F and F Management Reports & Reviews

F and F Management INC. Reports & Reviews (336)

these are total [censored] i was notified by credit karma that a collection had been placed on my report by f&f for bank first which i vaguely remember from 20 yrs ago no written communication from them it just placed on my credit report they are re ageing old debt
dont see how transunion don realize this es fraud as none of this has appeared on my credit report the last 10 yrs

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Did you try to contact bankfirst? They are saying I owe $676 from an account opened in 2003.

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Let's do this. This is beyond absurd.
contact me at [email protected]

this is the correct email not the 2008, Sorry

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I filed a complaint with Consumer Services. I do want to file a complaint with the BBB. I also think anyone that can fax these notes to TransUnion, do it! And fax it to F&F.

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Let's do this. This is beyond absurd.
contact me at [email protected]

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They got me too. Here's some info:

How to file a credit reporting complaint, consumers can:
File online at www.consumerfinance.gov/Complaint.
Call the toll-free phone number at 1-855-411-CFPB (2372) or TTY/TDD phone number at 1-855-729-CFPB (2372)
Fax the CFPB at 1-855-237-2392

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- Simi Valley, CA, USA

Scammer's address 40960 cal oaks rd murrieta ca., Murrieta, CA 92562, USA
Country United States
Victim Location CA 93063, USA
Type of a scam Debt Collections

F&F management is not a company it's a rented post office box. They find info on the dark web. I only owe my auto loan. All 3 of my credit card have a zero balance. I have a high credit score because I pay my bills. F&F management. I check my credit report periodically and found F&F management said I owe $1757 on a $150 limit credit card from 24 years ago. They card was cancel with a zero balance 24 years ago. I have no proof and I'm pretty sure they don't either. Tranunion was tricked into opening it up as being a current debt in may 2021. My credit score fell 61 points. I would love to sue them. Can't find them. I can't believe it's that easy to report false information to that credit bureau. I googled them online and found some of the same scams they are involved in. I will never be blackmailed to pay something that I don't owe. I would rather go to jail. I will not be a victim of a con. Any debt 24 years old is past the statue of limitations. Credit bureaus need to investigate these case before lowering a person credit score.

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Same thing happened to me. I’m in the process of applying for a home loan and now the process has been postponed bc this F & F Mgmt reported a delinquent account on my credit file thru TransUnion. I called TransUnion and had a freeze and block placed on my file and filed a dispute against this F & F Mgmt Collection Agency to investigate their claim. They said I had a Citibank Card from 2003-2016 and that’s a bunch of Bull—**. What I didn’t disclose was my ex had an account with them but my name was never added or affiliated with his account! He was too much of an a**hole to add me the account and no way would let me access his card or be an authorized user. So bring it on F & F! I have ALL OF MY OLD CREDIT BUREAU FILES WITH EVERYTHING LISTED FROM 10+ YEARS AGO! I see from other comments that F & F fraudulent crooks have targeted the WRONG GROUP of people! We’ve kept up with our credit ratings lately and all I see here is an opportunity for a major CLASS ACTION SUIT shoring up against F & F in CA and possibly a suit against TransUnion for allowing this [censored] to report the smut and lies which by the way encompasses a libel and Defamation tort law suit that will be fully exercised to the fullest compensation allowable by the state mandates of the law. The names of the agents that were disclosed to me are David Smith & Jason Riley. Now whether the names given are the truth will be determined as this investigation unveils. Just be Warned and Aware that I don’t back down from “bank threats” or bank [censored] scammers or old debt collector bottom feeders but I will make YOU PAY for the HARASSMENT AND STRESS YOU HAVE DIRECTED IN MY FRAGILE STATE OF LIFE AFTER SUFFERING 3+ STROKES just a few weeks ago!
Contact Date: May 25, 2021
Angel Phoenix
Bonneau, SC

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If you need to remove fast use this method to the letter should removed in72 hours

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I too want to pursue this to the fullest

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Got an alert from Credit Karma that there's a new item on my credit report. Turns out F&F Management is telling TransUnion i defaulted on a credit card that i have never had. I disputed it and came back the next day as verified. lol wow i know have a lawyer and ready to sue the S out of this scam company.

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Transunion was called and said the called F and F and the account owed was verified! This is BS, they are fraudulent and of course is going to say that the account is verified. Transunion was told to call Bank First to verify the account but they are so stupid they cant see what's going on here. The account is in my wifes name and when i called F and F they just asked me for the last name on the account and they freely gave out account info. The information was from 2003 and me and my wife were not married at that time so how could she have a mastercard from 2003 with that name on the account.

