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F and F Management INC.

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F and F Management INC. Reports & Reviews (336)

F&F Management is owned by Joel and Blanca Franco

Joel Franco also owns a company called F&F Associates Bookkeeping and Tax Services. You can contact Joel on his cellphone at 951-893-8428

Joel (Scammer) Franco has a few public social media profiles as well:

1. Linkedin
2. Facebook

+3

I wonder if Joel will allow her to date while he is in prison ? She sounds luscious.

F&F Management has called me numerous times telling me I opened and account with Chase bank which I never did and telling me I owe them 21,659.00. Telling me I opened and account on August 5/2021. This is showing up on my credit report and I want it removed immediately because it’s false. It shows up as open account/ loan type: collection agency/ Attorney. They were calling from a few different phone numbers and different states. TransUnion investigated and said it’s accurate which again is false. I called them to report this again. I hope I can get help. I’m a single mom, caring for my disabled mom. We have no money to be giving to scammers/ criminals

Don't give in. The State of California just took action against them and the investigation continues.

EVERYONE, to resolve the fraudulent reporting by F&F to Transunion, you need to contact a consumer attorney. They can give you complimentary advice and inform you of your rights. Although using the BBB to report F&F Management can warn consumers who these fraudsters are, contacting a consumer attorney is the only way to protect your rights as a consumer. Disreputable collection agencies like F&F Management will do everything in their power to bully you into paying "bills" that don't pertain to you, so fight back and contact a consumer attorney. I am attaching F&F Management's Corporation Statement of Information for 2020 and 2021. Interesting, they went from "collection agent" to "accounts receivable" and appear to have an additional owner. These are the people your consumer attorney needs to go after. Don't do this alone. Trying to negotiate with fraudsters like F&F Management will not resolve the issue because their goal is to take your money at whatever cost. Get an attorney!

+6

I've been fighting with transunion since May 2021 over this F&F company. They reported a collection on my credit report from metris direct merchants for $2809 and I've never heard of them. I've even been paying credit repair to help me in this fight to get it removed. I see all the complaints from people in California. Can anyone lead me in the right direction for Florida?

Andrea, what lawyer did you use?

I have attached images of the recent Desist and Refrain Order and Order Assessing Penalties against F&F Management. Submit it to Transunion when disputing the bogus charges from F&F Management and show it to your consumer attorney if Transunion does not remove the bogus charges. The original order can be found at https://dfpi.ca.gov/wp-content/uploads/sites/337/2021/09/F-F-Desist-Refrain.pdf

"F&F Management" is fraudulently placing debt collections on people's TransUnion accounts, lowering their credit scores. I noticed that my credit score was significantly lowered, and found this F&F Management "debt" from an account that I paid off 14 years ago. I'm not even sure if it's the same one, or one they just invented. Considering other's complaints of this company, it's just as likely they made it up. Looking this collection agency up on BBB, I see that they have done this to numerous people. Opening a dispute with TransUnion was unsuccessful. It seems they are receiving multiple complaints about F&F Management and are doing nothing about it.

WE should go after Transunion.

There is a way to fight these fraudsters. Contact a consumer attorney and get a consultation of your consumer rights. An attorney can fight them and go after Transunion for allowing a fraudulent collection agency to report unsubstantiated bills.

Everyone check it out! California DFPI sanctioned F&F management!

+7

Use this as proof to submit to Transunion when disputing F&F Management bogus bills.

Absolutely wonderful. I guess they really thought that we as victims were not going to fight back. Transunion needs to get it together. They are the number one Credit Bureau and they allow Junk Debt collectors to place fraudulent collections on our credit reports. They at least own everyone one-thousand dollars.

I was sent that! Absolutely fantastic! Now getting transunion on the ball here is another work in progress, I am sending them all of this, I have asked F&f to send me proof but they wont, because there is none, they made up dates and amounts and just put it on my credit report :( Did you get yours off of transunion already?

Those in California, see the attached desist and refrain order against fraudsters, F&F Management. These people are criminals. Don't let them get away with cheating you. The law requires them to show you proof of any debt and if the debt is old, they can't go after you. Show this order to your lawyer and the credit bureaus.

