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ACS Reports & Reviews (200)

Victim Location 98374
Type of a scam Debt Collections

I received a voice mail. The caller used my married name. Said they were trying to deliver legal documents that I had refused to sign for. I had 2 hours to call them back at (323) 813-7150 before further action would be taken. The caller ended with saying I better call "Now"

Victim Location 98684
Type of a scam Debt Collections

They have been contacting me to tell me I have debt and that they were going to prosecute me for bank fraud.

On Friday, March 24, 2017, 2:07 PM, Loan Settlement wrote:

*** ***,

This is in regards to your pending advance loan which you took from our company (Cash Advance) and never bothered to pay it back to the company. Cash Advance is one of the nation’s largest consumer lending company, which is leading providers of banking services, consumer finance, personal loans and payday loans. We comply with all federal and state laws and always present fees clearly and completely.

The loan amount was $300.00 but by including late fee, legal charges and interest rate on the loan amount it became $986.67. This is our last notifications to you as earlier we have sent you a several notifications to you on your physical address which is *** ** *** *** *** ** *** but you never replied yet.

If you want to resolve this case then we have a settlement amount for you which is $486.00, If you can pay this amount by today (March 24th 2017) then we will close your case file with this amount only. Kindly let us know your intentions clearly regarding this case file else we have to forward your case file to the courthouse (County Court 930 Tacoma Ave S, Tacoma, WA 98402) for legal actions for violating the Federal Banking Regulations.

Kindly update us ASAP so that we can get it update to our accounts department in order to put a hold on your case file.

Do revert ASAP.

Best wishes,

Morris Anderson.

Sent: Friday, March 24, 2017 at 11:41 PM

From: "*** ***"

To: "Loan Settlement"

Subject: Re: Arrest warrant I’d:- NY69447U which will be going to release on Monday

I'm not sure why I keep receiving this. I have no debt to you.

Sent from Yahoo Mail for iPhone

On Friday, March 24, 2017, 10:03 AM, Loan Settlement wrote:

Legal Department for Debt Collection and Bank Fraud

Under the Federal Fair Debt Collection Act (Lawsuit): Criminal Docket Number EVR-3899

*** ***

*** ** *** *** *** ** *** ***

Notice of Legal Proceedings

Case File#: CL/D-0091086

Amount Due: $986.67

Arrest warrant I’d:- NY69447U which will be going to release on Monday noon 3pm

Attention - *** ***

This is the last and final chance for you. If you want to make the payment you can reach us on this email address. We have sent you this warning notification about legal proceedings of March 21st 2017 but you failed to respond on time now it’s high time if you failed to responding next Four HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict against you. Your salary wages will be garnished.

If we do not hear from you within Four HOURS we will have no alternative than to commence with further debt collection procedures. This will include instructing out Federal Trade Commission, Credit Bureaus, and Employer etc.

Court proceedings will be issued within 72 hours from the date of this letter if the account has not been settled. You will be prosecuted for Following Allegations;

· Bank Fraud

· Violation of Federal Law of Debt and Banking

· Intentional Theft by Deception

There will be no further warnings made for demands of payment. Court proceedings can include the additional expense of legal costs and interest being added to the balance of this account. It is regrettable that it has come to this point and court action is still avoidable if immediate and full settlement of this account is made.

This action can be avoided by either settling the outstanding amount immediately or contacting us within 24 HRS with a suitable payment arrangement.

NOTE 1: If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $2873.81

NOTE 2: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THEN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.

NOTE 3: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and the your case file is closed after that you won't receive any kind of emails regarding this case file.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM t o 05:00 PM or reply back to this E-mail to get in touch with the representative.

We look forward to hearing from you. You can reach us on this email address 24*6 Friday to Saturday.

