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True PayDay Loan

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True PayDay Loan Reports & Reviews (85)

Applied for a payday loan from this company and sent the required documentation like all payday loans require, and decided against the loan after the email communication seemed off. I received an email from RUSSEL MOORE asking how the loan would be paid back, he asked for clarification on certain things when all my information was clear and the last email he sent to me I ignored. No contract was agreed to nor was a contract signed by me. No cash was advanced. However, the Friday following, this company withdrew $140.75 from my account. I sent *** *** an email on the Saturday threatening police and lawyers and he responded almost immediately claiming they correct their mistakes and that this payment would be reimbursed to me the following Tuesday if it clears my bank and isn't returned. Tuesday came and after numerous emails to this guy, all my emails were ignored and haven't received any response. You cannot get a live person by telephone. I submitted a claim with my bank and filled out a declaration form in which the bank refunded the money taken. I also submitted a claim with the Ministry of Government & Consumer Services as well as this scam report. I had to contact all companies that deposit and withdraw from my bank account and said bank account was closed. Huge lesson learned. DO NOT apply for any type on online loan without properly researching the company first. Call the number listed on their website and if you CAN'T reach a live person...DON'T APPLY!

I took a "payday" loan from True Payday loan and found myself in financial difficulty therefore I filed for a consumer proposal. After being notified several times by my trustee and myself someone by the name of Russel Moore continues to call me many times at my work, knowing my home phone and email, he does it purposely to wear you down. The "company" also has several affiliates such as Cash Buddy 500, Credit Montreal 500 and Royal Loans, along with several throughout the country. The owner is Steve Dufour however apparently he's no longer there. The legal trade name perhaps is 9297-6125 Quebec Inc. I have a police report, ScamPulse.com report, Consumer affairs complaint, Service Alberta and a legal law suit in Small Claims Court. They are also charging 259% APR on loans that is illegal (60% APR) is the max allowable in Canada. They prey off people low on their luck. On the ScamPulse.com in Vancouver there is an Alert about them and they are no longer at the address and their mail has been returned. The phone number provided is only an answering machine. They are a scam and this Russel Moore can be stopped but more people need to report this! Under the Business Practices and Consumer Protection Act and the Bankruptcy and insolvency Act he has violated all the laws.

+2

This exact same thing is happening to me

I didn't get a loan from this company,so I send back a messade to him and said I don't recall getting a loan from then,so I asked him to send me something to show,all he sent and tell me is this is there new system, so send me the bank documents,I didnot ,so he didn't reply back

Took an installment loan from True Payday online. * *** *** *** *** * *** ***  They are demanding payment even though *** *** ** *** makes it illegal for them to contact me. They call me over 100 times a day using abusive and threatening language. They have been advised by my trustee and my lawyer to cease contact. I am forced to pay them just to make them stop calling. I don't think they are at the address listed on their website and I think they are unlicensed.

*** *** *** ** *** *** ** *** ** *** ** ** *** ** *** ** *** *** *** 

+1

This company harassed me for more than a week, cursed at me called me a liar over a debt on a payday loan.

They repeatedly called me at work 5 times a day or more, emailed me. Finally I contacted the police.

The company said that they did not care.

I asked them to send me the documents proving that I was indeed at fault, they reneged.

Finally they sent me the documents, signed by someone other than me, from a different province. Yet the caused me a great deal of aggravation both at work online and at home.

I should sue them, but I hope they lose their license to operate.

Had I started to make payments, who knows how much they would have tried to take, without doing the due diligence.

Unfortunately I don’t think they were ever able to do legal business

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Address:

Manulife Place, 101 street, Edmonton, Alberta, T5J 3S4 suite 3400, Canada

Phone:


Website:

truepaydayloan.ca

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