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Community Choice Financial Reports & Reviews (17)

• Sep 21, 2020

This is such a bull[censored] scam! SO sorry for all who were taken by these swindlers. It such a sad and terrible world we live in! DO NOT give them any personal info! They are liars and cheaters.

Dear - Marie D*****

Greetings from Community Choice Financials

This is to inform you that the loan application which you filled on our website has been fully approved today for a loan amount of $8000at 10% fix interest rate with flexible repayment option.

Subject : Loan Confirmation
Loan Approval : CCFI2846FC
Loan Amount : $8000
Loan Term :44 months
Monthly Payment : $200
Loan Officer : Ben Parker

Note: If you wish to proceed further and take this loan today itself then please read the Terms & Conditions mentioned in this email and in attachment carefully and then call our loan officer for standard verification procedure at ‪ 614-259- 8933 and follow the verification protocols explained by our loan officer.

Terms & Conditions (Please read carefully)
Please note that this is a Pre-approved short term unsecured personal loan on lower interest rates offered only to selected applicants.

WITHOUT CONSIDERING THEIR PRESENT CREDIT SCORES.

Please Note:-

1. ORIGINAL AGREEMENT PERSONALIZED FOR YOU WILL BE SENT TO YOU AFTER THE FINAL TRANSACTION IS DONE.

2. AFTER SIGNING THE ORIGINAL AGREEMENT WE EXPECT YOU TO RETURN A SCANNED COPY TO US WITHIN 48 HOURS.
REMEMBER YOU DON’T NEED TO PAY ANYTHING IN ORDER TO TAKE THIS LOAN
We would require these details to initiate the transaction as we do not use the method of Direct Deposit. We would link your account electronically with our company's account, so that we will be able to Auto Debit the monthly payments directly from your account from 15th Nov 2020 onward.

First transaction will be for PPI (Payment Protection Insurance), on the completion of this process, next transfer will be for the final amount of $8000 as your Loan Amount.
As a company we do not believe in any upfront in form of cash, credit there is no application charges as such.

Hard copies would be sent to at your verified residing address within 3 working days of funds approval in your account.
Your reply on the same mail will be considered as acceptance to the Terms & Conditions.

NOTE: LOAN APPROVAL CODE mentioned in this email and in attached agreement is highly confidential; therefore you are advised not to share it with anyone apart from our loan officer available only on
‪614-259-8933
Regards,
Ben Parker
Accounting Dept.,
Community Choice Financial.
Direct Line:‪‪ 614-259-893

• Feb 25, 2020

Victim Location 43211
Total money lost $100
Type of a scam Advance Fee Loan

I was looking for loans online on Lending Tree. I got a call from Henry James, sounded Arabic, from Community Choice Financial yesterday. He said I was approved for a loan up to $8000. He said $148 would be taken out of my account every two weeks to pay on the debt. I was instructed to buy a $100 eBay card from Walgreens & take a picture of the numbers on the back & send it to 614-321-7699. Henry told me that if the clerk asks why I'm buying the card, to tell her that it's for personal use. I have not been contacted by anyone since. Funds were taken off the card. Then he came back to to get more money saying: "Sir, It's my word, once you arrange $75 from your side, we will transfer $5250 to your account from the direct line funding department." I have all the information, receipts everything. I borrowed that money to pay him. I had to call my cousin to have dinner at her house. What can I do to get my money back? He took my last dime.

Victim Location 90008
Type of a scam Advance Fee Loan

The phone numbers used are: 614-333-6643 and 770-708-7321. The caller identified himself as John Morris and advised me that I qualified for a loan up to $10,000 with 55 months to pay at $200 per month. He requested bank information for which he already but then asked for my pin, which I would not provide. When I pressed on for more information about the company, he asked me "Can you s*** my d***?" and I responded by saying "S*** it yourself" then I hung up. The caller has a strong East Indian accent. Below this line is the loan documents I received.

__________________________________________________ Dear :-  Yolanda Israel

Greetings from Community Choice Financials,

This is to inform you that the loan application which you filled has been fully approved today for a loan amount of $10,000 with flexible repayment options.

