ACS Debt Settlement Division Reports & Reviews

ACS Debt Settlement Division INC Reports & Reviews (10)

I keep getting same emails as everyone else here. This is a total scam I could never and to this day can’t get a loan, credit card, or any kin of line if credit. This is how I know for fact it’s full of crap...

THIS IS ONE OF THE EMAILS I GOT..

No: -FTC-182-MYCNS-7292002
Balance Amount: $1385.50
(include penalty, interest rate, late payment charges
Settlement Amount: $934.00 for Today or two payments of $500.00 from Today.
Since, no payment was made, the amount is now considered overdue and we request you to make the payment. Please provide me with payment in full in next 15 business days and if you cannot come up with full we can set up payment arrangement. If I have not received your payment or reply in 15 business days, I have the right to enforce this order in Small Claims Court. If you do not believe you are liable for these amounts, you will have a right to present your defence in court.

If you want to resolve this matter without a lawsuit and further damaging your credit rating, you must email within 2 days of the date of this letter; either pay $934.00 by Today against the balance or two payment of $500.00 from Today you owe or email us and work out arrangements for payment with it $1385 If you do neither of these things we will refer this matter to an attorney to file a lawsuit against you for the collection of this debt
Being polite and humble collection agency it is our duty to inform you that if the payment is not made on time, then there are legal actions that can be taken against you. So, it would be better to avoid any such situation and make the payment before the due date.
Through Small Claims Court I have the right to request a payment hearing to find out information about your financial situation. I also have the right to apply to garnish money from your wages and bank accounts, hire a court bailiff to seize and sell your belongings, If there is any clarification you need in case of the payment to be made, then feel free to contact us anytime
I am hopeful that we can resolve this matter without going through Small Claims proceedings. Please feel free to contact me if you would like to discuss payment options.
Thank you

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• May 19, 2023

Got this same email word for word they didn’t even change the case number, just the amounts that I supposedly owe and the settlement offer

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I got an email saying I’m going to jail if I don’t pay back some type of loan this is the 2nd time I’ve gotten this email. And then it says to call +1 (432) 698-0369
Crane, TX and it’s a guy on the phone. Saying I can pay through cash app. I got an email from [email protected].
This is a scam right?

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This below is what I keep getting. Figured it was a scam:

We have tried several times to work with you, but as you are not cooperating with us then, unfortunately, we have to proceed further with legal actions against your name and SSN in order to dispute this matter into the courthouse.
This is confirmed completely that you don't want to cooperate with us. We have already told you that if you have any financial hardship or something else, you can update us. We will try our best to help you out. As you are receiving our notification and not responding to us back.

Please send us your attorney's information so we can talk directly to him/her and proceed further in a legal way. If you are sure that you haven't done anything wrong, then you need to prove this into the courthouse because The Company has more than 14 types of technical evidence in order to prove the money was successfully deposited into your bank account.

IN THIS SITUATION WE ARE GOING TO PROCEED FURTHER WITH LEGAL CHARGES, AGAINST YOUR NAME AND SOCIAL. YOUR CASE FILE HAS BEEN FORWARDED TO RESTITUTION DEPARTMENT HEAD. THEY ARE GOING TO TAKE ACTION AGAINST YOU WITHIN 24 HOURS AND YOU WILL BE FORCED TO COME OUT INTO THE COURTHOUSE. AFTER THAT YOU DO NOT HAVE RIGHT TO BLAME US.

NOTE: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THEN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.

Any police officer can execute the warrant—without giving you time to pay—and take you into custody. You can then pay the debt in full at the watch-house; but if you don’t, your period of imprisonment will begin before you transfer to a prison

What will happen if you don’t pay?

· Unfortunately, this will be considered as a flat refusal.
· Charges will be pressed against you at 12 o clock.
· They have the authorities set out for you and process and press charges against you.

You will serve 1 day in prison for every $956.27 of the infringement notice, or at a rate as specified in the court order.

Before you are arrested

If you pay in full or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full. When you know a warrant has been issued, you should email us to discuss your options.

