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ACS Reports & Reviews (200)

Victim Location 27591
Type of a scam Debt Collections

I got an email saying I owed a debt that I was previously contacted about. There were a lot of spelling errors. Don't fall for it.

Victim Location 90033
Type of a scam Debt Collections

I keep an eye on my credit report and positive and negative accounts. And usually if those accounts get a debt collector or anything they send me postal mail. Some accounts stopped sending me stuff or trying to contact me while others still send me postal mail once in awhile. For the last year I haven’t received anything. Then al of a sudden I receive an email. I do not recognize the lender company they claim they are contacting me on behalf of. Don’t recognize the amount due. I even went to check my derogatory and closed accounts on credit report I have access to 24/7 and nothing matches up with them. The email they sent me first says they settled for $850 or 2 payments but have to pay today but then as you go down it’s says $1385. It’s a email telling me they will be garnishing my wages for this amount but with covid-19 everything is paused and I’m not even working due to covid-19. At the bottom it has the hours but no contact information nor address. So to me it looks like a scam I want to be sure before I actually try to email back or contact to resolve.

Victim Location 51446
Type of a scam Phishing

Case No: ACE- ACS06/346332

Balance Amount: $970.85

Case File Transferred to ACS: - January 2020

Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $970.85. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

· Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $970.85 to settle this case.

To resolve this issue contact us during the working hours Monday to Saturday 09:00 AM to 05:00 PM EDT by reply back to this E-mail to get in touch with the representative.

Yours sincerely

Collections & Legal Department

ACS INC

ACS Inc © 2020 | | Terms of Use | Careers | Complaints | Privacy Policy

--------------------------------------------------------------------------------... Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

Victim Location 32073
Type of a scam Debt Collections

I had just moved to Florida from Ohio in March and this ACS Loan Colloctors said they were filing a lawsuit against me at a court in Fort Larderdale only they spelled it Fort Lauder dale against my name and SSN. They also state that they’re in contact with the social security administration and the credit bureaus as well. Then the email goes on to say that it’s mg last warning to me. They’re saying I have a $3,200 debt to them. Then I look it up and see all these sites saying it’s a scam which I figured because I haven’t been near Fort Lauderdale and the only debt I have that high is my student loan debt!

Victim Location 27101
Type of a scam Debt Collections

Andrew law firm"

FINAL CHANCE TO RESOLVE THIS MATTER

CASE FILE #: HM/27A/98-36471

AMOUNT DUE - $1385.98

CLOSING AMOUNT TO FREEZE DOWN THIS CASE FILE BY TODAY- $850.00 or two payment of $450.00 by Today

Your case file # HM/27A/98-36471 is handling by LEGAL DEPARTMENT OF ACS INCORPORATION and we are working with FTC, FBI and all the three credit bureaus, So now you may co-operate us in order to resolve the case file HM/27A/98-36471 BEFORE WE DOWNLOAD YOUR CASE FILE # HM/27A/98-36471 INTO THE COURT HOUSE.

This is in reference to your Case File HM/27A/98-36471 with ACS (ACE CASH SERVICES) in order to notify you that after sending several emails we were not able to get hold of you. So the IC3 (Internet Crime Complaint Centre) has decided to mark this case as a flat refusal and press charges against you.

Your account with ACS is in Final Collections. According to our records, your outstanding balance was $1385.98

It may be possible that you may have some financial hardship with you.

So, we are just giving you a last chance in order to take care of this matter, if you just make a payment by Today then we will close this account as paid off in full with zero balance.

We do hope that you will work out with this offer which is CLOSING AMOUNT - $850.00 Or, else we won't be able to help you out.

Do revert back if you want to get rid of these legal consequences and want to make payments within next 48 hours or else the case will be downloaded against you.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

You can avoid this by taking care of this now.

It is quick and easy:

Do reply us right now and provide us the date on which you can make the payment.