+3

AMAZING! THIS IS FANTASTIC NEWS! THANK YOU

Here is the ACTUAL order against fraudsters, F&F Management: copy this link to view: https://dfpi.ca.gov/wp-content/uploads/sites/337/2021/09/F-F-Desist-Refrain.pdf

It looks like I can't attached the order. See the press release from the DFPI at https://dfpi.ca.gov/2021/09/22/dfpi-sanctions-debt-collector-in-first-action-und...

on August 20th 2021 while checking spouse credit report with spouse present, on august 5th 2021 F&F Management placed a collection $2097 from Bank of America. address on credit report Transunion 40960 CAL OAKS RD STE#188 Murrieta CA 92562 PH#844-647-2672 FAX#888-638-3002 a dispute was filed August 23rd 2021 . September 17th 2021 i called the company to inform them we have no knowledge of account and it is identity theft we will file a police report. an employee states the account is 16 yrs old 2004 and gave us a bogus account number 70044070005552898000,when Bank of America contacted states account numbers too long to be any account of theirs and when given our SS# stated they had no record of us .when i contacted ScamPulse.com gave them name of company ,address ,telephone number .BBB states business operating out of postal annex(mailbox), address dont exist ,business under name F&F Associate Tax Service.no email address. i called the business a female employee was verbally abrasive ,unprofessional, threatening. i requested a dept validation letter,copy of contract, correct account number for Bank of America, and a valid address so that i may send a certified letter to their legal dept.The informed me the social security number was attached to the dept and their was nothing i could do about it and as far as filing a police report i will not be able to file because the account is 16 yrs old ,i asked to speak with someone in their legal dept , i was again informed by the female employee i cannot speak to anyone in their legal dept they have done their own investigation it is up to us to get our burdon of proof but to settle the case i can send them a $700 settlement,and only then will we remove it from your husbands transunion credit profile or if you dont pay up it will go into arbitration and that will cost you over $4000 dollars. i informed her we can not pay going thru a hardship she hung up on me. i called back immediatly i asked the person who answered the phone if i can have the last name of the lady (Nicole) he informed we dont give out last names, i requested their correct address the employee states we dont give out addresses but i reminded him i do have an address from the transunion credit report .

+1

They told me the same thing. They told me that they will not remove it. I told them it was not my debt. Why would I pay for something that is not mine. Supervisor got on the line and started threatening me.

Don't pay these scammers. They are fraudsters! Look at the report from the DFPI that confirms their fraudulent company. They fined them close to $300,000. See the order against them at https://dfpi.ca.gov/wp-content/uploads/sites/337/2021/09/F-F-Desist-Refrain.pdf<... />
Use the order linked above to fight them. Contact a lawyer. Don't let them harass you. They are relying on weakness. Don't give in.

I filed a complaint with the Florida Bureau of Enforcement. They sent me a letter stating that they have tried to call F&F Management repeatedly, but they will not answer the phone. So, they have sent my case to the Federal Trade Commission.

+7

Be sure to show them California DFPI order against these criminals. They are fined big time! See https://dfpi.ca.gov/wp-content/uploads/sites/337/2021/09/F-F-Desist-Refrain.pdf

I hope they are in jail soon!

Excellent ! I will do the same thing. Below you will find the owners of F and F in all their splendor after defrauding all of us or attempting to. They need to go to jail.

Placed for collection on TransUnion a fake $9,825 debt with no history claiming original lender was 12 Fleet Bank. I never received any notice by mail, email or a phone call. Only notice was filed on TransUnion. Beware of the scam they are trying to pull. I filed dispute with TransUnion that by all the other ScamPulse.com complaints against appears they have been pulling the same scam for a while now.

Does anyone know if there is a class action suit against f and f management?

+4

Dellie, thank you!

The FTC and other agencies are cracking down on Phantom debt collectors. F & F Management will be shut down it is just a matter of time. Just file a complaint with as many agencies that you can. A class action suit is great but it will take awhile.

