Home warranty scam Reports & Reviews (126)
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SCAMPULSE
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SCAMPULSE
If you know any contact information for Home warranty scam, help other victims by adding it!
These statements are false, deceptive, and clearly intended to intimidate homeowners into purchasing a product under false pretenses. No state agency, mortgage lender, or insurance provider requires a home warranty, nor do they penalize homeowners for not having one.
The letter appeared designed to look official and implied government or lender involvement, which I believe violates consumer protection standards.
I am requesting that the ScamPulse.com investigate this company for fraudulent and predatory practices. I am willing to provide a copy of the letter, including the sender’s name, address, and phone number, upon request.
This letter is to inform you about an important matter regarding the property at (my address in Little Rock, AR) secured by your current lender, which is Iberiabank Mortgage. We reserve the right to revoke allocated waiver after 7 days of receiving this notice.
Sincerely,
Vicky Mercer
Program Director
"Dear NAME,
This is your Warranty Replacement notice advising you to contact our offices so you do not have a lapse in coverage for all available covered components. With active services, all repairs and replacements will be covered that reflect your updated paperwork. Call 1-888-413-5452 now before it's too late and your expiration date expires leaving your home at risk of expensive repairs and/or product replacement."
Bank/Credit Card Company Imposter - Wells Fargo Bank Imposter.
Letter was ominous. Example texts from letter: FINAL NOTICE. Avoid any Unnecessary delays in your coverage, etc.
Failure to call and prevent a potential lapse in coverage could result in you being liable for all costs.....
Signed by J. Morton, Program Director, 1-888-982-1981.
“This notice is to inform you that the property's home warranty, at address , secured by BANK - PLEASE CALL TO VERIFY, may be expiring or may have already expired. Our Records indicate you HAVE NOT CONTACTED us to update your warranty policy. We reserve the right to revoke your eligibility for coverage for Failure to call us before the expire date of June 24th, 2025. Contact us immediately by calling 1-877-499-4406 to ensure there is no further lapse in coverage. Without a home warranty in place, you are at risk of being Financially Liable for any and all repairs.”
After telling them I was not interested and didn’t need this, and to not reach back out, they proceeded to tell me that “the state requires you to purchase a home warranty so you do need it.” Being an adult male with a natural annoyance to these types of tactics I immediately questioned it while googling on my phone to verify what I knew was true. Then caller then insisted that if I did not purchase this I would be fined much more than the home warranty by “the state.”
This practice is extremely problematic. I did not fall for it, but had many other Americans called them, they very well would fall into what is either a scam (if this company is even real, which is questionable) or a very poor financial return on investment while feeling forced into it. Regardless of whether someone thinks this is a good return on investment or not, having legal action threatened is a classic mark of a scam.
When I challenged him hardly with, “what law are you talking about, I looked it up,” the caller immediately hung up.
I am fairly certain threatening legal recourse that doesn’t exist like this is illegal, if it isn’t, it needs to be. Buyer beware as your information gets sold to these companies by these credit unions and other related companies, because most of them are scams at best, and ill advised companies at worst.
If this is a real company, I home the ScamPulse.com can do something about this behavior.