CNFI USA Scam 2025 Reports & Reviews

CNFI USA Scam Reports & Reviews (29)

- Boone, NC, USA • Sep 17, 2025

Scammer's phone (877) 274-3096
Country United States
Victim Location NC 28607, USA
Type of a scam Phishing

Receiving these multiple times per week. Sometimes the message includes a name such as "Sally of CNFI USA"

Standard message:

Hi JOHN, this is CNFI USA to review options for your $61,000 personal loan. Is now a better time for a quick call?

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- New Philadelphia, OH, USA • Sep 09, 2025

Scammer's phone 1(877) 739-4620
Country United States
Victim Location OH 44663, USA
Type of a scam Other

I was just researching to check if this truly is a scam or legit. A lot of red flags went up to suggest it is a scam. This is the exact message:

“ Hi Linda, Alexis here from CNFI USA. I am following up on your personal loan request for $60,000. Txt END to opt out. Otherwise, do you have a few minutes now to talk? If you no longer need the $60,000 just let me know.“

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- Snohomish, WA, USA • Aug 30, 2025

Scammer's phone 1(877) 274-3096
Country United States
Victim Location WA 98290, USA
Type of a scam Advance Fee Loan

Was sent a text offering a $38,000 loan

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- Chatsworth, GA, USA • Aug 29, 2025

Scammer's phone (888) 319-8486
Country United States
Victim Location GA 30705, USA
Type of a scam Credit Cards

Jason, this is Alexis from CNFI USA following up regarding your $40,000 personal loan. If not interested, just let me know. Otherwise, is now a better time to talk?

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• Aug 09, 2025

Type of a scam Advance Fee Loan

Contacted on 8-9-25 via text from phone number 877-274-3096

“Hi (my name), This is Alexis with CNFI USA. Following up about your $25,000 personal loan. Trying to connect you with our loan officer regarding your approval. Txt END to opt out. Otherwise, can I call you now? If the $25,000 is no longer needed, let me know.”

I replied that I gad no idea what they were talking about.

Reply from scammer:
“Okay no problem, we will update our records. Have a great day!”

To which I replied:
“This is a SCAM! Go get a real job instead of trying to rip off unsuspecting people. What you're doing is a CRIME. Reporting you to the authorities!”

No reply from scammer

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- Redmond, WA, USA • Aug 08, 2025

Scammer's phone (877) 739-4620
Country United States
Victim Location WA 98052, USA
Type of a scam Advance Fee Loan

Hi, This is Alexis with CNFI USA. Following up about your $71,000 personal loan. Trying to connect you with our loan officer regarding your approval. Txt END to opt out. Otherwise, can I call you now? If the $71,000 is no longer needed, let me know.

Hi, this is Alexis from CNFI USA here. Can I call you to go over your $71,000 personal loan? If you no longer need it, just let me know. I appreciate it

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- Shelton, WA, USA • Aug 08, 2025

Scammer's phone (877) 274-3096
Country United States
Victim Location WA 98584, USA
Type of a scam Phishing

I keep receiving texts from this person, I have never contacted them before. The texts are like this last one, pasted below. Constantly telling me they’re ready to give me a loan that I’ve asked for. I have no idea who these people are and I’ve not asked them for a loan.

Hi Marlene, this is Alexis from CNFI USA. Just need a few minutes to finish reviewing your $60,000 loan request. Can you talk now?

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- Bothell, WA, USA • Aug 07, 2025

Scammer's phone (888) 319-8486
Country United States
Victim Location WA 98012, USA
Type of a scam Credit Cards

I’ve had over 20 missed calls and voicemails. I’ve had multiple text messages. A scammer is trying to get me to answer the phone or text back regarding a personal loan that I did not apply for. I never responded to these messages. They’re harassing me every day. Calling from multiple phone numbers.

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- Chaska, MN, USA • Jul 25, 2025

Scammer's phone (877) 739-4620
Country United States
Victim Location MN 55318, USA
Type of a scam Phishing

I received the following phishing message via text:

"Hi [my name], Alexis here from CNFI USA. I am following up on your personal loan request for $150,000. I wanted to connect you with our loan officer regarding your approval & next steps. Txt END to opt out. Otherwise, do you have few minutes now to talk?

If you no longer need the $150,000 just let me know."

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- Anchorage, AK, USA • Jul 24, 2025

Scammer's phone 1(877) 739-4620
Country United States
Victim Location AK 99518, USA
Type of a scam Phishing

Scammer used my first name and knew I had my own business as they were “folllowing up” to see if still needed a 60,000.00 business loan which I NEVER requested.