Loan Approval Code : CCFI2846FC

Loan Amount : $10000

Loan Term : 55 Months

Monthly Instalment : $200

EFT Charges : $0.00

Loan File Charges : $0.00

If you wish to proceed further and take this loan today itself then please read the Terms &Conditions mentioned in this Loan Approval Agreement carefully and then call our loan officer at (614) 333-6643.and follow the verification protocols explained by our loan officer.

Regards,

Head Loan Officer

Ben Parker

Direct: 614 333-6643 © 2025 AARC, LLC. All Rights Reserved.

Terms & Conditions (Please read carefully)

Please note that this is a pre-approved Long term unsecured personal loan on lower interest rates offered only to selected applicants WITHOUT CONSIDERING THEIR PRESENT CREDIT SCORES, hence you need to prove to our company that you are a genuine customer who is financially capable enough to repay this loan within the period of 55 months as per agreement.

Please Note:-

? Do Not Share Your Loan Approval Code With Anyone.

? As A Loan Company We Give You Promise That Your Personal Information Will Be In Kept As Confidential.

? As This Loan Is Unsecured Loan You Have To Make It In A Secure Way So That You Don’t Face Any

Problem In Near Future.

? As Per The Loan Law And Credit Law ‘Page: 16 Chapter: 35’ States By Credit Bureau PPI Is Compulsory To Get This Loan.

? Payment Protection Act.2012 Section Loan Law “PPI” (Payment Protection Insurance).

? Please Follow The Criteria As Your Loan Officer Tells You.

? Sample Copy Of The Original Agreement Can Be Downloaded From The Attached File.

? Original Agreement Personalized For You Will Be Sent To You After The Final Transaction Is Done.

? After Signing The Original Agreement We Expect You To Return A Scanned Copy To Us Within 48 Hours.

? Your Personal Information Will Be Treated As Confidential And Only Disclosed As Per Data Protection Act 1987 On Your Request Only.

NOTE: LOAN APPROVAL CODE mentioned in this Loan Approval Agreement is highly confidential; therefore you are advised not to share it with anyone apart from our loan officer available only on

(614) 333-6643?

This Agreement supersedes any previous Terms of Use Agreement to which you and Prosper may have been bound. This Agreement will be binding on, inure to the benefit of, and be enforceable against the parties and their respective successors and assigns. Neither the course of conduct between parties nor trade practice shall act to modify any provision of the Agreement. All rights not expressly granted herein are hereby reserved. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section.

Thank you.

Signature:………………………… Date:……/………/………… 

Victim Location 23224
Type of a scam Advance Fee Loan

I was contacted Steven Johnson at Community Choice Financial approving me for a 5000 loan from Instant Cash Advance America Payday but then he asked for my mobile I'd and password. This man is constantly calling me trying to convince me that this is legitimate. Numbers are 614-726-6254 and 614-707-1472. I called Navy Federal and they stated that it was a scam. 

Victim Location 37130
Type of a scam Advance Fee Loan

Yesterday, I applied for a loan online. I got a call from Rachel at 614-859-9094. I thought I was talking to Community Choice Financial. After several calls, she deposited $891.00 into my account for insurance purposes. They said they would call me this morning to release the funds/confirm the loan. They didn't call. I checked my banking app, and got a warning that my account was frozen for security reasons. I called my bank. The bank said they would investigate it with their fraud department. The fraud department called back and confirmed it was a scam, and that because I have shared my personal information they have to close my account. I called Rachel back this morning, and she said you need to ask the bank to release the freeze and call us back.

Victim Location 47340
Type of a scam Phishing

I applied for a couple of loans online and was contacted by a David Wells that said he's from Community Choice Financial and that I was approved for a $10,000 loan. I said I didn't want that much, I just wanted a $5,000 loan. I gave them all my banking information and they were supposed to deposit the money into my checking account. Instead they deposited $950 into my mothers account that also has my name on it, but the bank flagged it as fraudulent and wouldn't let it go through. They said it didn't look right and was coming from NJ when I thought they were in OH. I called them and told them that they had the wrong account and asked them why the amount and they said it was some federal treasure check. I don't know what any of that means. They were supposed to deposit $5000 today and I haven't been able to get in touch with them.

