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Mortgage Waiver Scam

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Mortgage Waiver Scam Reports & Reviews (10)

- Mustang, OK, USA • Mar 06, 2026
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Final Notice important message for my home address secured by your current lender which is J P Morgan Chase. There is a 199.00 check attached but it says “this is not a check”. The letter also states “we reserve the right to revoke allocated waiver within 7 days of receiving this notice. That is my lender but it has the scam phone number 888-801-8190.

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- Fort Walton Beach, FL, USA • Jan 30, 2026
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Document looked like business notice, referencing our mortgage lender, Wells Fargo Bk Na with "Allocated Waiver" for $199" attached.

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- Annandale, VA, USA • Jan 30, 2026
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Received letter stating important matter with my residence and listed my mortgage lender. Gave the above phone # to contact. Stated there was an allocation waiver of $199.00 on a facsimile of a check but it was stated it is not a check.

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- Fayetteville, NC, USA • Nov 13, 2025
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This letter is to inform you about an important matter regarding your property at .......secured by your current lender which is ......We reserve the right to revoke allocated waiver after 7 days of receiving this notice.

Please Call IMEDIATELY as this will be our FINAL ATTEMPT TO NOTIFY YOU 1-888-801-8190

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- Pittsburgh, PA, USA • Nov 10, 2025
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I received mail indicating that it was important that I contact the number to discuss my mortgage. The language intimated that the mail was from the Secretary of Housing and Urban Development but at the bottom in very small print it indicated that they were not affiliated with the sam,e.

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- Fuquay Varina, NC, USA • Nov 04, 2025
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Received a letter in the mail from unknown entity. Letter stated that there was an important matter re: my property at my home address. Letter also said "immediate response" and "final notice". Had a contract phone number on it 1 888 801 8190 with a $199.99 Allocated waiver in my name. The letter has no company address or email. Note: I own my house, I have no mortgage on my house.

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- Northport, AL, USA • Nov 03, 2025
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Notice listed our home address and claimed it was regarding mortgage lender Regions Bank (which is our bank, but we don't have a mortgage with them). Message said to call immediately (all caps) as this would be final attempt to notify. There was something attached that looked like a check for $199.00 but under it said it was not a check. Phone number that we were to call was 888-801-8190 or for Spanish 888-706-2807.

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- Apache Junction, AZ, USA • Oct 21, 2025
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Received, Urgent Final Notice with "allocated waiver" looking like a $199 check but no bank info. Requesting urgent call to 888-801-8190>. Appears to be a scam to get me to buy a home warranty.

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• Sep 25, 2025
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Letter says "Final Notice", indicates a local home address and mortgage holder, lists an 888 contact number, bottom portion is an "Allocated Waiver", indicating "not a check".

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- Laurel, MD, USA • Sep 23, 2025
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TItled: FINAL NOTICE

Sounds very similar to the notices other people reported to you. Refers to my home property address, that it's secured by Liberty Cap Fin'L Inc". They state that "We reserve the right to revoke allocated waiver after 7 days of receiving this notice."

They state that I have to "Call IMMEDIATELY as this will be our FINAL ATTEMPT TO NOTIFY YOU 1-888-801-8190."

Obviously fake!

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