A collection was added to my transunion credit report from f and f management. It stated I own $676 to bankfirst from a credit card. Someone from f and f management stated that I opened an account in 2003 and never paid it. I have asked for proof of this debt and they will not send it to me. I believe this is a scam to get money because f and f management said they would remove this from my report if I would send the $470. I will consider this resolved if f and f either send me proof of this debt or remove this collection off my credit report.

+1

Hi. F&F also put $490 on my Transunion report. Funny thing is they said it was opened back in 2003 for Bankfirst. I've never heard of Bankfirst, but when I said something about the account being almost 19yrs ago... he said I restarted the account when I made a $50 payment back in 8/2016. Which is BS, I wouldn't have paid on an account that was that old!
They are full of crap. I was denied on my dispute with Transunion bcuz of the so called 8/2016 payment. I will file a claim with BBB, they have a long list of claims for F&F.
Don't give up... fight it!

I filed a complaint with the dpi, bbb, transunion, and I have a lawyer that is filing suit against f&f management. I'm not sure how they pick their victims, but they won't get a penny from me. I noticed this morning that all complaints and reviews from both f&f and transunion disappeared from the bb website. Hopefully that is just a glitch

+3

The complaints are showing again.

I still see 84 complaints on BBB and F&F is all over them all harassing everyone, saying they will remove their acct from transunion if they take their complaint off BBB or simply being rude

I just checked the BBB site and they still have a lot of complaints against them.

Yes I see that they have removed all of the complaints. Hopefully that is a good sign. This is absolutely ridiculous.

08Bank First $568.00. Derogatory remark on my trans union credit report report 08/01/21. I have never had an account with this company. This is total fraudulent. Never received a bill.

+1

Hmmmm... This is the exact dollar amount and creditor that is showing up on my report. I disputed it with Transunion and they refused to remove it from my account.

How do I go about reporting them.!

+2

report to dcfi in california, they have a case pending against them and report to the BBB, I have been working with a Bertha with the BBB and Michael with the DCFI

I paid a legitimate billthat was on my credit report with them, i had the proof of the past due notice which was the exact amount i owed. Own up to your debts... They provided me with paid in full letter, billing receipts, and a release of liability and it was off my credit in 6 days. I didnt like the girls attitude but it was my collect 100% too bad you guys think everything is a scam.

+1

F&F Management are big time SCAMMERS, liars, thugs and fraus. Go cheerlead them in jail (SOON!)

Lol., you go ahead and give those crooks your money if you want. They are not a real business, they kept moving and their website is bogus. How can you try to collect on debts discharged in bankruptcy and time-barred debts. Give me a break. I can't wait until they are shut down.

oh please F&F get off this thread, you are vultures and you are a fraud, you are being investigated by the state of california for bad practices, they take old debt that was either paid or written off and put it back on with new dates and report it again to transunion, ONLY transunion, none of the other companies will touch this mess

If you had proof of what you owed. Why did you wait till it was on your credit report to pay it?

SCAM,, SAYS THEIR FROM CALIFORNIA BUT THE PHONE IS REGISTERED IN SPRINGFIELD, MISSOURI... PUTTING HITS ON THE CREDIT REPORT ON PAID OFF PAST DUE BALANCES...

+1

F & F Management, Inc. got Trans Union to file a collections on my credit report. This dropped my score 36 points. I have no information on this purported outstanding bill. I have not been late or missed a payment since 2009. I have 100 % on my bill paying part of my credit report. I want this collection removed from my report and F & F to stop playing games with people's credit reports.

+3
- Faison, NC, USA

Had a debt pop up on my transunion report. I have no knowledge of this debt. They said $588

Received a privacy assistance from my bank for the amount of $455.00 on August 18 2021. I have no other information. will be contacting my bank in the morning

+1

Please forgive all of my typos. I am so pissed off.

+2
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F and F Management INC. Contacts

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Address:

40960 California Oaks Rd., Murrieta, CA 92562, USA

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Website:

ffmgmt.com

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fandfmanagement.com

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