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Mortgage Waiver Scam

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Mortgage Waiver Scam Reports & Reviews (21)

- Wynnewood, PA, USA • Jul 16, 2026

I received the attached letter requesting that I call the number provided immediately. When I called the number, the representative that I spoke with told me that I had to pay an "$199.00 unclaimed waiver toward my home warranty," because I did not have the required additional coverage. When I questioned her about this, and why it did not make sense, given that she was neither calling from my mortgage company or my homeowners insurance carrier, she attempted to explain that I needed this additional coverage, and that today was the last day I could attempt to resolve the issue by paying the amount specified. When I questioned her again, she hung up.

+1
- Cabot, PA, USA • Jun 04, 2026

Persons stated it was required by my mortgage to have additional warranty on my home due to age of home. Told me I owed a balance of 295.00 and then 281.78 for 3 years then I would get 18 months free, stated this was my final notice and if I didn't pay they were going to red flag my title. And I would be billed $4,500 until I paid the balance.

+1
- Manassas, VA, USA • Apr 08, 2026

Received envelope in the mail asking that I contact them at 1-888-801-8190 immediately to verify that I verify my property information for my home in Manassas, VA 20112. They identify the lender as Branch Bkng & Tr Co. This bank is now Truist. They show a record ID: *********** They attach what initially looks like a check for $199.00 for an allocated waiver but clearly states it is not a check on the bottom of the instrument. They state that they “reserve the right to revoke allocated waiver after 7 days of receiving this notice.” They state this is their final attempt to notify me.

- Tower City, PA, USA • Apr 08, 2026

Soluciting for hone warranty yet had incomplete and inaccurate information on home owner name current mortgager and date of build etc attempted scare tactics red flags with so called service advisory of the state of pennsylvania sayibg red flagged due to age out

- Louisville, KY, USA • Apr 08, 2026

Was not a scam that I could see but it had a “Allocated Waiver” for $199 noting that it was not a check. And stated “ they had the right to revoke the allocated waiver 7 days after receiving this notice”. Also,” call immediately”. I called and asked who they were and the individual said they were a service warranty company. Very questionable advertising using a lending institution name and a small print stating that tgey are not with PNC bank and it is not a check.

+2
- New Philadelphia, PA, USA • Apr 08, 2026

They mailed me a letter and also called me and told me I was going to be red flagged and charged and to expect a bill in the mail.

- West Deptford, NJ, USA • Apr 07, 2026

I recently closed on a Home Equity Line of Credit. This company mails numerous urgent mailings portraying themselves to be affiliated with the lender. They must stalk recorded mortgages

- Myerstown, PA, USA • Apr 01, 2026

Was contacted by snail mail from Mortgage Waiver Scam, impersonating my lending institution (the actual holder of our mortgage) and stating that it would be their last attempt to contact us regarding an "important matter regarding " our property (listed our street address).

- Homestead, PA, USA • Mar 25, 2026

I received a letter via U.S. Postal service with what appeared to be a check attached from Home Assure 101 Park Avenue #1300, Oklahoma City, OK 73102. The check had no dollar amount or other financial data. The letter listed my current home equity lender's name and requested call back to 1-888-801-8190 regarding an important matter regarding my property address. The zip code on the post mark on the envelope was from a location in Boca Raton, FL. I did not call the number.

- Jacksonville, FL, USA • Mar 13, 2026

A trifold envelope with tear off sides. Appeared as a check from a former Mortgage co. The attempt was to call their no. for an allocated waiver a toll free number. No actual return address.

- Delta, CO, USA • Mar 13, 2026

I received an official looking letter that says "Final Notice" , "Final Attempt to Notify" me, "call IMMEDIATELY" . Attached a fake check for $199.99, calling it an "Allocated Waiver" , "To The Order Of" ... my name and address. Says "This is Not A Check" at bottom. It states "Lender Info: Roundpoint Mortgage Co" in several places. (Roundpoint is a previous mortgager of mine.)

- Mustang, OK, USA • Mar 06, 2026

Final Notice important message for my home address secured by your current lender which is J P Morgan Chase. There is a 199.00 check attached but it says “this is not a check”. The letter also states “we reserve the right to revoke allocated waiver within 7 days of receiving this notice. That is my lender but it has the scam phone number 888-801-8190.

- Annandale, VA, USA • Jan 30, 2026

Received letter stating important matter with my residence and listed my mortgage lender. Gave the above phone # to contact. Stated there was an allocation waiver of $199.00 on a facsimile of a check but it was stated it is not a check.

- Fort Walton Beach, FL, USA • Jan 30, 2026

Document looked like business notice, referencing our mortgage lender, Wells Fargo Bk Na with "Allocated Waiver" for $199" attached.

- Fayetteville, NC, USA • Nov 13, 2025

This letter is to inform you about an important matter regarding your property at .......secured by your current lender which is ......We reserve the right to revoke allocated waiver after 7 days of receiving this notice.

Please Call IMEDIATELY as this will be our FINAL ATTEMPT TO NOTIFY YOU 1-888-801-8190

- Pittsburgh, PA, USA • Nov 10, 2025

I received mail indicating that it was important that I contact the number to discuss my mortgage. The language intimated that the mail was from the Secretary of Housing and Urban Development but at the bottom in very small print it indicated that they were not affiliated with the sam,e.

- Fuquay Varina, NC, USA • Nov 04, 2025

Received a letter in the mail from unknown entity. Letter stated that there was an important matter re: my property at my home address. Letter also said "immediate response" and "final notice". Had a contract phone number on it 1 888 801 8190 with a $199.99 Allocated waiver in my name. The letter has no company address or email. Note: I own my house, I have no mortgage on my house.

- Northport, AL, USA • Nov 03, 2025

Notice listed our home address and claimed it was regarding mortgage lender Regions Bank (which is our bank, but we don't have a mortgage with them). Message said to call immediately (all caps) as this would be final attempt to notify. There was something attached that looked like a check for $199.00 but under it said it was not a check. Phone number that we were to call was 888-801-8190 or for Spanish 888-706-2807.

- Apache Junction, AZ, USA • Oct 21, 2025

Received, Urgent Final Notice with "allocated waiver" looking like a $199 check but no bank info. Requesting urgent call to 888-801-8190>. Appears to be a scam to get me to buy a home warranty.

+1
• Sep 25, 2025

Letter says "Final Notice", indicates a local home address and mortgage holder, lists an 888 contact number, bottom portion is an "Allocated Waiver", indicating "not a check".

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