Yours sincerely,

Legal Department for Debt Collection and Bank Fraud

CASH ADVANCE

Copyright (c) 2007 | Privacy | Terms of use

CASH Inc © 2017 | | Terms of Use | Careers | Complaints | Privacy Policy

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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

CASE FILE NUMBER #: SR:56278178-TX-SK-007

LOAN INFORMATION

PAST DUE AMOUNT - $864.86

CREDITOR: ACE CASH SERVICES

SETTLEMENT AMOUNT $316.00

This Proceedings issued on you Docket no: 56278178 Advance Cash Services Company in order to notify you we were not able to get hold of your case file any more. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.. We regret that if we do not receive your response within the next 24 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $3565.79 We give you last chance to settle this account else we have to forward this case for legal department,If once the case gets download in the court then it will add Late payment fees, Documentation fees, Penalty fees, Judge fees and Attorney Charges and Court House fees which may go up to $3589.27

Our company (Acs Inc) has authorized us to recover the full amount due to them. we are going to be legally prosecuted in the court house within couple of days. as we put your SSN into our national checking database system, we found that you have been never charged for a fraud activity & that is the reason court has decided to give you a chance to take care of this issue outside the court without having a report on your credit history and ssn. now if you want to take care of this issue than you have to pay an court restitution amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = restitution amount which is $ 864.86 or else the lawsuit amount which is about $3565.79 will be downloaded against you. we may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

If you would like to make a one-time final payment to settle your account, we can waive all fees and freeze the existing cash advance thus taking your balance down from $864.86 to $316.00 One-time final SETTLEMENT AMOUNT for TODAY Once you will have full & final receipt once you will make the payment ACS collection department we can send you settlement letter along with transaction ID stating that your account has been closed with zero balance for your record purpose.

We do hope that you will work out with this offer. Or, else we won't be able to help you out. You can avoid this by taking care of this now. Do revert back if you want to get rid of these legal consequences and want to make the settlement amount or else the case will be downloaded against you next week. And we apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

This notice is provided to you on behalf of Cash Advance Inc , your case file is handling by collection department of ace Inc, Talking about the creditor Ace Inc. ACS is the mother company which owns & operates MORE THAN 350 PARENTAL PAYDAY LOAN WEBSITES CASH NET USA, CASH AMERICA & 500 CASH ADVANCE, PERSONAL CASH ADVANCE, RAPID CASH, CASH AMERICA PAYDAY ADVANCE, SONIC PAYDAY, SPEEDY CASH CHECK CASH LOAN, EGG LOANS, QUICK PAYDAY, PERSONAL CASH ADVANCE, ALLIED CASH, SUPER PAWN, CHECK INTO CASH, CHECK SMART, CASH AMERICA NET, CASH AMERICA etc. And you have used CASH NET USA get this loan approved. as a user of the products and/or services offered by a Cash Advance Related Company.

This is our final notification to you as we found you to be a genuine person as told you before. If once the case gets download in the court then it will add late payment fees, Documentation fees, and Penalty fees, Judge Fees and Attorney Charges and Court House. We have sent you this warning notification about legal proceedings but you failed to respond on time now it’s high time if you failed to respond in next 12 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORTAS YOU ARE A DEFAULTER ON THIS CREDIT, UNITED LEGAL INVESTIGATION BUREAU HAS STATED THREE SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Now, this means a few things for you. If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 12 hours of the date on this letter,

Dear CUSTOMER as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know when you can pay the requested $ 316.00 to settle this case. Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step. If you do not take immediate action we will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this which is named and if you are found guilty under the bench of jury then you have to bear a law suit which will be amounting to $3565.79.

KINDLY LET US KNOW IF YOU ARE WILLING TO RESOLVE THIS CASE SO THAT WE CAN OFFER YOU THE SETTLEMENT AMOUNT AND IF NOT THAN WE HAVE TO DOWNLOAD THIS CASE FORCEFULLY AGAINST YOU INTO THE COURT HOUSE AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU EMAIL

REPLY EMAIL BACK IMMEDIATELY WITH YOUR FINAL ANSWER SO I CAN MOVE ON FURTHER ON THE BASIS OF YOUR ANSWER.

UNITED STATES OF ATTORNEY & ATTORNEY GENERAL USA

COPYRIGHT © 2006 ACS | PRIVACY | TERMS OF USE

THANK YOU FOR BEING OUR CUSTOMER.

