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Golden Home Services America

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Golden Home Services America Reports & Reviews (87)

Oh my god, I cant believe after reading out all the reviews in here. To be honest the ones who are in Swamp of debts all your income is draining on other expenses like, Medical. Insurance, Taxes. Utility bills there is nothing to save and on the top of it, Mortgage Payments Escrow Principle all these things are Killing us. I have been earning with all my sweat and blood for the one thing which matters the most to me is my Home where my Family is.

I've been on Disability all my savings were dead and buried up after the accident in which I lost my child. My wife has to take care for me and has to do a double job to manage to make the both ends meet so we can pay off our debts. In those time someone I don't remember his name called me out of the blue and told me about the Government hardship Program.

It took me 6 to 7 months filling up the paper work and waiting for myself to get approved. They didn't helped me they saved my life as I was drowning into debts and debts nothing but debts. They helped me to survive they helped me to be in my Home they helped me in the best way possible. They didn't just restructured my loan they made my Mortgage payments go down into more affordable plan.

To me and for my Family GOLDEN HOME SERVICES AMERICA is a Temple of care and relief. They are no less than angels for my family. May they Grow more and can help all those people who are facing Hardship and Financial Crises like me. May God Bless them All. They are the most legit company I've ever been in a Business with. Thank you Golden Home Services America. Thank you God for bringing them in my life.

+6

It was indeed an amazing experience to work with Golden Home Services America.
The professionalism they have shown towards my case was exceptional. Such a gentle and cooperative staff. They did not only listen to me -They in fact understood my situation.

Even though I have been declined by many companies, they actually made those reasons -my real strength.
My payments are way more affordable now and I thank them to endeavour such great work for me.

More glories and success-
Good Luck Guys!

+4

This is a great company not sure who's putting all the fake complaints and this Michael character is not a part of the company pleassseeee get the right company they seeem to be a legit source and are helping many homeowners

+3

ok, first of all. TO EVERYONE READING ABOUT THIS COMPANY OR WANTING TO KNOW ABOUT THIS COMPANY. Main scam artist is Michael Nabati followed by his minion Michael Grinnel. they have been sued in the past for scamming and here they are once again. they have been changing their names for the same reason. if they advise they work with the investor directly THAT IS A LIE! please talk to your bank! Stay away from them!

+5

I got a Loan Modification with Golden Home Services America earlier this year. They were able to get me a fixed rate at a 2% and forgiveness on the three months I had to go on forbearance after losing my job . The employees are super professional and helpful, especially Jasmine. The process took a bit longer than I expected but I am so glad I stuck with it and got a fresh start on my loan. I got a new Mortgage Statement from my servicer after the modification was complete and now my monthly payments are something I can actually afford. I don't know why they're even on this website..They are not a scam!

+8

I didn't get why a former employee is putting such bizarre comments for a Company that is working day and night putting their efforts to help the people who are really in a bad shape facing such difficult times already because of the COVID PANDEMIC, I've been a client for the first I did a Refi and after a year COVID hit us all, I Lost my Job all the saving were gone I got behind on my payments, Reached them back they welcomed me with open arms and handled everything with such professional way I just didn't qualified for the lowest rate possible my monthly payments got more affordable along with all my past dues gone forgiven. If a company is helping you up to forgive your past dues and get it a fixed rate with the most affordable payments what can be better than this offer. I referred all my friends and family members and no one complained anything about them. If I would be going to any other company they would have charged me a tons of money and they would have scammed me by taking my information using my bank accounts info e.t.c but they have been working super professionally and I just don't get it. I think that former employee is using her personal grudge and throwing mud to make clients skeptical once she would be in a position where no one could be able to help her up then she would realize what we as a home owner have been going through in such times where our home is the only thing which matters the most to us. I would recommend if you want to help reach them up. God Bless Them God Bless America.

+3

ARE UA TRUE PRIOR CLIENT THAT WAS SATISFIED WORTH THEIR WORK? IN AFRAID I'M BEING SCAMMED

NANCY

I was looking to refinance and kept getting denied because of my credit. I knew loan modification might be a good option but my bank kept denying me. At first I was hesitant about doing a modification with Golden homes but after 5 months they got the job done. I got 19k forgiven on a partial claim and my monthly payment went down $300 per month. Thank you for the help. Good job golden homes!

+2

I just need help Iam scared I am going through them now and I have such a gut feeling before I get any deeper is this a scam seems to good to be a scam how would I find out ?

