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Pathway Resolutions- Debt Collections

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Pathway Resolutions- Debt Collections Reports & Reviews (3)

The same guy Ryan Robertson has called 3 times now to tell me this, and he does have access to the last four of my social. Here is a transcript of the voicemail he left this morning.

Hi, good morning. Message is intended for Jennifer Rob with
social ending 8621. This is Ryan Robertson, and I'm calling from Pathway
Resolutions. Jennifer, uh, this is the final notification. Your case file
177615, which, which was placed with our department is being recalled due to
lack of response. And you're just forfeiting your rights to resolve this
matter voluntarily. Recommendation will surely be made for the claimant to
pursue against you at your residence and at your workplace. So it is
imperative for you to give us a call back and have your final statement on
the recorded line. Client is still willing to resolve this matter
voluntarily. You have a chance till 5 p.m. Eastern time today. Your case file
will be hold. In case of no response from you, the claimants will be moving
forward against you, and you will face the consequences, including the wage
garnishment and hit on your credit score. Callback number, it is going to be
855-508-7517. Thank you.

+2

I am currently having a similar situation from the same people where a Daniel Ramsey stated I took out a cash loan in January of 2018 under my maiden name! I wasn't working in January of 2018, and my last name changed back in 2009 when I got married! He also stated that it was taken out under and email address I never held, and was sent to bank I never held an account with. Infact, he gave me some random account number, and could tell me what bank it was. I had to find it myself and call that bank (who has no record of me). I woukd like to know how I supposedly took out a loan under my maiden name, with no proof of income, which is required with any loan. They loan people would have had to get copies of my license, pay stubs, bank records, ect to show proof that you could repay it. My license alone would have had my legal last name and address I was living at right on it, as well as any pay stubs, had I had a job then ( which I didn't). Also, the bank records would have showed them the bank name right on it with the account information. The job he claimed I had in 2018 was a place I worked at back in 2003 at the age of 19, as a holiday hire. So I was there for November and December as a temp. The address he gave me was my current address, which I've only lived at for 3 years. Only "accurate" information he has was the last 4 of my social.

He would not provide me any valid information pertaining to the company he claimed he was collecting on, nor would he send me any documentation to prove the debt. Then told me I'd need to hire a lawyer, my rate would increase substantially, and they'd seek to garnish my wages. By FDCPA regulations, many things were violated on their end if they are claiming to be legit. I sent in writing to communicate in writing, and they continued to call. I requested in writing, proof of the debt and was told verbally that they aren't obligated nor would they. They claimed they're from Advance Mediation (whichbcannot be found online at all), but then email you something under a Pathways Resolutions (PR) email, which honestly looks suspicious compared to the actual website. Looks like they just doctored something up. Debt collections use docusign, or send pdf attachments and such. The debt isn't mine, the information is all over the place and honestly can be found on Google, my social was part of a data breach, and the were so insanely rude. Didn't want to cooperate with me at all and kept asking what i wanted to do to resolve it (while I never once said it was mine. I said all the information is incorrect on me and this isnt my debt), and he kept mentioning court. You can barely understand them with the foreign accents as well. I won't make this any longer, but got a lawyer involved since he wanted to play that card, and said we'll need to resolve this in court.

I asked why this wasnt on my credit reporting and got a "because we haven't reported it yet." Say what now?

Nothing adds up!

So now I have a lawyer involved reviewing this mess and have reported them to FTC, CFPB, BBB, ATTORNEYS GENERAL AND FDCPA.

But hey, heads up, I haven't been called from the number you have. I've been called from 508-722-3294, 598-557-8708, and 508-578-9774.

This is nuts. I'm glad I found this information so I may add it to my documents.

- Beaufort, SC, USA

they told me I took out a loan with a company I have never heard of before, EZ Corp aka EZ Money, and that they need to get the money today or I will be paying court fees up to $5,000.00 and my wages will be garnished. They had my personal information, and the bank name they gave, I haven't had an account there in years. It's pretty scary how they could obtain information on me and I was never notified EVER of such a place or loan.

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