If you do not take immediate action we will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a lawsuit which will be a penalty of $4515.85 and your bank account will be closed. it will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $850.98.

IF YOU WANT TO RESOLVE THIS MATTER THEN REPLY US BACK ASAP IN ORDER TO SETTLE THIS ACCOUNT (TIMINGS- BETWEEN 09:30 AM TO 06:30 PM EST).

UNITED STATES ATTORNEY

Best Wishes,

Patrick Spencer

Sr. Investigation Officer

Victim Location 46250
Type of a scam Debt Collections

Here is the email I received. I have also received phone calls however, due to my robo-blocker on my phone, it goes to voicemail:

FINAL NOTICE

This Legal Proceedings issued on you Docket #: 3616 with one of Cash Advance Inc. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

Case File #: ACS/19-ST0507;

Subject - ACS Loan Reminder/Debt Recovery

Balance Amount: $980.00

Settlement amount to close to this account at once by today:-$495.00

Dear Debtor,

We are going to file a lawsuit in next 72 hours at United States District Court 99 E Bro ward Blvd # 108, Fort Lauder dale, FL 33301, United States against your Name and SSN. After giving several notifications we did not received any response from your side. We will consider that you are ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

This is our last warning to you; kindly update us ASAP so that we can proceed.

Note- If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court.

AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

· Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or Arrestment of part of your salary to satisfy the debt

The Factual Basis for the complaints is as follows:-

You agreed to return the funds from the aforementioned income advancement as per contract.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract

NOTE 1: If we don't receive any response from your side today or tomorrow, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $4203.86.

NOTE 2: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.

NOTE 3: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and the your case file is closed.

This is our last warning to you; kindly update us ASAP so that we can proceed.

Do update us with your intention that you want to resolve this case or you want to dispute.

We are in a process to inform the Social Security Administration & Major Credit Bureaus as well.

To resolve this issue contact us 24*7 to this email to get in touch with our representative.

NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.

Do revert ASAP

(Collections & Legal Department)

ACS Inc © 2020| | Terms of Use | Careers | Complaints | Privacy Policy

--------------------------------------------------------------------------------... />
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

Victim Location 16102
Type of a scam Debt Collections

Court Case File_US-077091-SC

Last Date to file Lawsuit-03/23/2020.

We are going to file a lawsuit in next 24 hours at United States District Court 99 E Bro ward Blvd # 108, Fort Lauder dale, FL 33301, United States against your Name and SSN. After giving several notifications we did not received any response from your side. We will consider that you are ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.This is our last warning to you; kindly update us ASAP so that we can proceed.

Note- If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $3203.86.

Do update us with your intention that you want to resolve this case or you want to dispute. Do revert back for any queries.

Thank you,

ACS Incorporation.

Victim Location 87740
Type of a scam Debt Collections

Wants me to pay money or wage garnish

Victim Location 85051
Type of a scam Debt Collections

Unpaid Debt & Poor Credit Report

Due to: ACS Incorporation

Police Case File #: ACS-02/1098;

Docket no #: SBA17147714

Subject - Loan Reminder/Debt Recovery

Case File Transferred to DEBT COLLECTION AGENCY: March 2020

Balance Amount: $663.67

We are going to file a lawsuit in the next 48 hours at United

States District Court 99 E-Bro ward Blvd # 108, Fort

Lauder dale, FL 33301, United States Against your Name and SSN.

After giving several notifications we did not receive any Response From your side. We will consider that you are Ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

This is our last warning to you; kindly update us ASAP so that we can proceed.

Note- If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that, we are unable to help you and you will receive court summons at your doorsteps with the cost of the lawsuit around $3203.66.

Do update us with your intention that you want to resolve this case or you want to Dispute.

If you want to resolve this matter & clear your credit report then we have settlement amount for you;

1. One-time payment of $463.67 by today or tomorrow.

2. If you are looking for Bi-weekly payment then you have to pay the total amount of $663.67 with payment arrangement and you can pay $200.00 Biweekly till paid in full.

