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USOA United Student of America LLC

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USOA United Student of America LLC Reports & Reviews (1)

Over the phone said I had to pay $217 for first six months, then $98 second six months to reduce my student loans to none owed thereafter as I qualified for government loan forgiveness program as I am a state employee. I have included a copy of pretty much what explains I went through with this company over the phone. This is an example that the person said on the telephone: scams that entice student loan holders by promising to erase their debt.

As seen on site: I experienced the below as well.

February 01, 2016 has recently received several calls on the scam and consumers are reporting receiving both calls and emails. A recent email reads, “Have you heard of the president's new student loan forgiveness plans? Call Student Loan Services assistance center [number redacted]. To take advantage and see how much you can save. Regards, Student Loan Forgiveness.”

According to the email recipient, the representative asked for an upfront fee to underwrite the paperwork. Others say they were told the company would negotiate with the lender on their behalf.

The promise of having your loan balances forgiven has huge appeal when people find themselves struggling to manage student loan debt. Trust your instincts: anything that doesn't ring true will set off warning bells in your head to alert you to a possible scam before it can hurt your finances.

How the Scam Works:

Consumers receive a phone call, email or spot a post on social media that claims a company can erase student loan debt. Many claim that their service is made possible by a new government program or policy sponsored by U.S. President Barak Obama.

The company asks for an upfront fee to negotiate with your student loan lender on your behalf. They will claim they've helped numerous other clients, but don't believe them! Student loans can only be forgiven under specific circumstances, which are not fast or easy. These scammers will take your fee and disappear.

In another version of the student loan scam, con artists claim that they can save you money by consolidating your loans. Some charge a fee for using a free government service. Others may actually move your loans to a private lender with a higher interest rate.

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