After you are arrested

Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the Courthouse.

We have to proceed further with legal actions against your name and SSN in order to dispute this matter into the courthouse as you have failed to make the payment.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you are found guilty in the courthouse, then you have to bear the entire cost of this lawsuit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one, or if you can't afford, then one will be appointed to you.

NOTE: YOU CAN EMAIL US IN ORDER TO MAKE THE PAYMENT SO THAT WE CAN HOLD THIS CASE AND IF NOT THAN WE WILL PROCEED FURTHER ACCORDINGLY.

If you have, any doubts you can reach us directly at +1(432) 698 0369 . If there is no response for the call make sure you leave a voice message without fail.

Note: Once the payment will go through we will close this case file of yours and we will provide you a Payment Receipt stating that this account has been paid in full with ZERO balance and you are no more debtor for the company.

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Initial means of contact Not applicable

I keep getting this exact email word for word, did you figure out if it were a scam or whats going on?

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I too share the same experience. A Sandra Jarrett had emailed me twice demanding that I pay back a debt that I never took out. She said that they have my electronic signature as well as the bank account that I used to take out a $400 loan. I told her to call me about the debt. She emailed and provided in the email a 432 area code number. I put the number into google and I see that it has been labeled as a scam. She said that I had took out a debt from one of there loan agencies and they have about 350 agencies. The email also stated that it was on behalf of ACE Cash Express which is one of their parent agencies. The email initially stated that if I don’t pay them $934.27 then they will take legal actions and garnish my checks. They gave me until Friday which is the 5th of February. I have never ever heard of them. They have 14 types of evidence to prove that I took out a loan I never took out. Along side that the email stated “ As per your contract in the event of a default, you would be contacted via the same email had you used to solicit the funds. If you did not get the email then,
1) Either you no longer have the email address,
2) You deleted the email thinking it's just another email advertisement to get a fresh loan or
3) You might be caught on Identification Theft.

If you have, any doubts you can reach us directly at +1(432) 698 0369 . If there is no response for the call make sure you leave a TEXT message without fail.

Thanks and Regards
Debt Settlement Division “

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I received an email from a Linda Smith who threatened Legal action from a debt collector that they would not specify. They said they had 14 types of technical evidence that against me. They specified that they work with Pay Day Loan companies Cash Advance, Cash Net USA, Speedy Cash, etc. At the end of the email, they stated:

"If you want to resolve Or Dispute this case outside the courthouse, then reply or answer ASAP!

If you have any doubts you can reach us directly at+1(432) 698 0369.(you can text as well)

Your positive reply will be greatly appreciated

Thanks and Regards

Debt Settlement Division

Email Support."

I've taken out Pay Day Loans before, but I've been in contact with all of them. So I know this is false

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I got an email from this company called ADP Recovery for money that I owe. The person who sent the email was a woman or it was made to look that way her name is ERRCKA BANKS. I looked up the email address she gave me and could not find anything all I got was no name found or email found... so then I contacted FTC and filed a complaint with them sent them the email and there looking into it. I also spoke with an attorney and he said it was a scam and to not respond! I have received two emails from them now I am going to block them from email.

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I have gotten several emails from this company starting back in March of this year from a person named Dayna Abbott saying I owed monies to a company that I have no idea who they are. I have reached out to attorneys and they tell me it is a scam and the latest email came from ADP Recovery with a Creditor called Advance Cash Group (ACE). Have no idea who they are. Got a phone on the email today and looked it up and it appeared to be a scam number. Ask for things in writing and no response.