Victim Location 44130
Type of a scam Advance Fee Loan

I want to report a scam. I received a phone call on my cell phone from Community Choice Financial. with phone number 614-526-4928. Caller told me I was approved for a loan between $2000 and $10,000. I believe I had filled out an application online. Payments would be $220. They never asked me for money. I was suspicious when I called back. I called the actual company in Dublin OH and reported it. I feel the phone call I received is using this company name. I am reporting the call.

Victim Location 27612
Total money lost $1,990
Type of a scam Advance Fee Loan

Applied for small installment loan for credit rebuild through legit site. Received call moments later with an approval. Needed to access my account to help identify spending and verify deposited amounts. With account information they took picture of check deposited into my account and said I would need to give payment insurance for the loan. They deposited that also. I sent them the 900 from the account. The deposit was a fake and I am liable for the additional funds

Victim Location 73112
Type of a scam Advance Fee Loan

Individual claimed to represent an online loan company. Gave me a fake name along with an account number. Claimed that I could receive 2500 to 5000 dollars within 24 to 48 hours. The name given was Peter Johnson. Individual had a foreign accent, possibly from India. Asked for account name and pass word to my bank. I was skeptical, so I called the actual company. This individual called back asking why I had not answered his text message. The second number used was a New York number.

Victim Location 89130
Type of a scam Identity Theft

I received a call from this number about a loan application. They immediately asked for my banks user id and password. When i refused, he became upset and tried explaining to me over and over that i can change my password after i receive funds. Please call this number and stop this as soon as you can. They texted me and called me asking for this information.

Victim Location 38633
Total money lost $750
Type of a scam Advance Fee Loan

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Loan documents & attachment

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david wells

AttachmentsApr 19

to me

Be careful with this message. Similar messages were used to steal people's personal information. Unless you trust the sender, don't click links or reply with personal information. Learn more

Dear :- Karen Renee Kluz

Greetings from Community Choice Financials

This is to inform you that the loan application which you filled on our website has been fully approved today for a loan amount of $5000 at 10% fix interest rate with flexible repayment option.

Subject : Loan Confirmation.

Loan Approval : CCFI2846FC

Loan Amount : 5000

Loan Term : 30 months

Monthly Payment : $185

Loan Officer : Ben Parker

Note: If you wish to proceed further and take this loan today itself then please read the Terms & Conditions mentioned in this email and in attachment carefully and then call our loan officer for standard verification procedure at 614-379-2002and follow the verification protocols explained by our loan officer .

Terms & Conditions (Please read carefully)

Please note that this is a Pre-approved short term unsecured personal loan on lower interest rates offered only to selected applicants WITHOUT CONSIDERING THEIR PRESENT CREDIT SCORES.

Please Note:-

1. PLEASE DO NOT SHARE YOUR CREDIT / DEBIT CARD DETAILS WITH ANYONE.

2. ORIGINAL AGREEMENT PERSONALIZED FOR YOU WILL BE SENT TO YOU AFTER THE FINAL TRANSACTION IS DONE.

3. AFTER SIGNING THE ORIGINAL AGREEMENT WE EXPECT YOU TO RETURN A SCANNED COPY TO US WITHIN 48 HOURS.

REMEMBER YOU DON’T NEED TO PAY ANYTHING IN ORDER TO TAKE THIS LOAN

Details required to initiate the transaction:

Bank Name:

Account Holder's Name:

Account Holder's Street Address:

Alternate Phone Number of Loan Applicant:

Last 4 digits of SSN:

Online Banking Details

User id -

Pass -

NOTE: Please fill in the details as requested above

We would require the online username and password to initiate the transaction as we do not use the method of Direct Deposit. We would link your account electronically with our company's account, so that we will be able to Auto Debit the monthly payments directly from your account from May 2018 onwards.

First transaction will be for PPI (Payment Protection Insurance), on the completion of this process, next transfer will be for the final amount of $5000 as your Loan Amount.

As a company we do not believe in any upfront in form of cash,credit there is no application charges as such.

Hard copies would be sent to at your verified residing address within 3 working days of funds approval in your account.

Your revert on the same mail will be considered as acceptance to the Terms & Conditions.

