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AMERICAN CREDIT COLLECTION

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AMERICAN CREDIT COLLECTION Reports & Reviews (2)

- Fort Cobb, OK, USA

They listed my address, name, and SS number with the following message:

URGENT: PLEASE RECTIFY THIS MATTER IMMEDIATELY

This is to notify you that currently in default under its obligations to AMERICAN CREDIT COLLECTION, in the amount of $1,180.00.

Our company name is an AMERICAN CREDIT COLLECTION, which stands for the association of the original creditor and Settlement Company.

Our records indicate that payment on your account is overdue in the amount of $1,180.00. We have been asked to review your seriously past due account, this invoice is long past due and your refusal to remit payment is beginning to concern us. Is there some reason that you feel you have no responsibility to pay this debt?

We regret to advise that unless payment is received by January 11, 2021 this collection will be passed over to our debt collection agency/lawyer. This could seriously affect your credit rating and therefore urge you to contact us immediately to make payment or arrange an alternative before this date.

We are hereby to inform you that you are going to be legally prosecuted in the courthouse within a (7) seven of days. Your S.S.N is put on hold by the United States Government, so before something goes wrong, we would like to notify you about this matter.

If you are ready to resolve this matter outside the courthouse then contact us at your earliest convenience, Kindly let us know if you are willing to resolve this case so that we can offer you the settlement amount, if not then we have to download this case forcefully against you into the courthouse.

Reply me back immediately with your final answer so we can be in a position whether to put hold on your case file or to proceed it inside the courthouse,

Thank you for your prompt attention to this matter.

Sincerely,

(AMERICAN CREDIT COLLECTION)

- Sartell, MN, USA

Dear: 

We have given you every chance to resolve this matter outside the courthouse but you are not willing to resolve this matter. We will mark as a flat refusal on your account and take immediate action against you, we have repeatedly advised you of your long overdue balance in the amount of $1,180.00. Since you have not made payment, we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid a suit if you pay a settlement amount today. This will be your final opportunity to resolve matters without the expense of court proceedings.

At this time your case file has been marked as a primary suspect, so at this time if I send you something in a writing its defamation of character, as well as it was mentioned in the contract paper between you and the company that if a person is failing to repay loan in a stipulated time period, then the company is not able to send you any kind of written documentation, FDCPA rules and regulation under the section us law [15 USC 1692c] § 805 (b) you need to check it out or you can also ask for any federal attorney.

3 Hard allegations have been pressed against your name and your all information.

1. Violation of Federal Banking Regulation.

2. Collateral Check Fraud.

3. Theft by Deception.

Financial and personal contact information are current per our skip trace.

Personal information regarding this account obtained with a recent skip trace:

We are prepared to proceed with legal action. However, our company would prefer to give you one last opportunity to make payment and avoid legal action.

If you take care of this out of court then we will release the clearance certificate and we will make sure that no one will contact you in future.

Please let us know what your intention is by today itself so we can hold the case or else we will meet you in the courthouse.

Reply me back immediately with your final answer so we can be in a position whether to put hold on your case file or to proceed it inside the courthouse,

Thank you,

Sincerely,

AMERICAN CREDIT COLLECTION,

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