Sign in

ACS

Sharing is caring! Having problems with ACS? Use ScamPulse to make a complaint

ACS Reports & Reviews (178)

Victim Location 70811
Type of a scam Debt Collections

On Mar 18, 2016 9:38 AM, "Ace Incorporation" wrote:

CASE FILE #: Credit Bureau/USA– ***

Balance Amount: $980.76

Date- March 18th 2016

Case File Transferred to ACS: - March 2016

LEGAL NOTICE

Dear Debtor,

Talking about the creditor Advance Cash Services ACS is the parent company which owns and operates more than 350 parental payday loan websites, CASH NET USA, Speedy Cash, CASH AMERICA & 500 CASH ADVANCE PAYDAY MAX, 2-MINUTE PAYDAY LOANS etc. You applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intention about this matter.

The principle amount was $300.00 and now with the late fee and taxes it includes the Attorney charge, NFS Charge, Affidavit Charge, Rate of Interest the initial amount of $300.00 goes up to $980.76.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

We are going to file a lawsuit at United States District Court 99 E Bro ward Blvd # 108, Fort Lauder dale, FL 33301, United States against your Name and SSN. After several notification we didn't receive any payment and also didn't get positive response from your sides, this is the reason we will have to download a case file against your name and social. Once you found guilty into the court house then you have to bear the entire cost for this law suit $2285.76 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. We will consider that you are ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

This is our last warning to you; kindly update us ASAP so that we can proceed.

Note- If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $2285.76.

NOTE: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS , THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.

If we do not hear from you within 24 hours of the date on this letter, we will be compelled to seek legal representation .

Do update us with your intention that you want to resolve this case or you want to dispute.

If you wants to resolve this matter then we have settlement amount for you;

1. If you can pay the amount which is $410.00 by today then we can close your case file with this amount only.

2. If you are looking for bi-weekly payment then you have to pay total amount of $450.00 with payment arrangement and you can pay $225.00 bi-weekly till paid in full.

3. If you are looking for monthly payment then you have to pay total amount of $480.00 with payment arrangement and you can pay $240.00 monthly till paid in full.

Kindly let us know what type of payment arrangement you are looking for.

Do provide us with the date on which you can pay so that we can update your account.

Once you will pay off the balance thereafter we will provide you a Payment Receipt stating that your account has been paid in full with ZERO balance and you are no more debtor for the company, your name and SSN will be removed from the Major Credit Bureau.

Do Revert ASAP.

Tony Jackson.

Sr. Investigation Officer.

(Department – Law & Enforcement)

(ACS Incorporation)

To resolve this issue kindly reply back to the same email during the working hours Monday to Friday 09:00 AM to 05:00 PM EST .

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely

Collections & Legal Department

ACS Inc © 2016 | | Terms of Use | Careers | Complaints | Privacy Policy

--------------------------------------------------------------------------------... />
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

Victim Location 79029
Type of a scam Debt Collections

CASE FILE #: Credit Bureau/USA– MO-34898589

Balance Amount: $955.75

Date- August 2nd, 2016

Case File Transferred to ACS: - August 2016

Subject: Notice of Legal Proceedings against fraud activity.

Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $955.75

This is ACS (Ace cash services), it is a parent company which owns and operates more than 350 parental payday loan websites, CASH NET USA, CASH AMERICA & 500 CASH ADVANCE PAYDAY MAX, 2-MINUTE PAYDAY LOANS etc. you applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you like to do. And now with the late fees and tax, Rate of Interest the initial amount of $300.00 goes up to $955.75

If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 50-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

NOTE 1: If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $2873.81

NOTE 2: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.

NOTE 3: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and the your case file is closed after that you won't receive any kind of emails regarding this case file.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM t o 05:00 PM on reply back to this E-mail to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely

Mark smith.

Investigation Officer.

ACS Incorp.

Collections & Legal Department

ACS Inc © 2016 | | Terms of Use | Careers | Complaints | Privacy Policy

--------------------------------------------------------------------------------... Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

?

Victim Location 10467
Type of a scam Debt Collections

This company continuously sends me Threatening e-mails demanding monies on a loan that I never took out

This is becoming harrassing .take a look at it.

This e-mail is served to warn you regarding your allegation of CYBER CRIME-*** for defrauding internet banking.

Since we have sent you several notification and you are not responding for the payment you agreed to pay.

