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Bayview Finance Reports & Reviews (15)

- Pearland, TX, USA • Sep 03, 2026

Leaves me this message multiple times a day “Good morning, Sophia Perez calling from Bayview Finance. I work in underwriting. wanted this in front of you before the day takes over. Trans Union and Equifax finished their August update, and your file came back with a preapproval for a $41,380 hardship personal loan. No hard credit check. Same day funding available. Payments around $451 a month. What most people do with this preapproval is consolidate everything, visa, store cards, any balance carrying a high rate, one payment, lower rate, cards back to zero. It's just a cleaner way to run the finances, and honestly, a good move heading into fall season. Call me at 855-599-0003 when you get a minute. I'll give you the straight picture on exactly what you'd qualify for. Preapproval window closes today, Wednesday at 5 PM. Again, 855-5990003. Have a good morning.”

- Careywood, ID, USA • Sep 02, 2026

Left a phone message saying this:

Lauren Gallagher calling from Bayview Finance. I'm in underwriting, and I did reach out recently. One of this in front of you before the day takes over. Trans Union and Equifax still have your file showing a pre-selection for a $41,630 hardship personal loan. No hard credit check, same day funding available. Payments around $452 a month. And look, I know it's nearly end of summer and August, things get busy. I'm not trying to pile on. I just didn't want your pre-approval to sit in a voicemail folder and expire without you knowing what was actually in it. One payment, lower rate, cards back to 0. That's the whole thing. Call me back at 866-559-4992. Me or anyone on my team can pull your pre-selection right now. Closes tomorrow, Thursday at 3 p.m. 866 559-4992. Hope to hear from you.

- Fairfield, CT, USA • Sep 02, 2026

I get about 5 or 6 calls a day from several phone numbers: 833-975-4486, 833-672-0613, 519-640-6117, 888-905-0698, 914-578-3941, 877-578-3941, 914-370-3187, 780-305-4833, 848-258-8971, 551-297-1930, 888-912-2797, 205-782-5025, 888-310-4734, 250-728-7275, 855-5802381, 240-503-5627, 855-580-2381, 833-959,7099, 866-934-1085, 902-237-1264, 844-502-3210, 639-644-6661, 844-502-3210, 779--991-1785. Names used, Thomas Larson, Eliana Boyd, Vivian Walls. I get between 6 to 8 a day! What can I do to stop these calls, I am being Harassed.

- Royal Oak, MI, USA • Sep 02, 2026

They call me daily and it is an automated AI message. Transcript below:

Good morning, Sophia Perez calling from Bayview Finance. I work in underwriting. getting to you early on this. It's worth reading before anything else hits your plate today. Trans Union and Equifax finished their August update, and your file came back with a pre-approval for a $41,380 hardship personal loan. No hard credit check. Same day funding available. Payments around $451 a month. What most people do with this pre-approval is consolidate everything. Visa, store cards, any balance carrying a high rate, one payment, lower rate, cards back to zero. It's just a cleaner way to run the finances, and honestly a good move after summer wraps up. Call me at 833-350-0642 when you get a minute. I'll give you the straight picture on exactly what you'd qualify for. Pre-approval window closes today, Wednesday dodge at 5 PM. Again, 833-350-0642. Have a good morning.

- Winter Garden, FL, USA • Sep 01, 2026

Hey, Lauren Gallagher calling from Bayview Finance. I'm in underwriting and I did reach out recently. wanted this in front of you before the day takes over. Trans Union and Equifax still have your file showing a pre-selection for a $41,630 hardship personal loan. No hard credit check, same day funding available, payments around $452 a month. And look, I know it's nearly end of summer and August, things get busy. I'm not trying to pile on. I just didn't want your preapproval to sit in a voicemail folder and expire without you knowing what was actually in it. One payment, lower rate, cards back to zero. That's the whole thing. Call me back at 833-6930916. Me or anyone on my team can pull your pre-selection right now. Closes tomorrow, Wednesday at 3 PM. 833-6930916. Hope to hear from you.

I get robocalls from Lauren Gallagher and Sofia Perez from different phone numbers EVERY DAY. Same robo recording. Same message. Different caller number. Different response number.

- Pensacola, FL, USA • Sep 01, 2026

Hey, Lauren Gallagher calling from Bayview Finance. I'm an underwriting and I did reach out recently. Wanted this in front of you before the day takes over. Trans Union and Equifax still have your file showing a pre-selection for a $41,630 hardship personal loan. No hard credit check, same day funding available, payments around $452 a month. And look, I know it's nearly end of summer and August, things get busy. I'm not trying to pile on. I just didn't want your pre-approval to sit in a voicemail folder and expire without you knowing what was actually in it. One payment lower rate. cards back to zero. That's the whole thing. Call me back at 877-304-0688. Me or anyone on my team can pull your preselection right now. Closes tomorrow, Wednesday at 3 PM. 877-304-0688. Hope to hear from you.

