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Business Owners: Please Read Before Trusting This Company
I wish I had read every review and done deeper research before ever signing with this company. This experience has cost me over $20,000 and pushed me into one of the worst financial situations I have ever faced.
I was told that my debt could potentially be significantly reduced and that they had a strong track record of obtaining favorable settlements. I was repeatedly told that my payments were being accumulated so they would have enough money available to negotiate strong settlement terms with creditors.
I trusted that explanation and kept making large payments for over 6 months.
After paying over $20,000, I later requested a breakdown and learned that a large amount of my money had gone toward fees. What made this even worse is that the remaining money that I believed was being accumulated for settlement purposes was not returned to me after I decided not to move forward with the proposed settlement.
The settlement they eventually presented to me was, from my perspective, extremely disappointing because it was very close to the amount of debt I was already trying to resolve. After paying over $20,000 and waiting over 6 months, I did not see the meaningful reduction I believed I was paying for.
Then I was told something that shocked me even more: I was blamed for the result. I was told that because I wanted a settlement after about six months, I was “rushing the process,” and that this was supposedly why the settlement was not more favorable.
So after paying over $20,000:
I was told money was being accumulated for negotiations
I later discovered large amounts had gone to fees
I was presented with a settlement that I felt did not provide meaningful value
I raised concerns and chose not to sign
I requested that at minimum the remaining funds be returned after deducting their fees
I was told I had violated the contract and was denied any refund
To make things worse, communication stopped and I was no longer getting meaningful responses.
I am now hiring legal counsel to review everything and pursue recovery of the money I paid.
Business owners: please ask for every fee in writing, ask exactly how your payments are allocated, ask what happens if you do not accept a settlement, and read every page of the agreement before signing anything. Please do your own research and make your own decision.
I also attached screenshots directly from my communications and payment history so other business owners can see exactly why I am sharing this experience.
In the messages I received, I was repeatedly told that my payments were being accumulated and used for settlement purposes and that funds were essentially being built up while negotiations were ongoing. I was told to trust the process and wait because they were working on obtaining a favorable outcome.
I later requested a complete breakdown of my payments and was shocked by what I saw. The payment history showed significant recurring program amounts/fees while I believed funds were being accumulated for settlement efforts. After paying over $20,000 and after concerns were raised about the proposed settlement, I still was not refunded remaining funds after I chose not to proceed.
Business owners: please do not blindly trust verbal explanations. Ask for a written breakdown from day one showing exactly where every dollar goes, how much goes to fees, how much goes toward settlement purposes, and what happens if you decline a settlement offer. Look at the screenshots I attached and make your own decision before risking your business and your family’s financial future.
Please trust all this 1 start review ( fraudulent company) everywhere, it did not only happen to me but to a lot of people. Research this company everywhere and find out for yourself. Even chat GPT will tell you the truth about them.