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Home warranty scam

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Home warranty scam Reports & Reviews (127)

- Newport News, VA, USA • Jun 02, 2026

Letter from "Official Business" "Penalty for Private Use $300" "FORM 9550-WARR"

"FINAL NOTICE IMMEDIATE RESPONSE REQUIRED"

Letter states they have been attempting to contact and have been unable to, regarding the property's home warranty at (specific address shown) secured by (specific mortgage lender shown) - PLEASE CALL TO VERIFY. "Failure to call by (date shown) may result in a lapse of coverage." "Final attempt to contact you before we close the file on this property." "REGISTRATION IS REQUIRED" "Refer to Property Code: ...."

- Elverson, PA, USA • Apr 02, 2026

They sent something in the mail saying urgent matter with my mortgage and lender. When i called they sent me to a person who said i needed a home warranty and there was an outatanding unclaimed balance of $199

- Oklahoma City, OK, USA • Apr 01, 2026

I am submitting a complaint regarding a misleading and threatening letter I received in the mail concerning a so-called “required” home warranty. The letter claimed that if I did not purchase a home warranty, my home would be “red flagged with the state” and that I could lose my mortgage or my homeowners insurance.

These statements are false, deceptive, and clearly intended to intimidate homeowners into purchasing a product under false pretenses. No state agency, mortgage lender, or insurance provider requires a home warranty, nor do they penalize homeowners for not having one.

The letter appeared designed to look official and implied government or lender involvement, which I believe violates consumer protection standards.

I am requesting that the ScamPulse.com investigate this company for fraudulent and predatory practices. I am willing to provide a copy of the letter, including the sender’s name, address, and phone number, upon request.

- Arlington Heights, IL, USA • Nov 24, 2025

This scammer sent me a postcard stating about my "lapse of Warranty Replacement coverage. "

- Union City, PA, USA • Nov 10, 2025

Letter stating that my Home Warranty was about to expire if I didn't call right away and make a payment.

- Mechanicsville, VA, USA • Oct 08, 2025

Received letter by mail that home warranty would be lost if 1-888-975-9956 not notified within 1 week. Mortgage company used many years ago named in letter. No address of sender included. Unknown where letter originated. Assuming scam to acquire personal information.

- Pittsburgh, PA, USA

Postcard arrived in US Mail titled "Home Records Division". The postcard notice is a Warranty Replacement Notice for a mechanical system in a dwelling. No specific information is provided. Notice requests that homeowner call 1-888-413-5452 to avoid a lapse in coverage. Coverage for what is not indicated.

- Washington, PA, USA

home warranty scan via direct mail. I received 2 letters. language such as - We have been unable to reach you or our final attempt to contact you before we close the file on this property. There is a policy offer expiry date that is not real.

- Madison Heights, VA, USA

Received a letter stating my home warranty coverage expired/was expiring.

- Bella Vista, AR, USA

Received a green postcard in mail with a Mortgage ID# above my name and address. States important notice and am to call844-892-0209 asap. No address. In small print at bottom states all information provided my Mortgage Services Group LLC 877-899-1809. I did not call as I checked out on-line and appears to be a scam.

- Little Rock, AR, USA

It was an official-looking mailpiece from my former mortgage lender addressed to me, which included an official-looking check for $199.00. The copy read:

This letter is to inform you about an important matter regarding the property at (my address in Little Rock, AR) secured by your current lender, which is Iberiabank Mortgage. We reserve the right to revoke allocated waiver after 7 days of receiving this notice.

- Pittsburgh, PA, USA

Every week i get threatening letter saying they need my home warranty information. Seems they get this info from public records on home loans. Paper looks official. I called my bank..its a scam.

- Baldwinsville, NY, USA

Letter stated this is the FINAL NOTICE and that my home warranty may have or has already expired. I had been previously contacted and that I need to call to activate my Home Warranty. Failure to call and prevent a potential lapse could result in myself being liable for all costs associated with any hope repairs. However, I may have time still left to activate the warranty on my home before it is too late. No inspection will be required /and final acceptance is subject to my ability to meet eligibility requirements, They reserve the right to revoke my eligibility for service coverage after the expiration date of 7/21/2025. PLEASE respond immediately by calling 1-888-404-4504.

Sincerely,

Vicky Mercer

Program Director

- Jeffersonville, IN, USA

Received postcard from 4EverHome USA, LLC notifying of a Warranty Replacement Notice. The letter had a registration ID and a pin number along with the message:

"Dear NAME,

This is your Warranty Replacement notice advising you to contact our offices so you do not have a lapse in coverage for all available covered components. With active services, all repairs and replacements will be covered that reflect your updated paperwork. Call 1-888-413-5452 now before it's too late and your expiration date expires leaving your home at risk of expensive repairs and/or product replacement."

- Mission, TX, USA

Fake Mortgage Warranty Expiration Notice - Phishing Scam.

Bank/Credit Card Company Imposter - Wells Fargo Bank Imposter.

Letter was ominous. Example texts from letter: FINAL NOTICE. Avoid any Unnecessary delays in your coverage, etc.

Failure to call and prevent a potential lapse in coverage could result in you being liable for all costs.....

Signed by J. Morton, Program Director, 1-888-982-1981.

- Clarksburg, WV, USA

Letter includes:

“This notice is to inform you that the property's home warranty, at address , secured by BANK - PLEASE CALL TO VERIFY, may be expiring or may have already expired. Our Records indicate you HAVE NOT CONTACTED us to update your warranty policy. We reserve the right to revoke your eligibility for coverage for Failure to call us before the expire date of June 24th, 2025. Contact us immediately by calling 1-877-499-4406 to ensure there is no further lapse in coverage. Without a home warranty in place, you are at risk of being Financially Liable for any and all repairs.”

- Pittsburgh, PA, USA

Home warranty secured by Fannie Mae Mortgage

- Edmond, OK, USA

I received a letter in the mail for an expired home warranty. It was signed by Corey C*******. It had only one phone number, no address, no website. I googled the number to make sure I was correct that it was a scam.

- Pittsburgh, PA, USA

This was a letter asking to call to prevent a lapse in coverage.

- Glassport, PA, USA

Got a post card requesting a call about homeowners protection for mechanical systems (warranty replacement notice is in the text in multiple places).

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