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Loan Scam

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Loan Scam Reports & Reviews (243)

- Laguna Hills, CA, USA • Apr 18, 2025
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I received a $500 payday loan, I paid it off before the first payment was due on 4/10/25. I was told the first payment was already in process, I still wanted to pay off. The amount I owed was less the $92.01 in process but they didn't deduct it from the payments I made to pay off. The rep said I owed the payoff amount published plus the amout already being processed. That would make the already massive interest rate of 649% more than 1000%. The payoff was $580.01 as stated on my account and I ended up paying $672.00 for a 10 day loan of $500.00. Patria Lending acknowledged they owed me a refund on 4/11/25. It is now 4/18/25 no refund. I have emailed 6 times and called at least 3 times to be on hold for 30 mintues and then disconnected! There is not a soul to speak with or get status on my refund. They charge exorbinant interest rates for short term loans but can't pay back there mistake! DO NOT USE THIS COMPANY FOR ANY SHORT TERM LOANS. THEY HAVE ONLY BEEN IN BUSINESS SINCE 2023 AND OBVIOUSLY ARE RUNNING FRAUDULENTLY.

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- Morganton, NC, USA
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Caller left text wanting to finish up details on a loan. Have received one if the calls from different numbers over the last few days.

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- Little Rock, AR, USA
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This agency is posted on google for loans i gave out personal information..this place is a scam and theyve been sending me scam emails

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- Brookfield, IL, USA
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I been applying to loans.

They called and said they were lending club. Which I found out later on they are not. They sent me money and asked me to send it back. Asked for all my personal information as well.

They have phones, they put you on hold.

They for rude and hostile when I said I want to cancel. Threatens me.

I have emails and how many times they called me. They said they will have their lawyer contact me. Okay that’s fine.

Told me I was stealing their Money and I on recorded line I said okay that’s good.

They tried to get me to say I am not paying. He started to scream at me. I hung out. Canceled my card and change my bank account.

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- Greenbrier, TN, USA
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I did not answer the call, the voicemail message states that I received a loan approval and to continue (via pre recorded message) to press 1. If I want to be removed from the list to press 9, however, I would not be able to speak to a live representitive if I press 9. Insinuating to only press 1. Obviously it is spam, but with the added press this versus that gives a sense that you can be removed from a list that doesn't obviously exist.

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- Millersburg, OH, USA
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This number has left two voicemails with the same message that I have seen posted referring to a loan in process that needs immediate attention. I am to call back to the underwriter ASAP. I have not replied back.

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- Portland, TN, USA
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I did not apply for a loan. This voicemail was left:

“Your loan approval is almost complete pending a quick verification of a few final details to finalize the process press one now to connect with our underwriting team we've been trying to reach you but haven't been able to connect if you still wish to move forward with your loan request press one now if you no longer wish to receive updates you may press nine to opt out please note a live representative cannot process opt out request you must press nine to be removed this matter requires your immediate attention please call us back at 833-746-6947 as soon as possible and ask for the verification or underwriting department to avoid any delays in processing your loan…”

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- Sarasota, FL, USA
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Constant calls from US Loans requesting personal information to finalize loan that I

have never requested. They use different area codes and leave voicemails. Up to 8 calls a day.

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- Pittsburgh, PA, USA
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Voicemails coming in for weeks from different cities, offering same loan offer information and requesting a return call at 833746 6947

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- Sarasota, FL, USA
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I have received several calls about a loan that I did not request. Different numbers and area codes trying to finalize the loan.

US Loans 943-275-4178 is the latest

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- Colorado Springs, CO, USA
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They claim they are Prosper loan company, going to give a $3,000 loan. They get bank info and log in info, make a deposit into your bank account and want you to send it back through Cashapp.

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- Harrah, OK, USA
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I keep receiving voicemails from a “Community Lending Union” regarding my pending preapproval for a person loan or line of credit. I have not applied for any loans nor have I sought any credit approval. The calls always come from unknown numbers and the numbers that come in (445.315.8265, 464.237.3694) are always out of service and no one is actually assigned the numbers.

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- Oklahoma City, OK, USA
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Received call from scam number 980-509-0848, the voicemail left was a prerecorded message identifying themselves as Community Lending Union telling me I needed to call in regards to a preapproval on a loan and to call back at 855-356-2569 to complete the process.

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They told I could pay 300.00 today or be taken to court. And said see you in court.

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- Tecumseh, OK, USA
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Company offered an 8000.00 loan. But i had to pay 170.00 for an insurance program. Then they wanted 250.00 more to transfer the money. I used a visa card for the 170.00 but did not send anymore.

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- Barberton, OH, USA
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called and left voice message multiple times a day from different numbers that show they are calling from different states. Always asking about my loan being processed and always asking for additional information.

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- Dolton, IL, USA
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We're almost finished processing you're loan. A few more details are needed, specifically my income.

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- Portage, IN, USA
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I am constantly receiving a call telling me to contact 877-867-5139 and give them information to verify my income for a loan. However, I did not apply for a loan.

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- Clarksville, TN, USA
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I get several calls a day, that I never answer, and they always leave a voicemail. The woman’s says is about my loan application but I have not applied for any loans. It’s always the same message:

“Hey there, this is Jessica again from your loan processing team. I've been trying to reach out to you regarding your loan application, but we haven't been able to connect yet. We just need to verify if the final details mostly related to your income and if you other men or items just to complete your approval, could you please return my call at 877-867-5139 it would be ideal if we could finalize this before 5 PM Pacific time However, if you changed your mind, would like to cancel your application or no longer wish to proceed. Please feel free to let us know as well. Once Seven 78 And also just a reminder, my number is 877-867-5139 I'm looking forward to hearing from you soon thank you so much and have a wonderful day…”

I block the number but then they call with a different but leave the same voicemail with the same call back number.

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- Akron, OH, USA
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I've been receiving these calls multiple times per day. Jessica trying to reach me regarding my loan application. Calls are coming from different numbers all over the country, but leave a return number of 877-867-5139. The message says that they are in Pacific Time.

I have not applied for any loans and have not spoken to anyone, but keep getting the same or a similar voicemail.

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