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directcard.com Reports & Reviews (4)

- Marionville, MO, USA • Jul 05, 2026
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I was approved for a $300 rebuilding credit card and had to pay a $35 application fee and a $60 processing fee. I paid that on May 22, 2026. I allowed 14 business days to allow for them to process my card and called once and they gave me this story that they were a new company and it was taking longer so I waited 2 more weeks and called back on the 29th of June and they told me that I can expect my card to be mailed out by the end of the week. I logged into my account today and received a message that said I was no longer approved and could expect a refund by check in 30 days. Now I am afraid that I will not receive a refund.

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- Chamberlain, SD, USA • Jun 16, 2026
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I signed up for a credit card that took 2 months to get. I was told to pay a fee for 60 and 35 to active. I got it and now one answers the phone saying no one is available and leave a message i have and no one answers.

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- Tewksbury, MA, USA • Jun 15, 2026
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This was a credit card application that was approved. After the fees were paid and were deducted from the bank account. A good amount of time has passed, so I contacted the company via email inquiring the status of the arrival of the credit card, I explained that I was leaving for vacation and would like to have had the card before I left. I received an email back stating that it was still in the processing stage and I would get another email or notification when the card was sent. It’s been about a month since the application was approved and I am still having email correspondence with several different people. So I requested that the application fee be canceled and my refund to be issued. I have received two emails asking to verify my full name email address telephone number and last four digits of my Social Security number. I have asked again to have this application canceled and my refund issued to me they keep beating around the bush and they are not doing so I just want my $90 back.

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- Perry, OH, USA • Jun 08, 2026
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I was "approved" for a $300 credit card 4/23/2026. I paid the $95 activation fee and was promised a credit card within 10 days. It is 6/8/2026. I have emailed several times and always told there is a "delay in the credit card shipping" and keep being told there is no eta.

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