Kindly let us know what type of payment arrangement you are looking for.

Do provide us with the date on which you can pay so that we can update your account. Once the full and final payment is received a receipt will be sent to you stating that your outstanding debt is paid in full with ZERO balance and you are no more debtor for the company and will update the Major Credit Bureau.

Do revert us ASAP

Thank you

Account Department

DEBT COLLECTION AGENCY.

Victim Location 35757
Type of a scam Debt Collections

I received the following email from them telling me I owed them money. In fact I have never heard of this co.pany below or done business with them.

On Wed, Mar 18, 2020 at 10:58 AM, Cash Debt Solution

wrote:

ACCOUNT# :KI_8562162

LOAN/DEBT INFORMATION

OUTSTANDING AMOUNT- $850.67

LOAN COMPANY/LENDER - ACS INC.

We are here by to inform you that you are going to be legally prosecuted in

the Court House within couple of days. Your SSN is put on hold by US

Government, so before something goes wrong we would like to notify you

about this matter.

It seems apparent that you had chosen to ignore all our efforts to contact

you in order to resolve your debt with your Payday Services. At this point

you had made your intentions clear and leave us no choice but to protect

our interest in this matter.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST

YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION *

(2) COLLATERAL CHECK FRAUD *

(3) THEFT BY DECEPTION *

If we do not hear from you within 48 hours of the date on this letter, we

will be compelled to seek legal representation from our in-house attorney.

We reserve the right to commence litigation for intent to commit wire fraud

under the pretense of refusing to repay a debt committed to, by use of the

Internet. In addition we reserve the right to seek recovery for the balance

due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

As we have shared with you in previous letters, read your loan agreement;

the next step is clearly defined. It could cost us both a great deal of

time and money; you can avoid this by taking care of this now.

The opportunity to take care of this voluntary is quickly coming to an end.

We would hate for you to lose the option of resolving this before it goes

to the next step which is a Lawsuit against you, but to do so you must take

immediate action.

If you do not take immediate action:

We will be forced to download this case against you and once it is

downloaded the creditor has entire rights to inform your employer and your

references regarding this issue and the law suit will be the next step

which will be amounting to $4447.25 and will be totally levied upon you and

that would be excluding your attorney charges and the due amount pending on

your name.

Thanks for being our customer,

Regards,

ACS Incorp.

Copyright © 2020 ACS INC | Privacy | Terms of use

>----------------------------------------------------------------------------... /

Confidentiality Statement & Notice: This email is covered by the Electronic

Communications Privacy Act, 18 U.S.C. 1983 and intended only for the

use of the individual or entity to which it is addressed. Any review,

retransmission, dissemination to unauthorized persons or other use of the

original message and any attachments is strictly prohibited. If you

received this electronic transmission in error, please reply to the

above-referenced sender about the error and permanently delete this

message. Thank you for your cooperation

?

Victim Location 93611
Type of a scam Debt Collections

I have received an email stating that I owe a past due loan debt and they're threatening to go to court and all kinds of crazy non sense. After reading the warning about this scammer on ScamPulse.com website I wanted to report my interaction, to be tracked as well. Whoever is scamming definitely doesn't have good grammar, that was was first prompted me to research into this matter.

Victim Location 23231
Type of a scam Debt Collections

Received a phony garnishment email saying I’ll be arrested if I don’t pay and my employer has been notified to deduct the garnishment in addition to lawyer fees

Victim Location 43620
Type of a scam Debt Collections

I receieved an email about a loan that I never got & was threatnening to take me to court. Never got documentation of a loan or that I was approved of one. They're constantly harrassing me & emailing me.

Victim Location 76543
Type of a scam Debt Collections

I was emailed from informal email address. No prior attempt of notification before threat of court hearing to collect on a debt through conviction.

