Debt Collections Scam Reports & Reviews – Page 14 (373)
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SCAMPULSE
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SCAMPULSE
If you know any contact information for Debt Collections Scam, help other victims by adding it!
THEY SAID OWED A DEBT thst occurred in 2009 for $471.00 to a payday check loan company? In which is false!
They said I would go to jail if I did not pay today!
“…you as a respondent. It is imperative we hear from you immediately if you desire to handle this matter voluntarily. Contact the mediation department at phone number / 3026760991./ Please keep in mind if you fail to comply this will result in the forfeiture of your rights to (seek?) this matter, and a complaint will be forwarded out to your local jurisdiction. Consider this your official notification.”
The speaking portion of the message lasted 25 seconds. Then there were three seconds of fuzzy, static-y silence followed by two seconds of a prolonged, soft beep that sounded more like line a phone noise you hear before or after a call connects than an actual recorded beep.
You may notice the forward slashes I include in the message. These represent changes in the sound. The first portion sounds like a recording of a real woman. She sounds like a young, educated, no-nonsense Black woman with the emphatic but slightly bored, half-hearted tone you’d expect from someone whose job is bill-collecting. The second portion of the message sounds like a recording of the robotic, personality-less, accentless female voice you traditionally get on automated call menus. The third portion of the message initially sounds like the same woman who did the second portion of the message, but her tone is less robotic and more upbeatedly matter-of-fact. Her pronunciation shifts slightly at the end to sound a bit more like the woman in the first portion of the message, though the timbre of the voice doesn’t perfectly match.
I did not call back because I suspect this call was a spam call. For this reason I cannot offer any additional information about the caller.
I listed Carlisle, Pennsylvania as the place the scammer is operating out of, not because I think they are physically in Carlisle, but rather because I am in Carlisle, and so that is the location where the call was received. It may be worth mentioning I do not have a Carlisle phone number. I have a phone number with a *** (*********) prefix.
legitimate. They then stated that it was about to be processed in court. I need to set up a payment arrangement wusing my debt card. I could also pay a lump sum of 1800$. The email sent after taking my info was this.
First Step Servicing, Inc.
Mediation Department
P.O. Box 551236
Atlanta Ga, 30345
Tel: 1-855-485-6516
02/06/2024
RE: (My Name was here)
Original Lender: EZCorp EZ Money
Account Number: *776369224
Reference Number: 156673
Dear ( my name was included )
Our records show that your previous account was left with an outstanding balance that is currently in the amount of $1800.
To avoid forfeiting your rights to mediate, please remit your response today regarding the urgent matter. You can contact our offices today to submit your final intent on, the balance amount above, to resolve your past due account. This requires your prompt attention; continued disregard of this matter is not advised.
If you have any questions, or would like additional information regarding your delinquent account, please contact our offices immediately.
Sincerely,
John Franklin
Vice President
First Step Servicing
This is an attempt to mediate on a debt. Any information obtained will be used for that purpose. This communication was sent by a debt collector from a professional debt collection agency.
Notice to California Consumers:
The state Rosenthal Fair Debt Collection Practices Act, and the Federal Fair Debt Collections Practices Act require that, except for unusual circumstances, collectors may not contact you before 8am or after 9pm. They may not harass you by using threats of Violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. Collectors may contact another person to confirm your location or enforce judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-Help or www.ftc.gov.
For More information about the COLORADO FAIR DEBT COLLECTION PRACTICES ACT, see www.coloradoattorneygeneral.gov/ca.
A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any action authorized by law to collect the debt.