So, at last our POLICE DEPARTMENT are going to contact you in the evening very soon they will be at your doorsteps with warrant against you to arrest you.

We do apologies, we have tried to be patient and sensitive with your case file but now case is out off our hand and we are not able to help you any more.

We look forward to hearing from you. You can reach us on this email address 24*7 . NOTE: THIS CASE IS UNDER INVESTIGATION UNDER CREDIT BUREAU.

Regards

Legal & collection Department

Direct Recovery Associates Inc. Privacy Terms of useCash Advance has decided to mark this case as a flat refusal and press legal charges against you.

This Legal Proceedings Will be issued on Following Details

Debt Collection

Case file Transferred - February 2016

Due Amount- $1145.00

Police Case No-***

Docket no: 0264 ACS

You can't contact this Business they leave no contact number!

Victim Location 49508
Type of a scam Debt Collections

FILE DETAILS

Amount Due: 675.45

File#QB-060515

File Transferred-August 2016

Last Date To File- August 18th 2016.

Dear Debtor,

This is an important letter and requires your immediate attention. Despite sending you several reminders, we have received no response from you about your seriously past due account. We feel we have given you ample time and have been more than patient with you. Therefore:

1. We feel there is no recourse but to put your account in the hands of our collection agency

2. This action will affect your company’s credit rating

3. We may also report this to the I.R.S. as “bad debt loss” with form 1099-A if payment is not received

Note- Please Email us immediately to avoid further action. Otherwise, payment options are set out overleaf or email us right now to pay or agree to a payment plan with us.

Regards,

Richard Brown

(Collection Department)

ACS Inc.

Victim Location 06514
Type of a scam Debt Collections

i was sent a email that i am going to lose my job and be blacklisted for not paying a pay day loan in the amoutn of 978.65. I never recieved any money from this organzation and can show proof from my bank statements. The creditor it says is Ace Cash Services. The Case File: acs-927864. It says they want to settle the account for 400.00. It was sent to me by Martin Cooper from ACE CASH SERVICES- HEAD BRANCH OFFICE.

Victim Location 89142
Type of a scam Debt Collections

I keep receiving emails that I owe money and they are trying to settle with me. I asked for proof of the claim and they said no.

I rcvd an email on 7/20/16 case file# ACS/*** *** stating I need to pay 965.75 to avoid a lawsuit of 4203.86. On 7/22/16 I responded to the email asking for proof of claim. On 7/26/16 they emailed me that they could not provide me proof of claim but would send me a 2 page legal document to sign and once paid they will send me a receipt. On 7/26/16 I emailed them that I filed bankruptcy and to again provide proof of the claim. On 7/27/16 I received another email with an account and routing number (*** for *** *** Federal CU asking to deposit 320.00 by Friday 7/29/16 as a one time settlement offer otherwise they can't hold my case file. On 7/27/16 I sent another email stating I feel this is fraud and I'm not paying anything until I get proof. On 7/27/16 they emailed me again stated since I am not interested in settling the case they are filing a lawsuit against me in 72 hours at US District Court 99 E Bro ward Blvd #108, Fort Lauderdale, FL 33301 in the amount of 3203.86 and report my SSN to the social security administration and major credit bureaus. I called the number they provided 904-301-6024 and it just rings about 12-15 times and goes to fast busy. They have not provided a physical address. The email address they are emailing from is [email protected] The person who is sending the email name is Liam Smith and he references me as Dear Debtor. I have a Co-Worker who received the exact same emails with different dollar amounts and the number he was told to call was 904-302-6024 and his was signed by Shane Philips.

Victim Location 78626
Type of a scam Debt Collections

Threatening email scam for an amount owed, with no other information provided.

I received an email this morning stating I owed over $900 and if I didn't contact them, I would have someone at my doorstep with court papers for a lawsuit within the next day or two. That it would become a $3000+ dollar issue at that point. I hadn't received any other correspondence from this ACS Inc, so I know this is a scam. There is no phone number within the body of the email, so I couldn't contact them myself. All the numbers I've looked up on line are not longer working numbers.