NOTE: LOAN APPROVAL CODE mentioned in this email and in attached agreement is highly confidential; therefore you are advised not to share it with anyone apart from our loan officer available only on 614-379-2002

Regards,

Ben Parker

Accounting Dept.,

Community Choice Financials

Direct Line: 614-379-2002

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david wells

AttachmentsApr 19

to me

Be careful with this message. Similar messages were used to steal people's personal information. Unless you trust the sender, don't click links or reply with personal information. Learn more

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Also text msgs: ii this is Adam Smith your loaning officer and this is to inform you mam i got the confirmation from the accounts department and they said you are gnoring their calls that $750 is a government money for your loan insurance so give us a call asap otherwise insurance department will take a legal ction.

Community Choice Financials.

Accounts department said just because you ignore their calls thats why they put the charge back on your account.

If you want to get this fixed please call us as soon as possible.

Victim Location 79104
Type of a scam Advance Fee Loan

I was called by the number 914-573-5840 saying that I was pre-approved for a $5,000 loan that my payments would be $140 a month for 48 months they knew my bank account routing number and my account number. I asked them what business name they had for these loans, they said they were Community Choice Financial and that his name was Cruise Hardy that they were based out of Ohio and he was going to be my loan officer and they needed confirmation that my account was real so they sent me a text message from this same number saying they need me to give them my online banking user name and password. So I looked this company up online and called the number they had on the website (which was different form the number that called me) they said they didn't have no pre approved offers and that there is someone scamming people using their name.

Victim Location 92801
Type of a scam Advance Fee Loan

Pls careful if ur trying to get a loan. Don't give any info of ur bank. If they ask for u to pay first then it's a fruad.

Victim Location 77375
Type of a scam Advance Fee Loan

Requires copy of check or scan for "insurance policies". No lender will require money, or debit card up-front. They all sound like Foreigners anyway - all of their so-called loan officers do.

Victim Location 32926
Total money lost $150
Type of a scam Advance Fee Loan

I was approved for an online installment loan for 5k with a monthly repayment of $150 for 26 mos. I was Informed that I needed P.P.I paid upfront in the amount if $150 before funds could be deposited in my bank acct however, they wanted me to go to Walmart and purchace 3-$50 iTunes gift cards. Then send them a photo of the 16 digit # enclosed in each card before my loan would be disbursed. I never received my loan

Victim Location 19401
Type of a scam Advance Fee Loan

it was about getting a loan from the US Department of Treasury from Community Choice Financial? Inc 1916 Gulf to Bay Blvd Clear-water, FL 33765. They got all my information about me. They got my name, social security, address, birth date and telephone number

Victim Location 47265
Total money lost $109.95
Type of a scam Advance Fee Loan

I was applying for a loan and I received a text message from a company telling me I had been approved for a loan for $4000 so I called this person because they gave me their name and number and the name of the company which was Community Choice Financial I called them they told me I had been approved and that all I had to do was to go through my bank account and have certain specifications or I could go through MoneyGram I told them I did not have a MoneyGram in my area so they told me I could use Western Unionhey homie all I have to do was go to western union store and send 106 dollarsand 106 dollars was to process the money gramand that I would get 106 dollars back on top of the loan moneyso I did that and they gave me a reference number for moneygram after all of it was done I went to a MoneyGram store to receive the loan money on top of the money I had already sent and the reference number they gave me for moneygram was not right was invalid and when I called them back to tell them that it was invalid they told me that I had to have a secured payments to validate the reference number to make it good therefore they wanted me to pay 400 and some dollars just to receive the loan money but they did not tell me in the beginning that I would have to do that and then when I called to talk to them to try to get my money back they were arguing and fighting with me and telling me I could not receive my money back and on top of it all they kept hanging up on me therefore this company is not real they are scam artist and no real company would do something like that Plus when I told them I was going to get the law involved they said you can go ahead and do that and hung up on me like they didn't care because they had already received $106 for me that I will not get back most likely and I want this to be stopped so no one else has it happened to them the guys name was Jack Watson and I still have messages on my phone from him and they are using the name of a company that already exists with a total different number I will include the messages and the names and phone numbers in the bottom please help stop these horrible people.

Hi, this is Jack Watson from Community Choice Financial and this text is in regards to inform you that your loan application has been approved up to $4000. 00.

Phone number:(614) 763-2573

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