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Prosper Reports & Reviews (6)

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I applied for a loan online. I received a text message from Bishwakunar at 888-653-8566 saying I have been approved for a $3,000 loan. He sounds foreign. He wanted to send a verification amount to my account by making a deposit. I gave them my bank account number and routing number. I tried to cancel. The supervisor called me back and said that is how it is done. He told me to go to Walmart for a verification to send the money back. he said it would take one to two business days.

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Prosper is a company who will not give loans to the majority if women and is not in America, though it claims to be. I will prove this with my federal complaint and investigation I am doing into their denial of women and scam fake invites and foreign phone numbers. I was discriminated against by Prosper as a woman with a disability after inciting me through Credit Karma to take a loan offer they offered me. It was a debt consolidation. Now how can I get out of debt, and increase my financial health if this company who provides debt consolidation loans won't give me one? I tried to call their "customer service" line and got Guatemala and India and never America. This is a scam company with no operating phone number in America. I also was invited to apply then denied which the news is talking about as women are unfairly denied by lenders run by men, which would be all of them. Prosper has no American office or number and uses Credit Karma to prey on people and then deny women. Avoid! They discriminate and do not hire American workers for their phones, so buyer beware it isn't an American company. You cannot understand anything people say on the phone. What legitimate company would hire people who aren't here and cannot speak the langauge? One man spoke in a language I could not identify and did not even speak English! Legitimate AMERICAN companies have easy access to American phone numbers. One number was in some remote island! Scam. For your info I make over 78 and have good credit and wanted to consolidate credit debt. They offered me 22 different amounts at varying interest rates and then posted my "loan" and then saw I was a woman and IMMEDIATELY canceled it. This company is disgusting. I can prove this with my paperwork and I am not the only woman they did this too. FBI amd DOJ needs to investigate them now. I will testify.

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After going thru the process and being approved my credit score was hit for -40 pts. Then 10 days later I revived a call that my application was denied. Stay away from prosper financial they will destroy your credit!

 

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I applied for loan online and received email with forms stating loan was approved. Then received phone call about loan. After phone call I knew something wasn’t right therefore replied email with no longer wish to continue. Later that evening I received phone call stating money was deposited into my acct anyway after refusing to proceed and I had to return money using gift cards. I was being threatened with being arrested if I didn’t return their company money so I did as ordered. Now I have a dispute coming thru my acct and I know they are going to reverse deposit do they’ll have gotten money twice.

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I received an e-mail saying that I got a loan. It had the ScamPulse.com seal and certification on it or so it seemed. When I went to the loan agreement the language was off. It didn't look like any other loan agreement. I went to the BBB website and tried to look them up and no such company was found.

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- Las Vegas, NV, USA
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I had applied for a loan with other lenders and this particular company got ahold of my info and kept calling me nonstop. I finally responded and they verified all my info. They said I was approved for $8,000 but to prove my trustworthiness to repay they were going to make small deposit into my acct and whatever they deposited had to be paid back in 2 hrs. they directed me to go Target to buy a giftcard using they money they supposedly deposited. But in actuality they didn't deposit anything, they reversed some payments I had previously made to my other creditors to free up the money they claim they deposited. All the money they reversed they wanted me to give to them. And they also claim they couldn't use their name in the transaction process - they kept rattling off some babble about the federal trade commission. I didn't give them any money. My gut feeling told me not to. There were too many red flags. Unfortunately they have a lot of my info. So to be safe I will have close my checking, although they claim they couldn't deduct anything out of my acct.

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