Best Regards,

James Smith (sr. investigation officer collections department)

Ace Case Services.

United States.

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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited Thank you for your cooperation.

Victim Location 54904
Type of a scam Debt Collections

LOAN INFORMATION: COLLECTIONS & LEGAL DEPARTMENT ACS/ACE/USA

DUE AMOUNT- $980.76

CREDITOR - ACE/ACS (ADVANCE CASH SERVICES/EXPRESS)

CASE FILE #; ACS-CA03/171787

Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $4203.86 against you, we request you to kindly pay the Court Restitution Amount which is $980.76. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

· Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract.

The principle amount was $300.00 and now with the late fee and taxes it includes the Attorney charge, NFS Charge, Affidavit Charge, Rate of Interest the initial amount of $300.00 goes up to $980.76.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $980.76 to settle this case.

To resolve this issue reply back on the same email.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Do revert back for any queries.

James Corden.

Sr. Investigation Officer.

(Department – Law & Enforcement)

(ACS Incorporation)

Collections & Legal Department.

ACS Inc © 2017 | | Terms of Use | Careers | Complaints | Privacy Policy

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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

This is the email sent to my email, I am a senior citizen, I never heard of this company nor have I ever taken out any loan from this place, I think they are trying to extract money from me

Victim Location 29605
Type of a scam Debt Collections

From: "ACS INC"

Date: Mar 15, 2017 6:53 PM

Subject: RE : DEBT COLLECTION

To: "ACS INC"

Cc:

LOAN INFORMATION.

CUSTOMER ID #: 64821508

CASE FILE NUMBER: CASE NO: 3478845 DH-RU-AC-5511

COMPANY NAME: ACS INC.

PRINCIPAL AMOUNT: $500.00

PAST DUE AMOUNT - $780.98

We are going to be legally prosecuted in the Court House within a couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point, you have made your intentions clear and leave us no choice but to protect our interest in this matter. You can repay it is not too late to restore your good standing!

We want to serve as your trusted financial resource in the future, but to do that; we’ll need to come to an agreement on the past-due balance.

If you believe you are unable to afford the payment options we have offered, contact us right away by email or If you would like to make a one-time final payment to settle your account, we can waive all fees and freeze the existing cash advance thus taking your balance down from $780.98 to accepting $500.00 as a one-time final payment today.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER

Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition, we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house then you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department between 9.30 to 6.30 (EST) EMAIL US DURING WORKING HOURS (From Monday To Friday 09:30 AM to 05:00 PM EST)

.

IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS

.

THE UNITED STATES OF ATTORNEY

Copyright © 2006 ACS | Privacy | Terms of use

David Smith,

Sr. Investigation Officer (Department – Law & Enforcement)

ACS INC.

Victim Location 76120
Type of a scam Debt Collections

Received an email stating that they were going to file a lawsuit for outstanding loan. Has docket number and police file number. Asking for 1 time payment or payment arrangements. Wants payments made with prepaid card

Victim Location 70090
Type of a scam Debt Collections

Recieved an email stating that this company has not been able to reach me in reference to a $2000+ debt demanding $965 . searched company as no other information was provided and saw to report info to BBB.

Victim Location 95205
Type of a scam Debt Collections

I was emailed by an "employee" claiming I owe money for a loan I never took out. They claimed that they would be taking me to court if I didnt pay them. I asked for a copy of the agreement I supposedly signed. All they could provide was my name, email, and amount due. I was also instructed to pay them using a prepaid card which I don't even own.

Victim Location 91502
Total money lost $964.52
Type of a scam Debt Collections

Case File # : RN 83 (Rev. 1234704

I was contacted by ACS INC in September of 2016. They told me that I owed $2,873.81. We settled for $964.52 which I paid with gift cards. On February 2, 2017 I was contacted again by ACS INC telling me that I still owed $2,873.81.

Victim Location 33606
Type of a scam Debt Collections

Copy of entire email I received; of which I KNEW right off the bat was a scam from all the grammatical errors as well as the fact that I've NEVER taken out a payday loan before!!!

