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American Consumer Loans/36 month loans

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American Consumer Loans/36 month loans Reports & Reviews (1)

- Gastonia, NC, USA
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I was contacted by Calvin Logan with American Consumer Loans stating i had been approved for a $3000.00 loan. He stated i needed to purchase $150.00 worth of I- tune cards as a good faith effort on my part since they don't run a credit check. I purchased 3 $50.00 I-tunes cards and gave Mr. Logan information on back of cards. He stated everything was good to go all I needed to do was to call Mark Jones, banking department manager to verify my banking account infirmation. I called Mr. Jones and verified my bank information. He put me on hold and came back on the line to tell me my credit score wasn't good enough to obtain the loan. He stated i needed to wire $350.00 to the company for PPI insurance in case I defaulted on the loan. I explained i didnt have that and I didn't have a good feeling about proceeding forward with the loan and I wanted my $150.00 back to which he stated i would have to wait 45 days for. I told him i had a feeling I had just been scammed. He immediately got upset and started using profanity towards me and eventually hung up on me. I tried several times to call him and Mr. Logan back and nobody answered phone. They both stated there were accredited by the BBC with an A rating . I tried going back to Walmart to get my money back but was told because I had scratched gray box on back of each card and gave information to scammers they would be unable to refund my money. I have filed a complaint with the Federal Trade Commissiom, reference number

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