Victim Location 61012
Type of a scam Debt Collections

They say I owe for a loan I never took

They call all the time and send threatening emails like the following ...sclogosm.png

CREDITOR: Speedy Cash (Adv. America)

CASE NO: ***

ATTENTION : *** ***

AMOUNT OUTSTANDING: $874.33

This Legal Proceedings issued on your Docket Number NR/B-64356499 with one of Cash Advance Inc. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

We have sent you this warning notification about legal proceedings on December, 2015 but you failed to respond on time now it's high time if you failed to respond in next 2 HOURS so we will register this case in court. Consider this as a final warning and we will be Emailing/Fax this issue to your current employer to make sure they take strict against you. Your salary and all your wages will be garnished.

Do revert back if you want to get rid of these legal consequences so make a payment today or else we would be proceeding legally against you and we apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

You can Email back to get the payment mode too.

We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $7456.79 and it will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.ATTENTION : LISA BALL,

TERMS & CONDITIONS YOU AGREED

By electronically signing this Loan Agreement by clicking the "I AGREE" button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.

IF YOU WANT TO RESOLVE THIS CASE OUTSIDE OF COURT THEN CONTACT TO OUR SETTLEMENT DEPARTMENT FOR SETTLE YOUR CASE: - [email protected]

Sincerely,

Veronica Davis,

Speedy Cash (ADV.AMERICA)

Montclair CA, 91763

I want them to leave me alone. They are fraudulent. I did not

receive a loan from them.

Victim Location 10604
Type of a scam Debt Collections

I have received emails and phone calls from this number claiming that I owe money from a payday loan and will be brought to court if I do not pay.

Most recent email was received today (7/18) with a case number of ** ** *** ***). They claim I owe them $2873.81 but they will settle for $964.52 if I send them a promissory note today. I do not owe any money to this company. I often receive similar calls from other numbers and am not sure if they are related.

Victim Location 60073
Type of a scam Debt Collections

Threatening emails and phone calls. We have NO accounts or anything in collections.

Email address these threats are coming from is:

[email protected]

Case No. in email: ***

Phone # in email is: 916-382-8087

Trying to contact: Mr./Mrs. Carlos Martinez

My husband was part of identity theft from Orange County California. The issue was resolved last year. It was the wrong *** ***. We have never nor has he lived in California!

Victim Location 91763
Type of a scam Debt Collections

They keep email me i did one of these complaints before they keep harassing me sending me emails saying I owe this money

Supposedly pay day loan

Victim Location 02910
Type of a scam Debt Collections

Company sent shady email about debt I don't owe. Claiming to be ACS, Baker & McKenzie Law firm and UNITED STATES OF FEDERAL MANAGMENT all in one email

Adam White contacted me via email from email [email protected]

CASE FILE #: BN12911E

PAST DUE AMOUNT - $980.00

CREDITOR - ACS INC.

The email was illegal and threatening federal and state legal action and contacting everyone I know. I am pretty sure this is FRAUD, but wanted to report it so you could catch them! I am happy to include the email.

Victim Location 87505
Type of a scam Debt Collections

Threats and Court case number for a NY court.

Threatening emails stating that I owe money to a payday loan company. They would not give me the information to prove that It was on the up and up. They demanded money wanting me to give them my banking information and address. Which they did not receive any. Payment options were to send the money per Netspend card or a Paypal master card. Only two options they would give me. So I decided to do a little research to see if this company was a scam artist before I sent any money because I did not remember obtaining any money from the company's he was quoting that I had borrowed $300 from. Now wanting over $1200. but would settle for $325.53 and would take $20 off for settling immediately making that a total of $305.53. I am not real sure of the address because all they send me is emails from the email address of [email protected] Man's name is supposedly David Smith Sr. Investigation Officer (Collections & Legal Department) ACS INCORPORATION.

Victim Location 34953
Type of a scam Debt Collections

Keep harassing me saying I owe them money and the eating me.

ACS INC

Important Note: This is an automated system generated notice based on customer's records.

This Legal Proceedings is issued on you Docket no: #VS 841/G24/913 with one of ACE CASH EXPRESS Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of ACE CASH EXPRESS have decided to mark this case as a flat refusal and press legal charges against you.

CASE NO: #VS 841/G24/913

TOTAL OUTSTANDING BALANCE: $832.63

We have sent you this warning notification about legal proceedings in January 2016 but you failed to respond on time now it's high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/Fax this issue to your current employer to make sure they take strict action against you. Your salary wages will be garnished.

So, we are just giving you a last chance that if you just make a payment by today or tomorrow then we will close this account as paid in full with zero balance.

We do hope that you will work out with this offer which is of:

SETTLEMENT AMOUNT - $351.00

Do revert back if you want to get rid of these legal consequences and make a payment arrangement by today or else we would be proceeding legally against you.

