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Debt Collections Scam

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Debt Collections Scam Reports & Reviews (371)

- Philadelphia, PA, USA • May 30, 2025
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I got a phone call from JAA in reference to documents they sent about a complaint. When I call give them reference number 967069 . When I called a women try tell me that I took out a payday loan in 2012 Ian’s I made payments but stopped and that I owe 1090.00 . I told her I had no idea what she was talking about but she still insisted I owed them . Then she told me if I don’t settled it I will be sued and a civil judgment against me. Still told her I didn’t know anything about it . The scary part is she had my id# my last for digest of my ss# miner. Just wanted to make you aware of this.

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- Laurel, MD, USA • May 30, 2025
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Received a call that a civil complaint will be filed in court that day if i did not agree to a payment. I i did not have the debt they were saying i had and if i didnt agree to the reduced deb t of $2000. It would be over 4000 that would be filed in the civil complaint if i did not agree to their deal. I insisted they had the wrong person. They harassed and harassed. That is when i checked with ScamPulse.com and saw so many complaints.

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- Oklahoma City, OK, USA • May 29, 2025
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Received an automated call from 918 area code which came up as Capital Services. Voice mail said it was Capital Recovery. I did a google search and no business listed had an area code of 918. The voice mail said to call the number on my caller id and that it was time sensitive. Google search indicated that Capitol Recovery is an debt agency for the government located out of Georgia and Ohio. I pulled my credit bureau to see if there were any collection accounts: none. If I had any debt with the government, they would've sent me a notice in the mail and I've received nothing. I have reported the number and blocked the caller.

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- Easton, PA, USA • May 24, 2025
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They called saying they going serve me and my work. Not sure how they knew where I work . But got me scared. I wanted stop the being served which said could if sign up payments. Now I realize it was process scam. I never took out a.loan and said was my cash now. I google this and apparently it a big thing and slot people complain, this people need to stop this shot and cancel this thing I sign.the agreement and now got pay a loan I never did. Cause now I sign something and they can after me.

Tod me call this number back 1-877-595-9871

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- Easton, PA, USA • May 23, 2025
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They threaten to serve me at work or home. Threaten me with court fees.

Told me to call this number back 888-805-4971

My identity was stolen.

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- Newtown Square, PA, USA • May 23, 2025
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“I’m calling from ICC systems” is this Elizabeth Lombardo? Can you verify your address— it was my old one, 120 E Montgomery Ave unit 203A Ardmore PA

Wanted my birthday. I said I was ambivalent abt disclosing that bc I had recent theft. They said it was in reference to “ Banfield Pet Hospital”. I verified my DOB: 9/26/1968 and then they abruptly hung up saying — must be wrong person.

I called BACK 2 more times! First call back— they were like, yes that was unprofessional. Verified my DOB again! And made excuses and hung up AGAIN! 3rd call back I spoke to a man this time. Told him my outrage, that I think they are obtaining my personal info, & I was going to contact the BBB. He hung up!

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- Shawnee, OK, USA • May 21, 2025
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I was told by my old landlord to contact that number.

To pay my bill that I owe. I then was redirected about four different times to a woman that called herself Ms. Howard. She then told me.I owed over seven thousand dollars and I can need it to pay it over the phone. I felt very uncomfortable doing trying to get a hold of Someone to help me find the correct company to pay my bill and get my credit score back up

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- Ambler, PA, USA • May 21, 2025
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Received this text:

This is a text from Shepherd Outsourcing, a debt collector regarding your JEFFERSON CAPITAL LLC account. Visit https://portal.shepherdoutsourcing.com/s/AHDvL. Reply stop to opt-out or call 888-991-5696. # of messages varies. Message & data rates may apply. This is an attempt to collect a debt and any information obtained will be used for that purpose. . SOG Ref# 999556406 Reply STOP to opt out.

I went directly to the Shephard Outsourcing website, not clicking the link in the text and saw there was a different phone number. I put in the reference # and it said it didn't exist.

Text was put into my deleted texts.