Victim Location 95826
Type of a scam Debt Collections

I got this email this morning. I responded

“ What’s your phone number?”

“What company?”

“What’s your address?”

“Where’s my noticed that’s been mailed out to me?”

“When was the notice sent out?”

This email along with others I’ve received is a scam. Please don’t fall for it!!!

Reference Account #:01/AN61023; Subject : Lawsuit

Garnishment Notification and Arrest Notice

LEGAL DEPARTMENT OF MAJOR CREDIT BUREAU

Case file: 01/AN61023

Loan Reminder/Debt Recovery

Due Amount- $954.86

Dear ——————( I removed my identification)

Reference Account #:01/AN61023; Subject : Lawsuit This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested

If you pay in full or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested

Once you are found guilty into the court house, then you have to bear the entire cost for this lawsuit which totals to $2395.76, excluding loan amount, attorney’s fee, interest charges, late fee and other legal documentation charges. You have the right to hire an attorney. If you don’t have/can’t afford one then the court will appoint one for you in case if you are provide with a bail by the state country court house.

What is garnishment?

Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?

We received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $954.86. We are sending you this notice to let you know what we have done in response to the garnishment order.

WE CARRY ALL THE RIGHTS RESERVED TO INFORM FTC, INTERNET CRIME COMPLAINT CENTER, YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

We believe that this was not your intent and these steps are unnecessary. We merely require you to contact in writing to our recovery asset location department via email between 09.00 AM to 05:00 PM (EDT).

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely

Collections & Legal Department

ACS Inc © 2020 | | Terms of Use | Careers | Complaints | Privacy Policy

--------------------------------------------------------------------------------... />
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed.

Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

Victim Location 66614
Type of a scam Debt Collections

Well I got a email from ACS INC it said to contact the person name in the collection but there was no name or address or nothing they said I go jail or the garnish my wages 425 dollars

Victim Location 46001
Type of a scam Debt Collections

Lawsuit for fraudulent checking activity... threatening to contact my employer/manager and I will have consequences...seizure of assets.... offering discount on amount due if paid today

Victim Location 77006
Type of a scam Debt Collections

THIS IS WHAT I RECEIVED

appreciate your good intentions in order to settle this account. Kindly make sure to send settlement payment of $350.00 by today, 11/22/19. So that we can resolve this account.

PAYMENT INSTRUCTIONS-

Now, we would like to tell you that as per our accounts department, in order to make this payment. All you have to do is to get a ONE VANILLA PREPAID VISA DEBIT CARD from any of the stores mentioned below, load the required funds of $350.00 and thereafter provide us the required card information, so that we can receive your payment.

16 Digit Card number-

3 Digit CVV code appearing on the back side of the card-

Expiration Date-

Billing Address associated with this card-

Once we will receive the full payment then will sent you the full and final payment receipt stating that your account has been paid off in full with zero balance.

ONE VANILLA PREPAID VISA DEBIT CARD IS AVAILABLE AT THESE STORES NATIONWIDE:

Walgreen's

Walmart

CVS/PHARMACY

RITE AID

7 ELEVEN

DOLLAR GENERAL

FAMILY DOLLAR

K-Circle

Kindly reply back to this email for confirmation.

Thank you for your cooperation.

Regards,

ACS INCORPORATION.

?

Show quoted text

Victim Location 92883
Type of a scam Debt Collections

Tried to scare me with a loan amount that if I had no paid they would report me to the FBI. They use broken English. Pretty weak scam but can see how someone could fall for it.

Victim Location 39301
Total money lost $350
Type of a scam Debt Collections

I received emails about a payday loan owed,that I didn't have any knowledge of and being asked to pay money owed. Also not mentioned they threatening me with all kinds of charges and ligation. However when I asked for documentation be provided from the guy on the email, he never responded or list a phone number. All this is being emailed to me in a allegedly email from ACS Debt

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