Negotiations Department 2026 Reports & Reviews

Negotiations Department Reports & Reviews (153)

I *67 my cell before I called and they report that they are a debt reduction company and that they will negotiate down your high end credit cards/accounts to around half and then set up payment plans for you through them to pay the remaining. I do not have any debts no where near where they claimed i was reportedly at and I do not have any credit cards. They claim that they do not get your name from mortgages, auto loans or medical bills. I told them they got a bad lead since they weren't even able to tell me how they computed the amount shown in the letter from their "negotiations department"...

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Phone: 8883810951
Address: not listed anywhere
Email: [email protected]
Type of a scam: Debt Collections

received letter in mail, no company name,address or website. only a phone number saying to contact them within 10 days, and a failure to respond will cause unnecessary delays and penalties. We are current with our debts and have not looked into debt consolidation. Seems to be a phishing letter or a straight out scam

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+13

Learned something new today. I received the same letter, and I knew it was fraudulent. However, I was curious about the stamp, because that is a good indicator of junk mail. Taking a good look at the stamp shows presorted standard. Here is a Reddit thread on the topic. "Any mail that is sorted by mailers or a mail sorting company must say presort or presorted. Most junk mail will say "standard" and not "first class". First class presorted mail has contents that are mostly unique to the receiver such as bills and account statements. Standard mail the contents are usually or are supposed to be identical to all receivers. If it says "presort first class" open it. If it says "presort standard" probably safe to toss."

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+10

Also received "Scam Letter" as noted on the aforementioned reports.
Details of the letter are much the same, with the exception being the following contact numbers:
Contact Phone 800 763 9138 Se Habla Espanol 888 381 0946

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Phone: 8446104274
Country: United States
Type of a scam: Advance Fee Loan
Initial means of contact: Not applicable

I received a letter this is a scam

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+15

I rec'd letter from Negotiations Department contact 1-888-385-8671 wanting to settle. I don't HAVE accounts with any of the mention Ref. They had the nerve to **Failure to Respond**. This is SCAM. "Please contact our offices at 888-611-3936 within 10 days of receiving notice regarding the adjustment of your credit accounts. This is our second attempt to contact you. Our firm recently settled accounts with Bank of America, Citibank, JP Morgan chase, Wells, Fargo, American Express, Capital One, Discover, HBC, Target, GE Money. If you have any accounts with these or other Lenders, you may be entitled to a settlement of your outstanding bwalance. Failure to respond and making minimum monthly payments will likely result in interest accruing on your unsecured credit balances at an unreasonable rate. In addition, penalties may accrue in the event of unpaid obligations...

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I just received this in the mail as well. I too almost called because I HAD an auto loan through one of the banks listed however, that loan was paid off over a year ago. The numbers listed on mine were the following: 888-381-0949 and 888-381-0956. Mine pretty much said the same as all of the ones listed above. I did not respond and knowing my mother also has accounts with the same bank listed and letting her know. Mine however doesn't have any sort of business address listed. I am also going to post this on my facebook to let others be aware of the scam.

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- Charleston, SC, USA

Phone: 8883858671
Address: PO Box 818 #449945, Charleston, SC 29402, USA
Country: United States
Type of a scam: Debt Collections

Just read the letter I don’t owe anyone any $$

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Received a letter with no address and a call back number of 844-832-3907. I have a credit monitoring service and there are no collections on my accounts and the amount they listed way too high. We pay off our cards each month. I advise anyone who receives this to ignore it and/or report it.

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Phone: 866.987.1912
Country: United States
Type of a scam: Advance Fee Loan
Initial means of contact: Postal mail

There is no address on the letter! Not send as first class! Not even the amount of debt is correct! I own all the credit cards they claim. It’s just to catch new business. Be smart don’t answer to this shameful company. Anyways, important mail always comes FIRST CLASS.

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Letter mailed to me from the Negotiations Department stating they settled accounts with: Bank of America, Citibank, JP Morgan Chase, Wells Fargo, American Express, Capitol One, Discover, HSBC, Target, GE Money. If I do not respond within 10 days minimum monthly payment will accrue interest on unsecured balances at an unreasonable rate.

The letter has no return address and gave me reference number to refer when calling. This is a scam! Do Not Respond to this letter!

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+22

Type of a scam: Bank/Credit Card Company Imposter Scam

Request you to call their office within 10 days receiving the notice for your credit accounts they list credit accounts of Bank of America Citibank JPMorgan Chase Wells Fargo American Express capital one discover HSBC Target GE money they say that failure to respond and making minimum payments will result in interest occurring on your unsecured credit balances at an unreasonable rate. they say that there are business operation hours on Monday through Friday from 9:00 a.m. to 9:00 p.m. Saturday from 9:00 a.m. to 4:00 they also state that their telephone number to where they can be reached is 888-304-0480 or 888-838-1644 they also gave me a notice number which is RDA8-42740 and the notice was dated 4/16/2020. because there is no other contact information on the envelope or the letter itself I am deeming it to be a scam and would like everyone to be aware of it. I believe it is a company that is requesting individuals attention to get them to help clean up their credit assuming that they had bad credit. I almost gave them a call because I was concerned because I noticed several of my credit cards listed.

