SAFEPORT CREDIT SPECIALIST Reports & Reviews (1)
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Restoring More Than Just Credit
When she told me that I decided to log on and pay off the rest of what she owed because I had some extra money. When I opened the account, I was very shocked to see that she owed over $1,800. I did notice that I kept receiving emails that my credit score was dropping, but I didn’t pay much attention to it . I am a longtime authorized user on one of my mom’s credit cards, and it normally changes based on her activity. Upon further research, I noticed it was significantly dropping because of this card. I got scared because I am in medical school and I’m going to eventually need my credit score for private loans during the third year when I can no longer get money from the government.
To make a long story short, I told her that she didn’t have to worry about paying it anymore because I will take it over. I did this because I had money to help out, and I thought it would be a kind thing to do since she was clearly struggling to pay it off. The only thing that I asked was for her not to continue using the card while I got the balance down. She immediately got defensive and it became a much bigger thing. She cut up the credit card and accused me of trying to hurt her. After that, I removed her from being an authorized user to prevent her from logging onto the account and paying the balance down with money I knew she didn’t have and keep her from unlocking her authorized card.
I am very new to credit, so I thought that removing her was simply removing her access to the account. Our relationship eventually repaired. However, she angrily texted me and told me that her credit score dropped nearly 200 points and it was because of me removing her. I feel terrible because I didn’t know it would happen. Had I known I wouldn’t have done it. So I asked a question on a credit forum. Is it possible that removing her has caused this much damage and if so, what can I do to help her? A friend immediately recommended SAFEPORT CREDIT SPECIALIST. He Testified how Safeport Credit Specialist has helped so many people with their credit issues. So immediately emailed them, he responded and upon reaching agreements with him, he promised to get the scores up back within 12 days maximum and remove all negative items on the report including lates payments/credit card debts. 6 days later all negative items were erased including late payment was all marked as paid on time. SAFEPORT CREDIT SPECIALIST raised her scores to 800+. I’m so excited for what he did for me and my mom. She now has a good credit profile. If you need help in fixing your credit, I’ll recommend you to them and get yours fixed too.