- Kalispell, MT, USA • Sep 01, 2026

I received a voicemail indicating Lauren Gallagher from Bayview Finance would work with me to reduce my "personal loan" I had supposedly obtained for the amount of $41,663. She states I would be able to utilize monthly payments to reduce this loan amount.

- Chesterfield, VA, USA • Sep 01, 2026

Bayview Finance calls me numerous times per day 7 days a week. I have tried blocking the number, waiting through the menu options and selecting the do not call option (9) with no success. They fill my voicemail so daily i have to go through deleting voicemails.

- Mentor, OH, USA • Sep 01, 2026

Good morning. Sophia Perez calling from Bayview Finance. I work in underwriting. Sending this 1st thing so it doesn't get buried under everything else today. Trans Union and Equifax finished their August update, and your file came back with a preapproval for a $41,380 hardship personal loan. No hard credit check. Same day funding available. Payments around $451 a month. What most people do with this preapproval is consolidate everything. Visa, store cards, any balance carrying a high rate, one payment, lower rate, cards back to 0. It's just a cleaner way to run the finances, and honestly, a good move heading into the 2nd half of the year. Call me at 833-809-0587 when you get a minute. I'll give you the straight picture on exactly what you'd qualify for. Preapproval window closes tomorrow, Tuesday, at 3 p.m. Again, 833-8090587. Have a good morning.

- Shady Spring, WV, USA • Aug 31, 2026

Spam Calls requesting personal information for Personal Loans I did not request. Call repeated several times daily even after requesting to not be called again. Call with be repeated with different numbers.

- Clemmons, NC, USA • Aug 28, 2026

Repetitive calls from different numbers and voicemails stating I am approved for a loan. Constantly filling up my voicemail on my phone.

- Winfield, MO, USA • Aug 27, 2026

Good morning, Sophia Perez calling from Bayview Finance. I work in underwriting. wanted this in front of you before the day takes over. Trans Union and Equifax finished their August update, and your file came back with a preapproval for a $41,380 hardship personal loan. No hard credit check. Same day funding available. Payments around $451 a month. What most people do with this pre-approval is consolidate everything. Visa, store cards, any balance carrying a high rate. One payment, lower rate, cards back to zero. It's just a cleaner way to run the finances, and honestly, a good move heading into fall season. Call me at 877-6901280 when you get a minute. I'll give you the straight picture on exactly what you'd qualify for. Preapproval window closes today, Thursday at 5 PM. Again, 877-6901280.

- Dothan, AL, USA • Aug 27, 2026

Voicemail left:

Good morning, Sophia Perez calling from Bayview Finance. I work in underwriting. Getting to you early on this. It's worth reading before anything else hits your plate today. Trans Union and Equifax finished their August update, and your file came back with a preapproval for a $41,380 hardship personal loan. No hard credit check. Same day funding available. Payments around $451 a month. What most people do with this preapproval is consolidate everything. Visa, store cards, any balance carrying a high rate, one payment, lower rate, cards back to zero. It's just a cleaner way to run the finances, and honestly, a good move after summer wraps up. Call me at 855-733-0348 when you get a minute. I'll give you the straight picture on exactly what you'd qualify for. Preapproval window closes today, Thursday at 5 PM. Again, 855-733-0348. Have a good morning.

- Winfield, KS, USA • Aug 26, 2026

Called saying “Hey, Lauren Gallagher calling from Bayview Finance. I'm in underwriting and I did reach out recently. Wanted this in front of you before the day takes over. Trans Union and Equifax still have your file showing a pre-selection for a $41,630 hardship personal loan. No hard credit check, same day funding available, payments around $452 a month. And look, I know it's nearly end of summer and August, Thanks get busy. I'm not trying to pile on. I just didn't want your preapproval to sit in a voicemail folder and expire without you knowing what was actually in it. One payment, lower rate, cards back to zero. That's the whole thing. Call me back at 833-7701-842. Me or anyone on my team can pull your pre-selection right now. Closes tomorrow, Thursday at 3 PM. 833-7701842. Hope to hear from you.”

- Downingtown, PA, USA • Aug 22, 2026

I received a phone call on a voicemail. This is a copy of the transcript.

Good morning, this is Sophia Perez with Bayview Finance. I've reached out before. Trans Union and Equifax completed their July update, sending this 1st thing so it doesn't get buried under everything else today. Your file is still showing pre-selected for up to $42,220 and that expires tomorrow, Tuesday at 3 p.m. Here's what most people don't realize. At 21% interest, more than half of every minimum payment you make goes straight to the bank, not to paying down your balance. This changes that. One payment, lower rate, cards zeroed out. Estimated monthly payments around $484 a month. It's just a cleaner way to run your finances. Call me directly at 877-957-5636. I'll tell you exactly what you qualify for. Anyone on underwriting can assist you today. Again, 877-957-5636.

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