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- Louisville, KY, USA

Scammer's phone 1(432)6980369
Scammer's address KY, USA
Scammer's email [email protected]
Country United States
Victim Location KY 40258, USA
Type of a scam Advance Fee Loan

I received an email saying I owed money for a parental pay day loan and since they haven't been able to reach me (which no one ever had tried to) charges were going to be filed against me. I immediately contacted my lawyer and the courts about the email. I gave them the so called docket number the email provided for me. Nothing could be found. So I replied to the email telling them I didn't owe anyone or ever heard of them. The next day I received another email from the debt collector business giving me a phone number and telling me they had 14 different types of technical evidence with my email social computer IP address and electric signature. I then called and left a message on the number they had provided me. I continued to call until I got a live person. I explained to him I have never received a loan I didn't know the business they were representing and that I had contacted my attorney and the courts. He then advised me that he was no longer going to discuss anything more over the phone. He said he would send me the paperwork via email. After hanging up and waiting for 30 minutes I called back. He informed me that I would receive the paperwork in 2 days. I did tell him that I believed that this was a scam/fraud. Here are the emails I received along with my responses.***

AThis Legal Proceedings issued on your

Name:- ****** *******

Email;- ****************@gmail.com

Phone:-(***)***-***

state:-KY

Docket Number EVR-*******

one of Cash Advance Inc. Company. In order to notify you that after making calls to you on your phone number we were not able to get a hold over you.

We have sent you this warning notification about legal proceedings, but you failed to respond on time now it’s high time if you failed to respond in next 72 HOURS we would register this case in court. Considering this as a final

warning we will be Emailing/ Fax this issue to your current employer to make sure they take strict against you and your salary wages will be garnished to repay this debt.

Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you. Also we apologies that this notification will also sent to your current

Employer.

You can Email back to get the payment mode too.

Charges pressed against your name are:

1. Violation of federal banking regulation act 1983 (C)

2. Collateral check fraud

3. Theft by deception (ACC ACT 21A)

What will happen if YOU don’t pay?

• Unfortunately this will be considered as a flat refusal.

• Charges will be pressed against you at 12 o clock.

• They have the authorities set out for you and process and press charges against you.

If you do not respond us within time period than we will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the lawsuit

will be the next step which will be amounting up to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges.

If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

Please let us know what your intention is by today itself so we can hold the case or else we will submit the paperwork to your local county sheriff department and you will be served by court summons at your door step.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

Note: To make the payment you would have to contact our email address

I don't know who this is but I don't have anything to do with cash advance. I have never been contacted by anyone. Someone needs to give me a number to call ASAP.

****** *******

We are talking about the loan that you took with the company ACS – Advance Cash Services (A Parental Pay Day Advance Company), they do have a signed copy of the contract which is signed under your E-mail address, also would like to mention your Computer's IP address and your SSN was also traced when you were signing the contract with the company.

The company has more than 14 types of technical evidence in order to prove the money was successfully deposited into your bank account which was Checking account.

We really appreciate your response in order to settle this matter. AS you are stated like this, we also provide a Settlement Amount, which we can do for you, be –

1. We can provide you the Settlement Amount of $850.00 that has to be paid till upcoming Friday (as paid in full with zero balance) or,

2.If you are looking for a payment on the settlement amount, the Settlement Amount would be $850.00 and we can split it into two equal payments each of $425.00 that has to be paid bi-weekly or,

3. If you are not able to work with the given settlement amount then the best we can do for you is we can split the Total Outstanding balance(including interest) which is $1285.00 into five equal payments each of $257.00. Kindly confirm us the five dates on which you can make your payment of $257.00 each and you have to make these payments Bi-weekly starting from this week.

4. If you can’t afford any of those payment arrangements then, please let us know how much the maximum you can afford from your income we will give you the best payment plan to you.

Kindly let us know on the option that is affordable for you so that we can update our accounts department in order to put your account on hold.

Note: Once the payment will go through we will close this case file of yours and we will provide you a Payment Receipt stating that this account has been paid in full with ZERO balance and you are no more debtor for the company.

If you have, any doubts you can reach us directly at +1(432) 698 0369 . If there is no response for the call make sure you leave a voice message without fail.

Do Revert ASAP

Thanks & Regards

Debt Settlement Division Inc.

I have NEVER received a loan or have heard of this place I have contacted the courts and my lawyer from here on out you must contact my attorney. Thanks

***** ******** attorney

(502)***-****

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