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[email protected] Reports & Reviews (2)

- Edwards, CA, USA • Jan 13, 2024
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They said I was being served papers for a court date. I told them I didn't know what this was about. To which the person said they would explain to me what it was. She said that I owed a debt of $1459 to Providian/Chase Bank which now was $2097, due to lack of response by me for mailed papers I received. I had not received any papers. I told her this is something that is not of my doing to run away from a debt and I did not remember any dealings with Providian. The thought of going to court distressed me. I said how can I prove this isn't me when I have no papers or proof of any kind? Then she said that she understood and would talk with her - can't remember the term she used - but that she could consult with the others and find out if I could make payments and not have to go to court. She took about 5 minutes or so then came back online to me with a proposal of paying off the debt with 12 month payments at $121.65 for twelve months or a reduced fee of $850 if paid in full today. I just received a new credit card which I used to pay in full the amount. Feeling less stressed I went about the rest of my day after this transaction. They emailed me some documents to sign and initial regarding the payment and debt being paid in full. I stupidly signed them to get the stress relief and have this go away. Then I started to wonder if this was a scam? I searched for the business online with the information I had and could find no such business. This has lead me to think I was scammed. And here I am writing and contacting you.

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Kept calling and threatening to to legal action if he didn’t pay today

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