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(888) 991-5696

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(888) 991-5696 Reports & Reviews (14)

- Arkansaw, WI, USA • Jan 17, 2026

I got a random text saying they are collecting a debt from PayPal. I don’t even use paypal.

• Sep 15, 2025

I received this message from 91651:

This text is from Shepherd Outsourcing, a debt collector regarding your WEBBANK (KLARNA - GIBSON - for which the current creditor is JEFFERSON CAPITAL SYSTEMS LLC) account. Visit https://portal.shepherdoutsourcing.com/s/JM7cl. Reply stop to opt-out or call 888-991-5696. # of messages varies. Message & data rates may apply. This is an attempt to collect a debt and any information obtained will be used for that purpose. . SO Ref# 1004161841 Reply STOP to opt out.

I have never purchased any product via Klarna and am unaware of any debt to be owed to any company listed in this message.

- Dumas, TX, USA • Sep 05, 2025

Received a text message from 91651: "This text is from Shepherd Outsourcing, a debt collector regarding your THE BANK OF MISSOURI (FORTIVA CREDIT CARD - for which the current creditor is JEFFERSON CAPITAL SYSTEMS LLC) account. Visit https://portal.shepherdoutsourcing.com/s/JmLiG. Reply stop to opt-out or call 888-991-5696. # of messages varies. Message & date rates may apply. This is an attempt to collect a debt and any information obtained will be used for that purpose. SO Ref#______________________ Reply STOP to opt out." I don't have a credit card from this company.

- Burlison, TN, USA • Sep 04, 2025

a text message that says " This text is from Shepherd Outsourcing, a debt collector regarding your THE BANK OF MISSOUR [ASPIRE CREDIT CARD- for which the current creditor is JEFFERSON CAPITAL SYSTEMS LLC] account. visit https://portal.shepherdoutsourcing.com/s/Juavm. Reply stop to opt-out or call 88-991-5696.

- Franklin, WI, USA • Aug 04, 2025

Starting 7/17/25 I have received a text message from 91651 every couple of days stating the text is from Shepherd Outsourcing. The text messages vary in wording but they all say it is regarding my Jefferson Capital Systems LLC account. I do not have an account with this company. They provide a URL that I should click on in addition to a phone number to call. The first text had a reference# but the remaining texts do not. Also, the ending digits in the URL change with each text message. The beginning of the URL remains the same, https://portal.shepherdoutsourcing.com/s/XXXXXX.

- Zachary, LA, USA • Jul 16, 2025

Receiving multiple texts from this business saying I should click the link to pay a debt to Regional Finance which I do not owe or have any account with this business

- Aberdeen, NC, USA • Jul 14, 2025

I was texted by 91651.

This text is from Shepherd Outsourcing, a debt collector regarding your MIDCOUNTRY BANK FSB (PIONEER FUNDING - for which the current creditor is JEFFERSON CAPITAL SYSTEMS LLC) account. Visit https://portal.shepherdoutsourcing.com/s/T3KYd. Reply stop to opt-out or call 888-991-5696. # of messages varies. Message & data rates may apply. This is an attempt to collect a debt and any information obtained will be used for that purpose. . SOG Ref# 1001439752 Reply STOP to opt out.

I did not respond

- Kingsport, TN, USA • May 19, 2025

Debt collectors regarding you The Bank of MISSOURI (Aspire Credit Card-which current creditors is Jefferson Capital Systems LLC. Call 888-991-5696. SOG Ref#1000049809

- Brooklyn, NY, USA • Apr 14, 2025

I have repeatedly received texts claiming to be from Shepherd Outsourcing saying that I have debt which I do not.

- New York, NY, USA • Apr 07, 2025

Began with “ Take control of your JEFFERSON CAPITAL SYSTEMS LLC account. Visit https://portal.shepherdoutsourcing.com/s/wrevG or call 888-991-5696. This text is from Shepherd Outsourcing, a debt collector. Reply stop to opt-out”

Latest message “ [a name different from my own], spend five minutes or less to review your payment options for your JEFFERSON CAPITAL SYSTEMS LLC account at https://portal.shepherdoutsourcing.com/s/f8zRh

Or give us a call at 888-991-5696. This text is from Shepherd Outsourcing, a debt collector.

We are required by regulation of the New York State Department of Financial Services to notify you of the following information. This information is NOT legal advice: Your creditor or debt collector believes that the legal time limit (statute of limitations) for suing you to collect this debt may have expired. It is a violation of the Fair Debt Collection Practices Act 15 U.S.C. §1692 et seq., to sue to collect on a debt for which the statute of limitations has expired. However, if the creditor sues you to collect on this debt, you may be able to prevent the creditor from obtaining a judgment against you. To do so, you must tell the court that the statute of limitations has expired. Even if the statute of limitations has expired, you may choose to make payments on the debt. However, be aware: if you make a payment on the debt, admit to owing the debt, promise to pay the debt, or waive the statute of limitations on the debt, the time period in which the debt is enforceable in court may start again. If you would like to learn more about your legal rights and options, you can consult an attorney or a legal assistance or legal aid organization.

The law limits how long you can be sued on a debt. Because of the age of your debt, JEFFERSON CAPITAL SYSTEMS LLC will not sue you for it. If you do not pay the debt, JEFFERSON CAPITAL SYSTEMS LLC may report or continue to report it to the credit reporting agencies as unpaid. Reply stop to opt-out”

- Elmhurst, IL, USA

I am constantly getting text messages telling me to portal.sheperdoutsourcing.com

- Stafford, VA, USA

I received this text message

We have limited time to work with you before we return your OPORTUN INC (OPORTUN INC DBA PROGRESO FINANCIERO - for which the current creditor is JEFFERSON CAPITAL SYSTEMS LLC) account to our client. See your options at https://portal.shepherdoutsourcing.com/s/fJH0G or call 888-991-5696. This text is from Shepherd Outsourcing, a debt collector. Reply stop to opt-out

- Lubbock, TX, USA

Said I owe a debt on account Jefferson Systems LLC and I do not owe or have any knowledge of said company. I took screenshots. They have my phone number and this will be a nightmare if not handled.

Text from 91651

Other number: (855)410-6059

- Bellevue, MI, USA

After I recieved this text. I researched the website for a physical address and their wasn't one. I did find a completely different number on the website of 1-855-372-9575 and an e-mail of [email protected]. The following is a text message that I recieved this morning 2/5/25 @ 9:07 am from text # 91651.

This text is from Shepherd Outsourcing, a debt collector regarding your Comenity Bank (VICTORIA'S SECRET - for which the current creditor is Crown Asset Management, LLC) account. Visit portal-shepherd.com/?x=997486723-42&s=wPnGi. Reply stop to opt-out or call 888-991-5696. # of messages varies. Message & data rates may apply. This is an attempt to collect a debt and any information obtained will be used for that purpose. . SOG Ref# 997486723 Reply STOP to opt out.

The website had a place for me to enter the last 4 digits of my social security number. It then gave me an# of 997486723 to access my account. I did not go further because I was not going to jeopardize my personal information on a fradulent website.

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