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Ginsberg Stanley Associates

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Ginsberg Stanley Associates Reports & Reviews (2)

• Jul 08, 2025

Received letter saying I had an outstanding unresolved debt. From wachovia/Wells Fargo. Listed an account #. Said I had a ball of 1,378.58. if I don't pay them they are turning it over to civil litigation and I'll be reported to chexsystems. Stated I'll lose my existing bank account, debit card and won't be aloud to open a bank account for 5 years.
I went to Wells Fargo which is where I've banked since 2016. They checked there system and looked into it. They came back and told me there isn't any records under my name and ss# showing any unpaid debts, collections or charge offs.
When I called these people back and told them I spoke with my bank they just got nasty. I also told them I check my credit and there isn't anything on my credit report. They responded with there won't be anything there until you get a judgment from the court and we're trying to avoid that by collecting before it escalates. I ask them to send me the info in writing with the infraction along with infraction date. They said I won't get anything in writing until it goes to court. Anyway it sounds like a scam. The letter is vaguely written. The address is a large office building with no suite #..

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- Waterloo, IL, USA • Jul 01, 2025

We received a letter claiming our account (with a third party) was in default and in escalations status. They threatened that they would be forced to recommend immediate legal action to recover the outstanding deficiency and that a legal judgment would have serious implications on my credit report and would limit my ability to secure financing or obtain banking services.

We contacted the third party directly (not the number provided on the letter) involved and they verified we neither had an account with them nor were we in default on any account claiming to be held by third party.

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