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I am thinking that this business is targeting low income and college students for high interest loans. I applied to see what would happen and got turned down. I may not have stellar credit only 2 late payments showed up. In addition, I have a good job history.

My issue is the fact that they mail these checks to people that can be cashed as a means to initiate the loan. I know for a fact that some of these people don't have jobs and have worse credit than I up to and including repossessions. For instance, my daughter's only income is child support with no job history and she got one of those checks! She is a student at a local tech college. Something seems fishy about this for sure

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