And we apologies that this notification will be sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

You can Email back to get the payment mode too.

We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.

Note : This notice is provided to you on behalf of ACE CASH EXPRESS and its parent company , and their respective family of companies including ACE CASH EXPRESS, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the "ACE CASH EXPRESS Related Companies," "we," "our," or "us"). The ACE CASH EXPRESS Related Companies include, but are not limited to: ACE CASH EXPRESS, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names ACE CASH EXPRESS, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal ACE CASH EXPRESS, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Pay check Today, Payday OK, Cash Central Loans, Cash Net 500,CashNet USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Ezmoney Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. "You" or "Your" means you as a participant in or as a user of the products and/or services offered by ACE CASH EXPRESS Related Company.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY REPLY THIS EMAIL DURING WORKING HOURS BETWEEN 9:00 AM TO 7:00 PM (EST)

Victim Location 32309
Type of a scam Debt Collections

I have been threatened and harassed by this company for two years for a debt I do not even owe. I asked them to quit calling my work# and they won't email me and daily calls to my cell phine

Victim Location 60073
Type of a scam Debt Collections

July 7th,2016.

ACS Inc.

1616 E March Ln,Stockton,

CA 95210

Outstanding: $890.00

Settlement Amount: $650.00

Tax ID: ***

Case File No: MS 5807216

Dear Debtor,

As we didn't receive your payment so, we are going to file this case tomorrow at your district courthouse, to know the courthouse kindly visit http://www.uscourts.gov/court-locator with your zip code. You will be served with a notice to appear at your district courthouse in next seven business days.

If you have an attorney or you have filed bankruptcy after to January 2015, then you can resolve this case mutually then contact directly Ace Cash Services (Harry Faukner) at [email protected]

You can know and verify our company with the Tax ID which is 17521429633.

You can still avoid this case by making a payment towards your total outstanding or else this case file will be executed as mentioned.

If you want to resolve this case mutually then contact directly to company on +1 209 790 3900 or back on this Email between 9:00 AM to 5:00 PM EDT (Mon-Fri)

Best Regards.

William Carlos(Legal & collection Department)

ACS Inc.

Victim Location 70119
Type of a scam Debt Collections

They are sending very threatening emails about me having an arrest warrant and police showing up at my doors. About calling my job and trying to have me fired. The amount keeps changing.

Victim Location 89701
Total money lost $200
Type of a scam Debt Collections

hi they try to get money from me they said I owe money and they will take me to court and block my soc sec number I do not no want to do keep sending me emails about this

Victim Location 91763
Type of a scam Debt Collections

they email saying that this a legal proceeding issued on you docket# for a cash advance inc company

they want me to pay them a total of $964.52

they said i have 48 hours to pay the money if i dont get the money sent to them asap there will be lawsuit against me and they been sending alot of email at 1st i was worrie so i sent email back to them saying i dont have that kind of money and they said that they will the right to get into my employer to get info on me regarding this issues and the next step they said would be court and i would have to pay a total of $2473.90

that will be totally upon me anf i will have to pay the attorney charges to also said that someone from the local county sheriff dept will be at my house to summons me at my door step

so i would like to know what we could do on this matter please can someone please get back to me

thanks you

Victim Location 35758
Type of a scam Debt Collections

On 06/03/16, I received an email from [email protected] that detailed a debt that I supposedly owe and demanded payment for said debt.

The email was obviously a scam and therefore I did not proceed to pay or provide any personal information. I did respond to the email and asked the "company" to send any information regarding the debt to my physical address on file.

I received a response from David Johnson claiming to be from ACE Corporation from the same email address as above. He stated that his company was seeking to close my debt and that he could offer to settle the debt for less than the original debt.

I again responded asking him to send the information to my physical address.

Mr. Johnson then proceeded to send another email threatening legal action.

Company also goes by Ace Cash Services.

I have sent copies of the original email to the FTC and to my email providers phishing report address. I can provide copies of the emails if desired.

I am not looking for you to contact the company because I know it is an obvious scam. I am just wanting to inform you of this so that you can let others know about the scam.

Check fields!

Report ACS


Upload here Increase visibility and credibility of your review by adding a photo

ACS Contacts

E-mails:

Sign in to see

If you know any contact information for ACS, help other victims by adding it!

| A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z | New