+14

I'm in the same boat. I'm afraid I'm behind scammed by Golden Home. How did you make out? If u don't mind. Thanks so much

Honey, it is a scam. I also used to work at this company and quit once I realized the shady business going on. I believe they are currently in the process of rebranding as more customers and employees have been figuring out what is going on. The owners are making over hundreds of thousands per year off of people and are not even helping them in any way. Please stay FAR AWAY from this company and tell all your loved ones. Your bank can offer you a modification - it may not be as good as this one, but atleast it will be legit

They called me outta the blue, late afternoon, about 7pm. I felt like I won the lotto with all the great news they had for me. Literally cutting my mortgage in half, They wanted to proceed as quickly as possible, went along with the story untill they wanted me to pay THEM instead of my mortgage company. They didn't Even have all the documents ready, I didn't have to prove that I was affected by covid and they were ready for the first payment lol. They also attempt to convince me to forbid my mortgage company from contacting me and to file a complaint against them because I felt as they have committed fraud by overcharging me. They said by allowing me to file this complaint and giving THEM all the rights over my loan they could monitor and check my mortgage company in case of them withholding money or simply overcharging me. I mean these people call you late at night, in a different state than you, wanting all the rights over your loan, completely excluding you from any information about YOUR own loan? who in their right mind can fall for these people. Their process don't even make sense. I asked them if I could travel to california to personally go and meet them, their answer was "NO, our building is closed down,we do not accept anyone in person, you know the whole world is shut down due to covid?" I don't know what world they live in but several places HAVE been open maintaining distance and masks. They just don't want you to find out who they really are that my feeling.

+13

This place is a scam. They advertise that the process takes about 3 months but it takes about a year or more. The whole time they bs you and tell you the reason its taking long is because they are trying to negotiate the principal balance and they are just scripted to tell you that. The real reason it takes them long is because they are getting paid the entire time and they want to take as much money as they can from you. Oh and they also keep on changing the name of the company bc they have too much complaints. And if you plan on reporting them please keep in mind that they are ALL using fake names. Take this as a FORMER EMPLOYEE that quit once I realized what they are doing. F everyone in the office. You all will get karma. Oh and if “Thomas” is reading this they are using you! Get out of there! You deserve better

+9

I was honestly not sure about going along with this company I paid money but also had a bad gut feeling about them

I have had a great and professional experience with Golden Home Service they have been upfront and forward with everything. Anyone saying any different did not read or understand the part of Golden Home Service plays in reducing their mortgage payments. Everyone here has provided everything to me that my mortgage company failed to. After signing the agreement with Golden Home Services my mortgage company sent me 4 letters telling me how I’m missing out on their specials and this is after I spent 3 months of my life fighting with them for help with no results. I am a Air Force Veteran and I have a small cattle ranch in Ok things get tight around here and I am thinking Golden Home Service for their help in saving my home during this time of need for me and my family. Thank you

+7

Was contacted by Golden staffer (salesperson) because my ex-wife believed Golden could help with a complicated first, second and third mortgage situation (first already modified and being paid on time for 5 years, second recently back in repayment and a third in collections attempting to settle). The salesperson made big promises about taking care of all three loans with Covid, without asking pertinent questions. He spoke quickly and in generalities. He attempted to gain my confidence by disparaging banks and speaking lingo related to refinancing. Printed materials in email indicated Golden is just generating leads and selling to low end loan servicer. My advice is talk to real bank.

+7

i did a modification with this company a moth ago asked me for same papers over and over again. it toke 5 months but i got lower payment for my morgage and forgave what i owed. flagstar modification program did not help me but golden homes helped me. it takes a while but worth it

+5

I love what this company has done for me and my family. God bless

+5

They asked for a lot of paperwork, some were repetitive. I was skeptical at first because they took so long but my end result was there and I am glad I stuck with it. I was offered a mod through Mr. Cooper but I have not had good experiences with them so I didnt go through with it. I referred my brother to this Covid program

May I ask how did the process of all this work?

I dont know why this company is on this website, literally has helped me so much with my mortgage. I went from paying $2031 to $1760 in 4 months. Communication was great unlike Cenlar. Thank god for the cares act that made this program possible. Thanks guys again

+6

clearly this is a scam. you went from reviewing these people for getting you something from cellar and then switched it to mr cooper. you must be an employee by the username you chose. sounds like you are the same as home matters usa and Atlantic pacific services which is nothing but fraud.

The same thing happened to my mom a lady named "Maria" out of the blue called her telling her that Golden Home Services America can reduce her mortgage only needed was a mortgage statement.

