

Emails I have received

Account No: ***

Balance Amount: $964.00

Case File Transferred to ACS: -May 2016.

Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $965.75 If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 50-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints is as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract.

*** ***

May 13 (3 days ago)

to Collection

Have no idea what this is. I need more information about the aforementioned debt before I pay anything.

Collection Recovery May 13 (3 days ago) *** ***, This is ACS (Ace cash services), it is a parent company which...

*** ***

May 13 (3 days ago)

to Collection

I, *** *** never took out a loan not received any funds from this company Please provide proof

Then today 5/16/2016, received the exact same email. I again replied I have not taken a loan nore received any money. Again, I asked for proof of this as I am not paying or agreeing to pay without proof.

Victim Location 91342
Type of a scam Debt Collections

Have sent me numerous threading emails that they are going to report me to my employer to garnish my wages and send me to court and have me arrested

Have sent me numerous threading emails that they are going to report me to my employer to garnish my wages and send me to court and have me arrested, I have replied to their emails but will not give any kind of information they just tell me to pay them or else I go to jail.

Victim Location 33596
Type of a scam Debt Collections

I HAVE RECIEVED THREATNING EMAILS ABOUT COLLECTIONS STATION THAT I HAVE 5 HRS BEFORE POLICE COME TO MY DOOR AND THAT I NEED TO FOLLOW WHAT THEY SAY.

LEGAL PROCEDINGS ISSUED FOR DOCKET NUMBER ISC 348092 WITH ONE OF CASH ADVANCE INC. COMPANY IN ORDER TO NOTIFY YOU THAT AFTER MAKING CALLS TO YOU ON YOUR PHONE NUMBERWE WERE NOT ABLE TO GET A HOLD OF YOU.SO THE ACCOUNTS DEPARTMENT HAS DECIDED TO MARK THIS CASE AS A FLAT REFUSAL AND PRESS LEGAL CHARGES AGAINST YOU.

AMOUNT: $740.00

WE HAVE SENT YOU THIS WARNING NOTIFICATION ABOUT LEGAL PROCEDINGS BUT YOU FAILD TO RESPOND ON TIME.RESPOND IN NEXT TWO HOURS WE WILL REGISTER THIS CASE IN COURT. CONSIDER THIS AS A FINAL WARNING.

Victim Location 53402
Total money lost $2,000
Type of a scam Debt Collections

Got an email saying this was a "LEGAL NOTICE" and that I owed $650.67. If I didn't pay, I would be taken to court and forced to pay $4447.25. If you google ACS Incorp, it shows a LOT about scams and seems like NOTHING is being done about it!!!

They got me before with this and hacked my bank account, wrote over $2000.00 worth of checks in my name!

Victim Location 17901
Type of a scam Debt Collections

they sent me an email requesting money or a lawsuit would be filed. No number

I got an email on 5/10/16 that ACS Inc would file a lawsuit on 5/11/16 against me if I don't pay the amount owed 556.34 and the lawsuit would cost 5825.36. And they would contact the Social security Administration

Victim Location 21075
Type of a scam Debt Collections

ACS INC threatening email.

Received an email from ACS INC stating that they are representing a collection agency to collect a debt. Threatened to contact my employer to garnish my check.

Victim Location 39208
Type of a scam Debt Collections

ACS and ACE keep emailing stating that I owe them money and I don't. I have called office in California and they state I owe nothing.

These people keep emailing me and threatening to send police after me, call my job, ruin my credit and so forth. I am tired of the constant emails. I get different emails with different amounts stating that they want payment by iTunes card or reloadit pack.

Victim Location 92262
Type of a scam Debt Collections

Threatening to seize by bank accounts

Company is saying I owe 300.00 and if I dont settle its going to cost 2800, I blown away, who is this from? They are going to report to FBI, and seize my accounts by the credit buearus in the next seven days. Who does this anyways? There is nothign valid about this letter, and it starts with Dr.Debtor (so I guess they dont know who they are sending it to, to threaten?

Victim Location 85142
Total money lost $800
Type of a scam Debt Collections

Acs inc / us cash advance will email you arrest warrants.

Victim Location 75056
Type of a scam Debt Collections

I received an email from someone claiming to be with ACS, incorporation saying that they were going to file a lawsuit against me for not paying off a loan. I don't remember ever taking out a loan I did not pay. The email did not have correct punctuation or grammar. It also did not have any company logos that are usually present on such emails. They also threatened that a court summons would appear at my residence and I would have to pay court costs of an amount above $3,000.

Victim Location 35405
Type of a scam Debt Collections

Received email stating:

ACCOUNT# VI_XXXXXX

LOAN/DEBT INFORMATION

OUTSTANDING AMOUNT $650.67

LOAN COMPANY/LENDER - ACS INCORPORATION

We are here by to inform you that you are going to be legally prosecuted in

the Court House within couple of days. Your SSN is put on hold by US

Government, so before something goes wrong we would like to notify you

about this matter.

It seems apparent that you had chosen to ignore all our efforts to contact

you in order to resolve your debt with your Payday Services. At this point

you had made your intentions clear and leave us no choice but to protect

our interest in this matter.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST

YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION *

(2) COLLATERAL CHECK FRAUD *

(3) THEFT BY DECEPTION *

If we do not hear from you within 48 hours of the date on this letter, we

will be compelled to seek legal representation from our in-house attorney.

We reserve the right to commence litigation for intent to commit wire fraud

under the pretense of refusing to repay a debt committed to, by use of the

Internet. In addition we reserve the right to seek recovery for the balance

due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

As we have shared with you in previous letters, read your loan agreement;

the next step is clearly defined. It could cost us both a great deal of

time and money; you can avoid this by taking care of this now.

The opportunity to take care of this voluntary is quickly coming to an end.

We would hate for you to lose the option of resolving this before it goes

to the next step which is a Lawsuit against you, but to do so you must take

immediate action.

If you want to resolve this case than kindly respond back through Email.

If you do not take immediate action:

We will be forced to download this case against you and once it is

downloaded the creditor has entire rights to inform your employer and your

references regarding this issue and the law suit will be the next step

which will be amounting to $4447.25 and will be totally levied upon you and

that would be excluding your attorney charges and the due amount pending on

your name.

Thanks for being our customer,

Regards,

ACS INCORPORATION

Copyright © 2016 ACS INC | Privacy | Terms of use

>----------------------------------------------------------------------------... /

Confidentiality Statement & Notice: This email is covered by the Electronic

Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the

use of the individual or entity to which it is addressed. Any review,

re transmission, dissemination to unauthorized persons or other use of the

original message and any attachments is strictly prohibited. If you

received this electronic transmission in error, please reply to the

above-referenced sender about the error and permanently delete this

message. Thank you for your cooperation.

Victim Location 46368
Type of a scam Debt Collections

The company called ACS Company (parent company to various payday loan organizations) is trying to scam me by threatening by law suit for alledged fraudulent paydoy loans. The threat included court proceedings, fraudulent criminal charges, etc. totaling the amount of $2,285.76. I have nver heard of, nor have done business with this organization.

Victim Location 62629
Type of a scam Debt Collections

ACS claims I owe them money. Used my email, had bank info and SS of a family member. Rude! 'Gonna take you to court'

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