Affirm.com 2026 Reports & Reviews

Affirm.com Reports & Reviews (11)

- Clearfield, UT, USA • Apr 20, 2026

Website: affirm.com
Address: CA, USA
Country: United States
Total money lost: $180.79
Type of a scam: Online Purchase

Affirm refuses to fix their problem and expects customers to pay

This company refuses to fix their problem, and expects others to pay for this plus do math for them and accept any wrong doing at all.

Useful

- Berlin Heights, OH, USA • Aug 23, 2025

Website: affirm.com
Country: United States
Type of a scam: Advance Fee Loan

I haven't clicked on the link but the email says there is a loan in my name.

Useful

Text message, same as the others

I got a text with a verification code and a link to affirm.com. I haven't reset any passwords, accessed any of my accounts, or ever gotten a text from them before. I'm just assuming it's a scam or some way for them to get internet traffic/sales opportunities.

Useful

False Text Messages

Sending me unwanted messages when i have never heard of them: Affirm.com: NEVER share your verification code via call or text. If someone asks for the code, it's a scam. Your code is ****. This company is TRASH and I would NEVER do business with them after what I'm reading about them.

Useful

I got a text from affirm but it's a bit different from the ones I see here...

I got a text but it looks a bit different from the ones shown here... So I got sent a text saying someone named "Gabriel" sent me a secure message...? With a link, I don't touch links from anyone I don't know personally, so I unusually thought it was spam/scam... Did a little research and found it quite a bit of scams are going around with these "buy now pay later" apps/services. Anyways here's the original message "Gabriel from Affirm services sent you a secure message. Details: www.affirmsp.top"

Useful

Initial means of contact: Not applicable

Seems phishy to me

Random text out of the blue
Affirm.com: NEVER share your verification code via call or text. If someone asks for the code, it's a scam. Your code is 9381.

So annoying and makes you nervous if there is someone using your information. After reading other people experiences I’m not thinking that’s what happened. I think the company is trying to trick people into visiting their site. Could be wrong but not sure. It has happened to a lot of people

Useful

Type of a scam: Phishing

I received a call claiming to be my credit card company saying that I had fraudulent charges and that they were going to send me a new card to replace my current card. They then sent me two codes from a text from affirm.com and asked me to give them the quotes that were sent to me and then hung up. I later contacted my credit card company and they said they did not call me regarding those charges

Useful

I received a text message stating: “ Affirm.com: NEVER share your verification code via call or text. If someone asks for the code, it's a scam. Your code is ****”. I have never heard of Affirm nor worked with them. I put in a complaint file to Affirm saying my information was being used unauthorized.

Useful

+13

- Allen, TX, USA

Address: AFFIRM.COM
Country: United States
Type of a scam: Phishing

I received a text on my cell phone as follows:

"Affirm.com: NEVER share your verification code via call or text. If someone asks for the code, it's a scam. Your code is ####."

Until now, I had never even heard of affirm. When I called affirm, they claimed they didn't have my phone number in their system. Yet, the text came from 58083, which is the short code used by affirm, and the link in the message is to affirm.com; obviously from affirm. So... phishing?

Useful

+21

- Lubbock, TX, USA

Country: United States
Type of a scam: Phishing

I have never had any contact with Affirm.com yet I received a text on Friday 1/31/20 sending me a code. The text did not show a regular phone number, just 580-83. I had to look Affirm up to find out what it was. I have not asked for a loan or purchased anything using Affirm. ( I blacked out the alleged code that they sent but I am willing to provide it if necessary.)

Useful

Hello. I received the same message. What did you do from there and did you see any changes on your credit report?

Useful

Affirm.com Contacts

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Affirm.com Reports & Reviews (11)