+5

Dear Kat360, WE ARE ABSOLUTELY NOT A SCAM...WE FUNCTION AT A HIGH LEVEL OF INTEGRITY AND IN ACCORDANCE WITH FEDERAL REGULATIONS FOR THE SUBSIDIZED MORTGAGE RELIEF PROGRAMS;

IT IS UNFORTUNATE YOUR MOTHER HAS BEEN MISINFORMED AS TO "ASKING FOR A MORTGAGE STATEMENT" BEING NON COMPLIANT. AGAIN, WE ASSURE YOU IT IS THE FIRST STEP TO VERIFYING THE PARTICIPATION OF YOUR MORTGAGE LOAN INVESTOR AND THE RELATIVE, VIABLE OPTIONS AVAILABLE TO YOU UNDER YOUR QUALIFICATIONS; WE VERIFY WHICH PROGRAMS YOUR LOAN QUALIFIES FOR AND YOUR CONFIRMATION AS A CANDIDATE;

AGAIN WE ARE 100% IN COMPLIANCE WITH THE FEDERAL RELIEF PROGRAMS; ASKING FOR A MORTGAGE STATEMENT IS THE FIRST STEP AND WE DO NOT ASK FOR ANY OTHER PERSONAL INFORMATION.;

WE HOPE THIS HELPS IN CLARIFYING ANY DOUBTS OR CONCERNS ON YOUR BEHALF AND ARE MORE THAN AVAILABLE TO ASSIST IN ANY MANNER POSSIBLE IN THE FUTURE;

THANK YOU AND GOD BLESS

- Rosharon, TX, USA

They kept calling and texting me from different numbers. When I texted them back asking for a company website, I got no response. So I decided to call them and what do you know, the phone has been disconnected. They called me today 02/06/2021 from an 800 number. So I decided to talk to them. They said that I can get a reduction on my mortgage and have my forgiveness for past due payments. They also told me that I would need to pay a closing cost to them to them in order for my payments to be reduced. The lady "Holly Russo" wanted a copy of my mortgage statement. She said that she'll send my an email with all the information I need to know about the company to my email address that I long stop using many years ago.

Hello ***, ********

Down underneath are many highlights of the Flex Program and for complete clarity, there is a PDF file attached below as well. This is often one of the programs you might qualify for.

Will I Qualify for the Flex Hardship Loan Modification Plan?

You may be eligible for the Hardship Loan Modification if you are facing financial hardships or see it coming in the near future.

Hardships can be:

Reduction in Income - Due to Job Loss, Less Salary, Unemployment, Layoff, Divorce, Etc.

Un-affordable Payments - Due to High-Interest Rate, Adjustable Rate, High Taxes or Insurance.

Upside down on Home - If you owe more than your home is worth and you can't refinance.

Behind on Payments - If you are already late on your mortgage payments.

Increase in Expenses, Medical/Health Issues, Family Crisis, Business Loss, Etc.

If you feel you are experiencing ANY of the above, You may be eligible for.

Permanent Payment Reduction:

The Hardship Modification Program may reduce your monthly payments by as much as 50% permanently. That will save you thousands of dollars every year.

Credit Score:

Immediately after receiving your documents, a Qualified Written Request will be filed on your behalf which will initiate a deferment of your loan and place it in a freeze for the duration of the restructuring process. which is between 90-120 days. If you are eligible for a Partial Claim Credit to reduce your Principal Balance this extends the duration up to 60 days.

During said time, your loan cannot be collected on, you cannot be foreclosed upon, and your credit score cannot be impacted. This is under Dual Tracking Law.

Permanent Payment Reduction:

Hardship Loan Modification may cut your interest rate down to as low as a 2% Fixed Rate.

Forgiveness of Past Due Payment:

If you have already fallen behind on your monthly payments, we may be able to get caught up by getting the arrears forgiven totally or get them added on the back of the loan. Either way, you will not have to come up with that out of your pocket to get current.

Break from Payments:

The Hardship Loan Modification Help WILL GIVE you a break from your monthly payments for a few months so that you can stabilize your budget and balance your other expenses.

Once the loan modification program is completed, you will start with a completely new rate and payment with your current lender.

Typical Flex Loan Modification Program may,

Cut Your Payments down by up to 50%

Reduce Your Rate to as low as 2 % Fixed

STOP Foreclosure & Save Your Home

Forgiveness of Past Due Payments

Lower Your Rate & Payment

Waive negatively accrued interest

Convert Your Adjustable-rate for a Fixed Rate

Upside Down on Mortgage? Get Eligible for Principal Reduction Program

Let Your Family line in their cherished neighborhood

We will need THE MOST RECENT MORTGAGE STATEMENT to EVALUATE for your Forensic Analysis to determine money saving options.

Down below is my Company Details and my contact information as well so you can contact me at any time.

Thank you

Best Regards:

_______________________________________

Holly Russo | Customer Care Executive

Golden Home Services America

1055 West 7th Street Penthouse Suite#3300

Los Angeles, CA 90017

+15

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Golden Home Services America Contacts

Golden Home Services America associated photos:


Address:

3580 Wilshire Blvd suite #900-39, Los Angeles, CA 90010, USA

Phone:


Fax:

+1 (213) 279-2512

Website:

goldenhomeservicesamerica.com

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Shady, yet now dead: once upon a time this website was reported to be associated with Golden Home Services America, but after several inspections we’ve come to the conclusion that this domain is no longer active.



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