Loan text message Reports & Reviews

Loan text message Reports & Reviews (3)

- Bountiful, UT, USA

Phone: (877) 739-4620
Country: United States
Type of a scam: Phishing

So far I have been texted 3 times from the same # about reveiwing options for my $20,000 personal loan. They want me to call them. I have reported it as junk on my phone each time.

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Type of a scam: Advance Fee Loan

Advance America

Well, when I got to looking at it, I noticed that it said from Harry Lee, but everything else was capitalized it but his name and when I click on the picture from my Apple phone, you can see where he copy and paste it. I had my identity stolen last year and my credit score is only 100 so I know that I didn’t get approved for nothing and my Social Security number is locked up so I couldn’t have gotten approved for anything. I’m skeptical of everything now but I just wanted to share this with y’all. It may have been Henry Lee. I’m not sure but anyways it’s just little things like that that you can do and look at to make sure and see if it’s legitimate also click on one of the numbers like for instance I clicked on the approval code and it popped up this website so they’re reusing approval codes

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- Farmington, UT, USA

Phone: (323) 200-9495
Email: [email protected]
Country: United States
Type of a scam: Phishing

I received a text from a Ray Martin from Advance America claiming that I had been approved for up to $5,000 loan with 10% interest APR. Reference Code ADC66295 - $152 monthly repayments for 36 months. If interested text reply "Yes I agree" or call (323) 200-9495. Right off the bat I thought this didn't seem right because a loan amount like that would have a much higher interest rate I imagine. I replied through text and immediately he or she responded asking for my personal information. He then said they had already checked my credit and my score was really low but don't worry, they've already approved me. Um, my credit score is not that low and the could not have checked it with the information I gave them. Then the text said they would need to link my banking information with their company's account. I figured it would need to be done over the phone or through some online verification process. He asked for my email address and sent me what appeared to be a very basic loan agreement contract that he asked me to sign. I asked him how we need to verify my bank account and he just ignored my questions with a request to sign the loan agreement once I received it via email. First thing I looked for was the senders email address: [email protected]. Right away I knew that couldn't be right, no company or business LLC would use a basic domain name like gmail. Secondly, as I read through the first paragraph the address listed for Advance America was "3252 W Washington Blvd, Chicago" so I immediately googled it and it was an apartment building complex that requires unit numbers. Since a unit number wasn't listed nor was the State or Zip Code, I immediately knew something was not right. I then of course googled Advance America as I had never heard of them, they are indeed a legitimate loan business however this "Ray Martin" is definitely not them. Too many red flags so I simply replied that after careful consideration I will not be signing anything nor providing any further information due to my concerns with its validity and official capacity. I never received a single text response after that. I blocked the email and text/phone immediately. Applicants beware! Just because we are seeking funds with the help of a lender for whatever the reasons are, doesn't mean you can't ask questions or do simple checks to verify some factors. It's your identity and/or bank account that could suffer and there is unfortunately there is very little recourse/help when it comes to being scammed out of money or goods. Don't expect much recovery or acts of prosecution. Scams are not Fraud Claims, there is a huge difference. Just be careful, these people pray on the desperation and naivety of others. They don't deserve your sympathy, good faith nor manners.

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