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+15

I got the same letter in the mail today with no return address but the number to call is 888-381-0951. I'm shredding it already. I definitely know this has to be a scam. I have never before received anything like this and I advise calling any credit card for any of these companies to alert them in regard to this.

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Got a letter in the mail asking me to call this number to renegotiate credit card debt with Discover card, Wells Fargo, Bank of America and other credit card institutions. This number was listed in the letter. There was no return
address on the envelope and no name at the bottom of the letter. There was no return address listed in the letter. Just this phone # to call 888-854-3221.

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+13

Got it for the 2nd time now.
Got the previous letter few months back.
Wrong balance mentioned.
Knew it was a scam right away.
Did not respond.

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Type of a scam: Debt Collections

There was no letter on the letter just a ***Failure to Respond and making your minimum payment will likely result in interest accruing on your unsecured credit balances at an unreasonable rate. and having ten day to respond to avoid unnecessary delays in processing your request. doesn't give a amount owe just a set creditor balances and set settlement amount. But doesn't have any info on who it could be from.

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Phone: 8003718982
Country: United States
Type of a scam: Credit Repair/Debt Relief
Initial means of contact: Postal mail

Received letter with no return address or business name. The letter claims that a firm has settled accounts with: Bank of America, Citibank, JP Morgan Chase, as well as several other creditors, including Target of all things. It states should I fail to respond within 10 days that my accounts "will likely result in interest accruing at... an unreasonable rate."

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- Charlottesville, VA, USA

Phone: 1-888-423-3165
Address: Not Provided using Hasler 018H13504859, Atlanta, GA 30336, USA
Email: NONE
Country: United States
Type of a scam: Credit Repair/Debt Relief

Letter arrived with no return address or clear designated company. Only provided estimate of my debt and payoff (not correct), an 888 number that is not listed to any company and a "notice number" starting with CSVA.

This is a solicitation to get me to pay into a program to reduce my debt. They claim to be able to negotiate significantly lower interest rates with my credit card issuers but I need to pay them a fee first. This is similar to the robocalls FTC has warnings about.

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- Los Angeles, CA, USA

Phone: 8885197692
Country: United States
Type of a scam: Phishing

Says credit settlement no return address only a phone number says they're a firm they've settled accounts with these big companies also includes target HSBC ge money you maybe entitled to a settlement of your outstanding balance respond with in 10days of the notice also has confidential document five yrs imprisonment and us code no ending hours of operation and a reference number

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Type of a scam: Credit Repair/Debt Relief

Attention:

Credit Settlement

Please contact our offices at 888-611-3646 within 10 days of receiving this notice regarding the adjustment of your credit accounts. This is our second attempt to contact you.

Our firm has recently settled accounts with Bank of America, Citibank, JP Morgan Chase, Wells Fargo, American Express, Capital One, Discover, HSBC, Target, GE Money. If you have an account with these or other Lenders, you may be entitled to a settlement of your outstanding balance.

**Failure to Respond**

Failure to respond and making your minimum monthly payments will likely result in interest accruing on your unsecured credit balances at an unreasonable rate. ( In addition, penalties may accrue in the event of unpaid obligations.)

In order to determine the feasibility of an adjustment to your outstanding balances it is important for you to contact our firm with in 10 days of receiving this notice to avoid unnecessary delays in processing your request.

SCAM^^^^^^^SCAM^^^^^^SCAM^^^^^SCAM BEWARE!!!!

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- Fond Du Lac, WI, USA

Phone: 1-866-372-4530
Address: 228 Park Ave. S. Suite #49945, New York, NY 10003, USA
Country: United States
Type of a scam: Credit Repair/Debt Relief

This group keeps sending credit settlement letters

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Negotiations Department Contacts

Negotiations Department associated photos:

View Photos

Address:

5549 Ft. Caroline Rd. #211 Jacksonville, Fl 32277

Phone:

+1 (888) 381-0949

+1 (888) 907-5573

+1 (800) 953-6593

+1 (888) 256-3530

+1 (888) 491-0422

+1 (800) 641-3277

+1 (888) 381-0946

+1 (888) 705-2261

+1 (866) 413-3736

+1 (619) 541-6292

+1 (888) 253-2026

+1 (888) 381-0958

+1 (888) 381-0951

+1 (800) 913-6689

+1 (877) 271-8535

+1 (866) 377-7968

+1 (866) 431-8611

+1 (617) 259-6525

+1 (888) 491-0403

+1 (888) 427-7580

+1 (888) 323-2893

+1 (800) 977-9469

+1 (866) 745-7368

+1 (661) 438-5594

+1 (855) 921-4484

+1 (800) 953-6513

+1 (800) 983-4057

+1 (800) 490-7488

+1 (800) 764-8965

+1 (800) 576-2172

+1 (800) 544-4407

E-mails:

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Negotiations Department

Negotiations Department Reports & Reviews (153)

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Negotiations Department

Negotiations Department Reports & Reviews (153)

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