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Waze Capital

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Waze Capital Reports & Reviews (1)

I am currently in the process of upgrading my vehicle. Notably, I am digging for information about personal loans and personal loan scams. I put my phone number in several databases. After receiving a phone call from a company called "Waze Capital," I began to walk through their application process. The gentleman on the other end of the line was very courteous and friendly. At no point was I informed the call would "be recorded for quality assurance purposes," which seemed to be a theme amongst lenders. Anyway, after collecting bits of personal information, the man said he texted me a link to click that would bring me to the application. I clicked the link. It took me to a page resembling a loan application with my personal information. However, the man had typed in my birthday incorrectly. He smoothly walked me through the application, providing minimal information. After reviewing my information, the guy told me to check the box at the end of the page, indicating I agreed with their terms and conditions. I skimmed over what I was doused to agree to by checking this box. In the dialog, a statement read, "I acknowledge that my consent is not needed to obtain a loan," surrounded by other common jargon. Confused by this statement, I asked the man to explain to me what it meant. He said he did not know. He put me on hold to ask his manager. After returning to the line, he laughed, stating that his manager said it was improperly written and that I would be okay to check the box anyway. I said, "I am unwilling to agree to something legally binding that is improperly written. He told me I caught something that wasn't supposed to be there, laughed, and told me to have a good day.

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