COLLECTIONS & LEGAL DEPARTMENT

Fair Debt Collection Practices Act (ACT-811)

FILE DETAILS

Case File # XXXXXX106_FL( U.S.C) AO 93 (Rev. 03/06162)

Amount Due-$565.36

Lawsuit Cost-$4526.65

Last Date-02/22/2017

Courthouse- US District Court FL.

File Transferred-February-2017.

Dear Debtor,

This is to notify you and requires your immediate attention.

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity,Company has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and S.S.N. In order to avoid a lawsuit of $4526.65 against you, we request you to kindly pay the Court Restitution Amount which is $565.36. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 30-45% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

This is an important letter and requires your immediate attention. Despite sending you several reminders, we have received no response from you about your seriously past due account. We feel we have given you ample time and have been more than patient with you.

We have repeatedly advised you of your long overdue balance but you have not made any payment we have turned your account over to our Attorney and instructed them to commence suit without further delay.

There is still time, however, to avoid lawsuit if you email us before the last date of lawsuit. this will be your final opportunity to resolve matters without the expense of court proceeding.

Kindly let us know your clear intention ASAP so that we can hold the case file else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.

If we don't receive your response on time then we will register Case against you at US District Courthouse and Lawsuit cost will be $4526.65.

If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS, LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED YOUR CREDIT REPORT.

Kindly email us ASAP so that we can resolve this matters outside the court otherwise we will have to file a lawsuit against you for $4526.65 in Local County Court.

Thanks & Regards,

(Department – Law & Enforcement).

Victim Location 83501
Type of a scam Debt Collections

From: ACS Incorp

Sent: Monday, February 20, 2017 11:37:32 AM

To: ACS Incorp

Subject: Arrest warrant I’d:- NV/51205PS/0551OCT which will be going to release on Friday,

February 2017

CASE FILE # WA/55B/95-38654

ADVANCE CASH SERVICES

408 W 17th St, Cheyenne, WY 82001, United States.

FINAL NOTICE FOR FAIR ACTION

Legal Charges-Section 19(A), Clause 21(US).

Case Format- Fair Debt Collection (FC/SC)

Dear Debtor,

As you are aware, you have a loan bill that remains unpaid. Your account remains seriously delinquent. You must make full payment now to avoid further collection action. After so many reminders, we can no longer believe that your failure to pay you owe is an oversight. We are disappointed that you have not taken the initiative to make reasonable arrangements to resolve your delinquent balance. If we have not received payment in full of the entire delinquent balance by today your file will be referred to our attorney for possible legal action. If you wish to avoid legal action against your name and social and the possibility of incurring court costs, attorney's fees, and considerable inconvenience, all you have to do is to make a onetime settlement payment of $990.00 or discuss reasonable arrangements to do so. If this matter is not resolved by today, all further correspondence will need to be made through our attorney.

Victim Location 75149
Total money lost $600
Type of a scam Debt Collections

These people keep harassing and threatening me that I will be prosecuted and sent to jail if I don't pay thousands of dollars in either ITunes Cards or other prepaid debit cards. They send me emails every day and time threatening me. They have somehow gotten my social security number and drivers license. I have asked them to stop several times, but they continue.

Victim Location 60616
Type of a scam Debt Collections

We are going to be legally prosecuted in the Court House within a couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point, you have made your intentions clear and leave us no choice but to protect our interest in this matter. You can replay it is not too late to restore your good standing!

We want to serve as your trusted financial resource in the future, but to do that; we’ll need to come to an agreement on the past-due balance.

If you believe you are unable to afford the payment options we have offered, contact us right away by email or If you would like to make a one-time final payment to settle your account, we can waive all fees and freeze the existing cash advance thus taking your balance down from $780.98 to accepting $500.00 as a one-time final payment today.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER

Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition, we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house then you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department between 9.30 to 6.30 (EST) EMAIL US DURING WORKING HOURS (From Monday To Friday 09:30 AM to 05:00 PM EST)

.

IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS

.

THE UNITED STATES OF ATTORNEY

Copyright © 2006 ACS | Privacy | Terms of use

David Smith,

Sr. Investigation Officer (Department – Law & Enforcement)

ACS INC.