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- Washington, NJ, USA • Jul 17, 2025

Country United States
Victim Location NJ 07882, USA
Type of a scam Phishing

Received a text: Hi ****, I don't want to bother you. This is CNFI USA reaching out again to review options regarding your personal loan for $31,000. I just need a few minutes. Do you have time now for a quick call? If you no longer need the $31,000 let me know. I appreciate it.

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- Burnsville, MN, USA • Jul 15, 2025

Scammer's phone (888) 319-8486
Country United States
Victim Location MN 55306, USA
Type of a scam Phishing

Was texted about my $39K personal loan, requested me to connect to them to speak with a loan officer to continue the process. I did not respond.

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- Parsippany, NJ, USA • Jul 15, 2025

Scammer's phone 1(888) 319-8486
Country United States
Victim Location NJ 07054, USA
Type of a scam Phishing

Hi XYZ, I don't want to bother you. This is CNFI USA reaching out again to review options regarding your personal loan for $20,000. I just need a few minutes. Do you have time now for a quick call? If you no longer need the $20,000 let me know. I appreciate it.

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- Standish, MI, USA • Jul 11, 2025

Scammer's phone (877) 274-3096
Country United States
Victim Location MI 48658, USA
Type of a scam Advance Fee Loan

Got a text saying

Hi [name], Alexis here from CNFI USA. I am following up on your personal loan request for $15,000. I wanted to connect you with our loan officer regarding your approval & next steps. Txt END to opt out. Otherwise, do you have few minutes now to talk?

If you no longer need the $15,000 just let me know.

A day later I received another text from the same number that said

Hi [name], Alexis from CNFI USA following up regarding your personal loan options. Let me know if you no longer need $15,000, otherwise do you have a few minutes to discuss your options?

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- Mount Laurel, NJ, USA • Jul 09, 2025

Scammer's phone (888) 319-8486
Country United States
Victim Location NJ 08054, USA
Type of a scam Phishing

Hi *****, I don't want to bother you. This is CNFI USA reaching out again to review options regarding your personal loan for $20,000. I just need a few minutes. Do you have time now for a quick call? If you no longer need the $20,000 let me know. I appreciate it.

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- Sacramento, CA, USA • Jul 09, 2025

Scammer's phone 1(877) 274-3096
Country United States
Victim Location CA 95823, USA
Type of a scam Credit Cards

Hi XXXXX, Alexis here from CNFI USA. I am following up on your personal loan request for $20,000. I wanted to connect you with our loan officer regarding your approval & next steps. Txt END to opt out. Otherwise, do you have few minutes now to talk?

If you no longer need the $20,000 just let me know.

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- Highland, IN, USA • Jul 09, 2025

Scammer's phone (877) 739-4620
Country United States
Victim Location IN 46322, USA
Type of a scam Other

text message: this is Alexis from CNFI USA again. Lets review your options for your $20,000 personal loan and take the next steps to get your money by tomorrow. Is now a better time for a quick call?

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- Willard, OH, USA • Jul 02, 2025

Scammer's phone 1(877) 739-4620
Scammer's address OH, USA
Country United States
Victim Location OH 44890, USA
Type of a scam Other

Hi this is Alexis from cnfi USA following up on your personal loan request for $20,000 to assist with your finances. We want to review your approval and next steps.if you no longer need, just let me know. Otherwise, can I call you now to discuss further?

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- Bayonne, NJ, USA • Jul 02, 2025

Scammer's phone (877) 274-3096
Country United States
Victim Location NJ 07002, USA
Type of a scam Credit Repair/Debt Relief

They said they would help with my credit card debts. They have my birth date and SS no

I did not give them any banking information.

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- Blackwood, NJ, USA • Jun 30, 2025

Scammer's phone (877) 274-3096
Scammer's website None
Country United States
Victim Location NJ 08012, USA
Type of a scam Phishing

Hi xxxxxx , I don't want to bother you. This is Alexis from CNFI USA reaching out again to review options regarding your personal loan for $25,000. I just need a few minutes. Do you have time now for a quick call? If you no longer need the $25,000 let me know. I appreciate it…….. end of messages

I’ve worked in every aspect of Financial Crimes including both domestic and international. From basic check fraud, debit card fraud , identity theft , through the largest and most intricate cases involving money laundering, human trafficking, drug trafficking, funds used from these crimes that were used to purchase Illegal weapons expensive cars etc , Nigerian fraud scams , phishing , check kiting , cyber fraud etc…. The amount of these scams like the one I am reporting are becoming increasingly more in numbers and increasingly harder for untrained individuals to realize.

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