SCAMNegotiations Department Reports & Reviews (147)
Negotiations Department Contacts
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5549 Ft. Caroline Rd. #211 Jacksonville, Fl 32277Phone: |
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Country United States
Type of a scam Credit Repair/Debt Relief
Initial means of contact Postal mail
Negotiations Department- SCAM
If this is so legit then why hide the return address and other identifying information. Sure it may be a legit debt settlement company but it’s practices are very suspect. I’m sure this letter goes out to everyone with no other qualification than a high credit card debt — only to get these people excited to call you then realize they actually have to qualify further to get out of their debt. Terrible marketing practice — encouraging people to not pay their full debt so your company can make money off of them. I would rather pay my debt than call a company who uses suspect practices and refuses to be transparent. My letter is already shredded!
Letter in the mail
Scammer's address None given. Envelope postage mark: Bolingbrook, IL. Permit No. 787 PRSRT STD U.S. Postage Paid
Scammer's email None given
Country United States
Type of a scam Credit Repair/Debt Relief
Initial means of contact Postal mail
Notice #: 1915_JVA217181
Notice Date: 11/24/2021
Contact Phone: 800-983-4057
RE: Discover, Wells Fargo, Bank of America, Capital One, American Express
From: Negotiations Dept.
RE: Credit Settlement
Please contact our offices at 800-984-4057 within 10 days of receiving this notice regarding the adjustments of your credit accounts.
Then next paragraph tells they have settled accounts with those companies listed above but listed many others such as Citibank, JP Morgan Chase, HSBC, Target GE Money. If I have an account with any of those I may be entitled to a settlement of my outstanding balance.
New paragraph: FAILURE TO RESPOND
Failure to respond and making your monthly payment will likely result in interest accruing on your unsecured credit balances at an unreasonable rate. (That is true.. I added).
In order to determine the Feasibility of an adjustment to my outstanding balances it is important to contact them within 10 days at phone # given above to avoid unnecessary delays in processing your request.
Operating Hours given: M thru Sat
Then they give a "PROGRAM EXAMPLE":
BALANCE: $20,000
Est. Settlement amount: $9,000
Proposed payment: $250
Terms: 12-36 months
When calling refer to: 1915_JVA217181
then they had a explanation paragraph in smaller print at bottom about Reduction balances are for illustration purposes only and are an estimate and are solely to demonstrate a typical debt sit...
Country United States
Type of a scam Credit Cards
Initial means of contact Postal mail
Type of a scam Credit Repair/Debt Relief
Scammer's address None, Sacramento, CA 95813, USA
Victim Location CO 80229, USA
Type of a scam Credit Cards
I have no outstanding balancing on any of my credit card. All have bee paid off.
Letter then goes on to threaten me if I do not respond and making a minimum payment will likely result in interest accruing on my unsecured credit balances at an unreasonable rate. ( In addition, penalties may accrue in the event of unpaid obligations.)
Letter then goes on to say: In order to determine the feasibility of an adjustment to your outstanding balances it is important for me to contact their firm at 800-738-3901 within 10 days of receiving this notice to avoid unnecessary delays in processing my request.
This says scam all over the letter! I see that others are receiving the same letter.
Cannot return the letter due to there is no return address!
Beware of this. Just another way of trying to rob us of our hard working monies!
Scammer's address No address given
Victim Location CA 94131, USA
Type of a scam Debt Collections
Please contact our offices at 800-983-4057 within 10 days of receiving this notice regarding adjustments of your credit accounts.
Our firm has recently settled accounts with: **** ** ********* *********... [lists others]
If you have an account with these or other lenders, you may be entitled to a settlement of your outstanding balance.
**Failure to respond**
Failure to respond and make your minimum monthly payments will likely result in interest accruing on your unsecured credit balances at an unreasonable rate. (In addition, penalties may accrue in the event of unpaid obligations.)
...
I then repeated myself, adding 'trying to scam people'. 'Bobby' then began cursing at me. I guess, if there were any doubts of the nature of this, they are laid to rest.
Scammer's phone 800-983-4057
Scammer's website none listed
Scammer's address None Listed
Scammer's email None Listed
Country United States
Type of a scam Credit Repair/Debt Relief
Initial means of contact Postal mail
Received a letter that I see others have reported. Saying: Our firm recently settled accounts with: Bank of America, Citibank, JP Morgan Chase, Wells Fargo, American Express, Capital One, Discover, HSBC, Target, GE Money. If you have an account with these or other Lenders, you may be entitled to a settlement of your outstanding balance.
Est Creditor Balances: $20,000.00
Est. Settlement amount: $9,000.00
Proposed Program Payment: $250
Program Terms: 12-36 months
Also, see attached image.
Scammer's website none listed
Scammer's address None Listed
Scammer's email None Listed
Country United States
Type of a scam Credit Repair/Debt Relief
Initial means of contact Postal mail
Est Creditor Balances: $20,000.00
Est. Settlement amount: $9,000.00
Proposed Program Payment: $250
Program Terms: 12-36 months
Scammer's address None given
Country United States
Victim Location NC 28904, USA
Type of a scam Credit Repair/Debt Relief
Scammer's website No website info
Scammer's address No mailing address
Scammer's email No email address
Country United States
Type of a scam Other
Initial means of contact Postal mail
Letter content:
Please contact our offices at 888-674-0441 within 10 days of receiving this notice regarding the adjustments of your credit accounts.
Bank of America, Citibank, JP Morgan Chase, Wells Fargo, American Express, Capital One, Discover, HSBC, Target, GE Money. If you have an account with these or other Lenders, you may be entitled to a settlement of your outstanding balance.
And so on and so forth...