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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

Victim Location 33157
Type of a scam Debt Collections

Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $955.75

This is ACS (Ace cash services), it is a parent company which owns and operates more than 350 parental payday loan websites, CASH NET USA, CASH AMERICA & 500 CASH ADVANCE PAYDAY MAX, 2-MINUTE PAYDAY LOANS etc. you applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you like to do. And now with the late fees and tax, Rate of Interest the initial amount of $300.00 goes up to $955.75

If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 50-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

NOTE 1: If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $2873.81

NOTE 2: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.

NOTE 3: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and the your case file is closed after that you won't receive any kind of emails regarding this case file.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM t o 05:00 PM on reply back to this E-mail to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely

David Brown.

Investigation Officer.

ACS Incorp.

Collections & Legal Department

ACS Inc © 2017 | | Terms of Use | Careers | Complaints | Privacy Policy

--------------------------------------------------------------------------------... Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

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Marvin Choate Tue, Jan 10, 2017 at 8:35 AM

To: USA Legal Debt

Just please send me the ways to submit payments pay half now and the rest in 30 days

[Quoted text hidden]

USA Legal Debt Wed, Jan 11, 2017 at 9:52 AM

To: Marvin Choate

Marvin Choate,

We appreciate your good intentions in order to settle this account. The total outstanding balance on you name is $955.75. We have had word with our concerned department regarding your case file. You need to pay only $900.00 for this account. You can pay half payment of $450.00 by today, 01/11/17 and remaining in rest of 30 days.

PAYMENT INSTRUCTIONS:-

Now, we would like to tell you that as per our accounts department, in order to make this payment through a Money Gram or One Vanilla Prepaid Visa/ Master Card.

We will not charge any convenience fees if you make payment using the following methods:

* Money Gram which you will get at your nearest Money Gram store.

* One Vanilla Prepaid Visa/ Master Card which you will get at your nearest One Vanilla Prepaid Visa/ Master Card store.

Please understand this message is very urgent and requires your immediate attention.

Kindly confirm us what mode you would be using Money Gram or One Vanilla Prepaid Visa/ Master Card.

Your immediate attention to this matter will be highly appreciated. Do revert ASAP.

Thanking you,

David Brown

Sr. Investigation Officer

(Department- Law & Enforcement).

Victim Location 83709
Type of a scam Debt Collections

On Tuesday, January 17, 2017 9:46 AM, ACS INC wrote:

FINAL NOTICE

Case File: ACSUSA-AL01/165481782

Balance Amount: $980.76

Case File Transferred to ACS: - JANUARY 2017

Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $4203.86 against you, we request you to kindly pay the Court Restitution Amount which is $980.76. If you settle this matter today or tomorrow, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 50-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints is as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract.

Dear debtor, As we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $980.76 to settle this case.

To resolve this issue contact us during the working hours 09:00 AM to 06:00 PM EDT reply back to this email to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely

Collections & Legal Department.

ACS Inc © 2017 | | Terms of Use | Careers | Complaints | Privacy Policy

------------------------------ ------------------------------ ------------------------------ -----------

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

--------------------------------------------------------------------------------... />
They contacted my ex-husband xxxx xxxx in Colorado, they contacted my step brother xxxx xxxx here in Idaho and also my parents xxxx and Sxxxx xxxxxx here in Idaho. When I asked them why they contacted my family and ex-husband they say that is the information I put down as contacts and its not their fault that I provided these names and numbers which I never did.

Victim Location 83709
Type of a scam Debt Collections

See the email I received below they also called me from 855-692-4150 and 720-593-2745

On Tuesday, January 17, 2017 9:46 AM, ACS INC wrote:

FINAL NOTICE

Case File: ***

Balance Amount: $980.76

Case File Transferred to ACS: - JANUARY 2017

Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $4203.86 against you, we request you to kindly pay the Court Restitution Amount which is $980.76. If you settle this matter today or tomorrow, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 50-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints is as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract.

Dear debtor, As we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $980.76 to settle this case.