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- Fairfax, VA, USA • May 14, 2025
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They texted me:

"You'll rcv acct msgs from Harris & Harris Debt Collector # of msgs vary by acct Msg&DataRatesMayApply. ?'s: 855-319-7310 T&C's https://hhcollect.co/Harris To optouttxt STOP"

and

"Ragland, Harris&Harris-collects for the Government of Washington DC. Balance: $240 To Pay: https//hhcollect.co/P6pbgVj or call 855-319-7310 Reply STOP to stop

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- Ringling, OK, USA • May 14, 2025
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A voicemail was left for me to go to their website saying they were a debt collector.

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- Clinton, MD, USA • May 14, 2025
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Said I have pending litigation in Prince George’s County for a CashNet USA loan from 2023. I was living in Knoxville, TN at that time. They then proceeded to leave scare tactics on both of my parents answering machines but never called me directly.

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- Wellington, OH, USA • May 14, 2025
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They called from 3804443399 and said that my wifes debt was picked up by a dept collector and left the number 18552952590 to call and try to work something out. Upon calling the 855 number with the reference number they left in voicemail they asked her , her name and to confirm the last 4 of social and address. Well when she said she started a new job and wont get paid until june. They said unless she pays its going to court thursday so i asked them to said a valadation letter stating the debt and original claim then they said yep and hung up. So i called back to make sure they put me on hold 20mins then hung up on me saying court was in 2 days. I looked up numbers and the ScamPulse.com flagged one for spam and other one was marked as spam with multiple people having same issues. I just want to make sure others dont get used.

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- Alexandria, VA, USA • May 12, 2025
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Someone keeps calling my husband saying they are looking for me a car loan I don’t have with them, they said it was $625 but because I have not paid, the penalties are now up to $2000

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- Lebanon, MO, USA • May 08, 2025
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The text message reads (this is copy and paste with my name replaced by “My Name”): “ATTN: MY NAME We've made several attempts to get in contact with you in regard to your outstanding balance. We need to speak with you today or your account can be held, Call 210-624-8625 today to resolve. Please call to remove number, Outgoing text only.”

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- Jenkintown, PA, USA • May 08, 2025
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"Good morning this is Brian Baker in the legal department you're receiving this message because you're being listed as an emergency contact for [redacted] if you have any information they can lead to their whereabouts please pass this message to them soon as possible or having an immediate member of the family reach out to my office now the purpose of this message is not intended to scare anyone but I can't say that the matter is urgent and very private if you have any contact with job press one and ask to speak directly to me Brian Baker or someone in my office..."

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- Mountain Top, PA, USA • May 07, 2025
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Called my personal cell phone and also called my mother‘s personal cell phone and left a message saying -

I'm calling from the county process servers office regarding a court summons. Filed under case number ***-**** My call is to inform you that we attempt to serve you with legal documents requesting your appearance in court. The documents have been returned from the address we have on file. In order to Prevent further legal complications, we strongly recommend that you contact the attorney in charge of your case immediately Her name is Monica Miller at office number 877819 0020 and she'll provide additional details regarding your case…”

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- Mangum, OK, USA • May 06, 2025
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Scammer called me and also texted me wanting personal information like ss# etc in order to resolve an unpaid account that they refuse to give me any information on until I give them my personal information.

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- Bushkill, PA, USA • May 06, 2025
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Called saying I had a credit card debt that was outstanding and also lawyer fees to pay for the sum of more than 4000$. Knew last 4 of my social # my current address and informed me that something was mailed and I’d be receiving a court order. Also said i would need to hire a lawyer. They called my wife and sister in law as well…. Also they looked up my “file” via my phone number… which is a company phone not under my name….

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- Oklahoma City, OK, USA • May 06, 2025
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They tried to recoup on a personal loan I took out over 10 years ago. They've threatened legal action, legal fees, interest on load etc. they were willing to only charge me $3122

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- Waterford, VA, USA • May 06, 2025
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I have received multiple phone calls from Amber MItchell at Greenwood and Allen. She asked for my ex-husband by name and said that she is "calling from the Aribitration department this file was forwarded to [her] office for potential resolution." She said she wants to give him an opportunity to "settle out the account." I Google Greenwood and Allen and came across many reports of scams, so I wanted to share my experience as well. They did not get any money from me.

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