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Credit Repair Scam

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Credit Repair Scam Reports & Reviews (15)

- Silver Spring, MD, USA • Mar 20, 2026

The imposter called and said that he was going to help with a high interest rate I got on my credit cards. Asked for my full name, phone number and social security number. Then he said he was going to run a soft credit. It sounded so legit. I gave out my information just to remember it might be a scam. I checked the number on the internet and confirmed my suspicious. I hang up the phone and the same person called from from an order CA number. Luckily I have Identity theft and will be monitoring my account for possible fraud

- Philadelphia, PA, USA • Feb 20, 2026

Credit adjustment scam

- Bossier City, LA, USA • Nov 13, 2025

Originally called stating that my SSN was being used to apply for a Target credit card in California. I asked where they got this information. They said Experian. Then gave the debt relief deception. Stated that I am not responsible for the "Fee's". I realized the scam after I signed the paperwork and the charged my credit card accounts.

- Island Park, NY, USA • Oct 10, 2025

In March 2025, I enrolled with this company after being assured of rapid and effective credit repair. Unfortunately, none of the promises made were fulfilled. Instead of improvement, my credit score declined significantly over the following months. Communication was poor, and my case was handled with neither the care nor the efficiency that the company’s website guaranteed.

At no point was a clear or personalized strategy discussed, and I later discovered that my credit file had been neglected for months by Mr. Forkos, with no meaningful work or updates provided. When I requested a refund, I was once again met with silence and disregard. The so-called “90-day satisfaction guarantee” is entirely misleading and holds no merit.

This company operates in a deceptive manner and fails to deliver on its commitments. I strongly advise others to avoid doing business with them.

- Benson, NC, USA

They were very nice they said they could help with fixing my credit they smooth talked me into giving the last four of my social security number and told me how much it would cost me and they told me they were backed by the better business bureau to fix my credit. I can't believe I fell for that omg.

- Okeechobee, FL, USA

robo number from a supposed legitimate company you do business with, claiming a fraud attempt, add misinformation, then connect you directly to Accelerated Debt Solutions. They used Chase bank number. After 5 hrs with 5 people I signed a contract with them then 20 hrs later I contacted them to cancel but they refused to return my money. They did not on contract a 3 day cancellation option or any type of a cancellation form Financial Solutions Group is the precursor of Accelerated Debt Solutions, a scam operation designed to lure individuals into a contract to secure funds up front for services not delivered even though they claim no out of pocket expenses, always same misleading language and misrepresentation. The business address is a virtual address only/not an actual address in Cheyenne, Wyoming per Wyoming Secretary of State. They will attempt to extricate funds immediately and claim the funds are non refundable, refusing to honor the 3-day grace period for contract cancellation. Operation works out of New Jersey-all numbers bogus, not assigned to Accelerated Debt Solutions and Indiana with virtual address in Wyoming. Scammers connect via a robo number from a supposed legitimate company you do business with, claiming a fraud attempt, add misinformation, then connect you directly to Accelerated Debt Solutions .

- Louisville, KY, USA

Me empezó a retira en el mes de Octubre del año pasado 39.90 usd y a partir de eso cada mes 16.95 usd, es una supuesta empresa reparadora de crédito, donde aun ni crédito tengo. Creo saco mi información personal de una aplicación de Amazon y no tengo idea de como obtuvo mis datos personales de mi banco, cuando retiro el primer dinero, me llamao la atención y llame al numero que aparecía y hable con un representante, lo cual fue en vano, tanto es así, que cambiare mi numero de cuenta, ya que el banco no tiene como cancelar esos pagos.

- Dahlonega, GA, USA

DO NOT HIRE THIS COMPANY!!!

I was scammed out of $450.00

Contract was not done and I’ve been told “ the refund check is in the mail” for 3 months

- Amarillo, TX, USA

They said it was a credit bureau and that I had to pay them and stop paying my payments of my credit cards and that my credit will go up! I felt like it was a scam and I looked on the website after I did it and I noticed all these people had the same experience I want my money back

- Belleville, MI, USA

Name and social number

I attempted to purchase credit repair services and was blocked , ignored and scammed out of my money . The owner of the company still hasn’t responded . Offered a refund etc. I sent the money on august 4th . It’s a month later and no document or forms . She then stated she sent to incorrect address when I sent her my correct address .

7/13/23. I was offered a free app to help clear unwanted credit card charges.

I copied the video

It said it was free

In in my late 70s. This is all new to me!

Can anyone help make sure they are not getting into my accounts?

The video is on TikTok Chargeback

Thanks

* **** ******************** *** *** ****

I asked Brandon Credit Fix, LLC to help me improving my credit score.

I paid an advance of $400, the second half was to be paid after results.

Brandon asked me to open new tradelines and to give him access to my IRS account by giving him an ID.Me code.

He would not explain what the process was, I did not want to give him access to my account or open new tradelines whatever this might be.

I informed him that I was terminating our arrangement and asking for a full refund of my $400 advance.

Since then, Brandon has gone silent.

- Arlington, VA, USA

Paid flat rate for 6 month credit repair service - merchant terminated all services within 2 months with no warning or explanation, refused a refund and blocked us from our client portal which has all of our personal information

- University Park, IL, USA

Credit repair over charge and didn’t deliver as promised.

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