To resolve this issue contact us during the working hours 09:00 AM to 06:00 PM EDT reply back to this email to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely

Collections & Legal Department.

ACS Inc © 2017 | | Terms of Use | Careers | Complaints | Privacy Policy

------------------------------ ------------------------------ ------------------------------ -----------

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

--------------------------------------------------------------------------------... />
They contacted my ex-husband Joseph Forte in Colorado, they contacted my step brother Scot Nelson here in Idaho and also my parents William and Sondra Claiborn here in Idaho. When I asked them why they contacted my family and ex-husband they say that is the information I put down as contacts and its not their fault that I provided these names and numbers which I never did.

Victim Location 46347
Type of a scam Debt Collections

Harassing myself and husband for over a year stating we were listed as Contacts for a Shamika White & we would have to pay her debt if we did not give up her contact info through automated messages. Today received voicemail from Lynn Cooper from ACS with case # 282297 that I was also listed in the complaint & it was all recorded for legal purposes to use in litigation.

Victim Location 21220
Type of a scam Debt Collections

egal action your account number 021C we are in a process to inform the (Social Security Administration & Major Credit Bureaus)

Inbox

x

ACS Incorp

9:36 AM (1 hour ago)

to bcc: me

This is in reference to let you know that Under the Federal Fair Debt Collection Act (Lawsuit) you are going to be legally prosecuted in the Court House within seven days at Palm Beach County Courthouse, West Palm Beach, FL 33401 against your name and SSN. After giving several notifications, we did not receive any response from your side. We will consider that you are ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & Major Credit Bureaus. Your SSN is put on hold by the US Government, so before the legal charges get really serious against you, we are notifying you about these legal charges.

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Very soon the case file will be downloaded against your name and social as after giving several notifications we did not received any response from your side. We will consider that you are ignoring this matter and you want to dispute.

1. This is our last warning to you, if we do not receive any response from your side within 24Hrs; your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $4206.00.

Do update us with your intention that you want to resolve this case or you want to dispute.

Do revert back for any queries

Thank you

Victim Location 16323
Type of a scam Debt Collections

ACS Incorporation contacted me by email today threatening me with legal prosecution and putting my Social Security Number on hold with the United States Federal Government. They were asking for money, I did not give them any.

Victim Location 91304
Type of a scam Debt Collections

Hi,I am the attorney of the Acs debt collection.I have received your case file today From Peter Forrest. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

This Legal Proceedings Will be issued on Following Details

Debt Collection

Case file Transferred - February 2016

Due Amount- $1145.00

Police Case No-KM01001051CSA

Docket no: 0264 ACS

This e-mail is served to warn you regarding your allegation of CYBER CRIME-PCS-KM01001051CSA for defrauding internet banking.

Since we have sent you several notification and you are not responding for the payment you agreed to pay.

So, at last our POLICE DEPARTMENT are going to contact you in the evening very soon they will be at your doorsteps with warrant against you to arrest you.

We do apologies, we have tried to be patient and sensitive with your case file but now case is out off our hand and we are not able to help you any more.

We look forward to hearing from you. You can reach us on this email address 24*7 . NOTE: THIS CASE IS UNDER INVESTIGATION UNDER CREDIT BUREAU.

Regards

Legal & collection Department

Direct Recovery Associates Inc. | Privacy | Terms of use

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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

And we apologies that the Arrest Warrant Which you will receive in your next email positively.we will also send it to your current employer too. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact Peter Forrest on

[email protected]

So you have time to pay this debt back till Friday Mid night

Do Revert ASAP.

Thank You

Chris Finney

Attorney

ACS,Debt Collection

Note : This notice is provided to you on behalf of Cash Advance Inc. and its parent company , and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the "Cash Advance Related Companies," "we," "our," or "us").

The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. "You" or "Your" means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.

Victim Location 33176
Type of a scam Debt Collections

The company threatened me with an arrest warrant for a pay advance from a company I never heard of. They stated I would need to contact a man right away to prevent further charges and arrange full payment. They left no phone numbers or addresses and there were misspelled words and grammatical errors.

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