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Jefferson Capital Systems LLC

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Jefferson Capital Systems LLC Reports & Reviews (3)

Good morning, I received this mail from Unifin (part of the Jefferson Capital Systems llc.). It was all in Spanish which I can't read.

I googled the company's name and called the phone numbers listed above. I spoke to an agent who read off the last 4 digits of my social security number and asked if it was me, I said yes then she asked for a payment. I asked what company this was from and she said paypal. I checked everything on my paypal account and there is nothing showing that I owe anyone and when I mentioned it to the agent she hung up on me so I called back and got another agent and told them that I will be reporting this to ScamPulse.com and making a police report as well.

On April 26th 2021 I received an email from Jefferson Capital Systems that was in my spam section of my personal email account. The email was addressed to another party different name and in regards to a Verizon account. The Email heading within had an old listed email that used to belong to me that I have not used and is discontinued for 3 years now which has absolutely no attachments to a verizon account and is affiliated with a cable company comcast. In the email they listed amount owed for Verizon wireless. I do not have a verizon wireless account and no past due amounts owed of the same. The way they structured the email if you click onto the reference number it sends you to their sight which attempts to trap you into agreeing to the terms if you acknowledge the agreement within accepting. My Gmail account was compromised and used for their purposes to display information about another person or party's personal information to attempt in collecting a debt I have no attachment to. Unfortunately I deleted the email out of my spam folder and have no way of attaching it to this report. I was afraid to even look at it because of it being in the spam folder this is why I did not trust it. Its a very scary attempt on their part to attempt this act and put someone's name and information into an email and send it to the wrong person and assume. I never received any correspondence in the mail regarding this alleged debt they are attempting to collect from the person or partys they are addressing it to. It is illegal for them to send texts or emails that trick or harass you into contacting them so they can collect money especially when the email is not even addressed to the correct person owning the email account they used. They engaged within that email the person's name and information about their debt. I consider this shifty and acting in a fraudulent manner. It's illegal for them to send texts or emails that trick or harass people into contacting them to collect money, according to the Federal Trade Commission. Just like the fake phone calls from the IRS and Social Security scams this is no different. Collectors are required by Fair Debt Collection Practices Act to send you a written debt validation notice with information about the debt they're trying to collect. It must be sent within five days of the first contact. I have never received anything like this from them in a written correspondence because I don't owe verizon wireless anything. If you go on the internet you see more and more types of this activity due to Covid-19 and its not unreasonable to see due to the crises of the Pandemic. Also I was reading many of the posted reviews attached to this company's ratings Jefferson Capital Systems and many are consistent complaints of same practices involving such instances as time-barred debt and blatantly disregarding federal statue of limitations.

- Columbus, OH, USA

Sondra [censored]e (?) left Vm to return her call to 614-603-9782 about a letter from Jefferson Capital Systems,LLC she received on a past due Verizon bill for over a $1,000. She knows nothing of this bill or Verizon. They gave her 3 different pay back options in the letter.

REF# 3229192361 Acct# 098685858500001 PH# 844-890-9215

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