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So I woke up today on the 21st checking my credit score which was a good 750 a week ago until today because I was in the process of buying a house was alerted that I need to check my credit credit score again I have never heard of fnf management I live in the state of Washington they're out of California what a Croc this is believe me whoever is supporting them whoever is embedding them whoever is co siding with him who's agreeing with them on this issue they are crew I have never heard of this FNAF management so I would like to say I hope God deals with these individuals individually on a financial issue and it sets them to

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I checked my credit this morning and saw it dropped 40 points on Transunion. This F&F Management says I have an account in collections for a card I've never heard of. (GM Household). It says it was opened in May and went to collections in May?!? It doesn't even work like that. I've never seen this card on my credit before and I check it at least once a week. How can Transunion allow this to happen to so many people?!?

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F&F Management filed a negative item on my trans union credit report causing my perfect score to go down 24 points. They claim I owe a Providian credit card from back in 2015. First off I have never had a credit card from Providian. Secondly, Providian was sold to Washington Mutual in 2005, then later Washington mutual went belly up in 2008. so how could I owe a "Providian" credit card in 2015 if Providian was no longer doing business as Providian since 2005? These are scammers falsifying information and dates on debts to be able to add a negative item on your report. I am in the process of disputing this with Transunion as well as the FTC.

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Thy have done the same thing tome and I just. Disputed it as well

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I disputed this with Transunion. I have an email from First bank stating I owe them nothing. Never had an account and they no business with F and F. I sent it in as an addendum. Today I log on and Transunion closed my dispute saying it was a verified debt, That is bull[censored]. I never had that account.

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Initial means of contact Not applicable

File a scam complaint with the FTC
https://www.consumer.ftc.gov/features/feature-0014-identity-theft

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I filed a complaint yesterday with Transunion. This company posted a collection on my credit report on Sunday stating I owed Providian Bank who went out of business in 2005. I have never received anything from F&F Management prior to posting a collection on my credit report which caused my excellent credit report to plummet 60 points. They are crooks and this is fraud. I don’t understand how TransUnion is allowing this reporting.

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If someone knows these creeps Facebook address send it I have some kind words for them...

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Here you go.
https://www.facebook.com/joel.franco.94849
https://www.facebook.com/blanca.franco.39

Joel has been forced by the state to step down..close up shop. His lovely wife now runs the show, Thats what crooks do, Constantly change Company names and Corporate officers. Seen it all before.

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Joel Francos wife Blanca is now running the Scam.

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I was contacted by a company perhaps it was F & F for the last year...harassing me for that they were going to take me to court for an unsettled debt. I asked for proof. I would happily pay if I can see proof of signature that I owe this debt and who did I owe it to. I also waited for the paperwork which I never received. Now, look where I am $ 3550. with a drop of 74 points off of my perfect score. They are a total fraud company...they buy debt from other debt collector scam companies for pennies.
I paid a different company for this debt $ 900. 10 years ago...when i first created the debt. I am very upset...I will create trouble!

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Would you believe he has filed bankruptcy and has two foreclosures on his report!

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I am with you Karen.I intend to make their lives miserable. Joels wife Blanca better lock down her facebook page or I will start there

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Another link to report these crooks.

https://dfpi.ca.gov/file-a-complaint/

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Country United States
Type of a scam Debt Collections
Initial means of contact Not applicable

This company has turned in a debt that caused my credit score to go down 23 points. They claim I had a master card in my name seven years ago which I never had.

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Jackie.
I too have had 24 points taken from transunion. I just spoke to the owner or manager running F&F and asked if he received my police report. His answer was to pay him $500 that the police report doesnt work. Wow he really got under my skin. Tomorrow morning im going to small claims court to sew him. I advise everyone to take action against this FRAUDSTER.

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I sent this message to every friend on Joel Franco's Facebook friends list." If you are a friend of Joel Franco. You should know. He is a crook. I have involved the police to investigate his company and their shady dealings. F and F Mgmt have attempted chicanery with hundreds of peoples credit ratings." Maybe he will crawl out from under his rock and sue me.

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This company is attempting to re age a time barred debt. A debt that is 20 yeas old ,yet, claiming the debt is new. To add to it all, this same exact debt had been disputed and removed in the past from my credit report back in 2015. Fraud. Fraud. Fraud. Don’t give this company anything! I’ve included his address so you all can address your concerns directly through to him. #staywoke