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Northcrest Phoenix and Associates

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Northcrest Phoenix and Associates Reports & Reviews (1)

- Decatur, GA, USA

Received a call on 12/19/19 from a company, Northcrest Phoenix and Associates, claiming to be an arbitration or law office. They said they were trying to collect on a payday loan taking out when I worked at a particular company. I worked at that company (as a temp, I didn't actually work FOR that company) for a few months, in 2007.They also said the money was deposited into my Bank of America account (I did not have a BofA account in 2007). I moved in 2007 to Georgia from Tennessee, and went to work for another company. I do not recall taking out a payday loan. The person on the phone kept insisting that it was my debt, so told her the time period she was talking about would have been in 2007 and I asked her about the statute of limitations. This person told me that the SOL begins when their company received the debt to collect, which she said was in 2014 and she had 6 years from then (2014) to collect it. I kept telling her that it wasn't my debt anyway. So, she transferred me to another lady who would supposedly help "clear my name off the list". Lady #2 was extremely rude and I hung up on her. She wasn't trying to help with anything except threaten me. She immediately called me back and left me a voicemail. In the voicemail she told me she was going to expedite this because I hung up on her and they were going to garnish my wages. Then she stated that I'd better get myself an attorney. The company didn't want to disclose a name, etc so I called them back and pressed for a full company name and location. The lady I spoke with then said Northcrest Phoenix and Associates, located in Georgia (they called from an Atlanta, GA number). I have researched the number, the name, and performed a corporations search and cannot find anything online about them at all

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