Sign in  

ecapital finance

Sharing is caring! Having problems with ecapital finance? Use ScamPulse to make a complaint

ecapital finance Reports & Reviews (3)

- Baltimore, MD, USA
Report

I was looking for a cash loan came across E Capital finance filled out application and was contacted by this person whom called myself Jake

I was informed that I was approve for a loan of $2000.00 but i needed for sign documents and send a photo ID and the they had but bank information from the application. The he stated that they would deposit $769.41 in my account and that I needed to go to Save alot store and send them $500 of the money in a credit card. I then immedialtey realize it was a scam and they had all my information they did a mobile deposit with a bad check which cause my bank to close my account and hold my money until the investigation. This happen on October 21, 2019 and I have not received my money from the bank and I have bills that have to be paid I have eviction notice and cannot retrieve my funds from the bank. Please Please do not give you bank information to anyone.

Useful
Reply
- Memphis, TN, USA
Report

On Oct 7,They approved me for a $500 loan via text message.To deposit the loan, they wanted me to purchase a gift card. I was unable to do so. I suspected something wasn't right and told them that I declined the loan. But the loan officer said that he had already deposited the money in my account and for me to return it using Zelle to Virginia E Hernandez.I returned the money to the recipient.Upon returning the money I noticed that a file had also been claimed against one of my merchants.I notified my bank who investigated and told me that I was a victim of a scam.I recently had to pay my bank back the money. I called ecapital to resolve the issue.They offered to send me $1000 via Money Gram in which I pay only $79 to get the money.

Useful
Reply
- Tempe, AZ, USA
Report

I was searching for a debt consolidation loan, and filled out a preliminary form on line through Loan pros, which is a business that connects to 3rd party finance co's. I was contacted by ecapital finance, by both phone & text. After about an hour of discussing the loan terms, and my availability to secure one, I was emailed an application, which was standard, asking for my info. I provided them with my: SS#, Drivers Lic #, DOB, Bank Acct Routing & Acct# (For direct payment), my email, my employer info, my direct deposit dates for my paycheck, (to align my payments back to them with my payday), personal references, and my address of course. I was sent documents for a loan consisting of 5,000.00 for 48 months at an APR of 8.99%, monthly payments at 148.00, no prepayment penalty after 90 days. They said they had to put a good faith deposit in my acct, of 100.00 and said they needed me to buy a gift card for the 100.00 and read them the number back to prove it was me, to protect me for identity theft. I thought that sounded sketchy but i figured there would be no harm in that. After all, I had been receiving many calls that day, and when I spoke to several other "Loan Officers" from various co's, they said this was normal practice because it was from an on-line co. (More scammers) So I did, only when I got to the store for the gift card purchase, there was 500.00 deposited, and they said they made a mistake, to just take out the 500.00, my balance would not be effected, so I did. I was told my loan was to process within the hour. It never did. When I called them back, I was hung up on. Then my balance was removed as well, and within the next hour after that, I had 14 hard inquiries against my credit, 4 disputed charges against large ticket payments I had made the month prior, a fake debit card was used in the Chicago area at an ATM, and now I'm receiving numerous phone calls about placing social security disability benefits! Ive contacted these entities:My Bank's Fraud Unit (within minutes after this occurred) BBB, FTC, all 3 Credit Reporting Agencies, Dept Of MV, SS Admin, All of my Creditors, My Cellular Carrier, and Family & Friends whom I used for References, Both my Local & The Chicago PD. The company also had Federal Insured Stamps on their documents, and claimed to have a ScamPulse.com rating of AA. I did not find them on the ScamPulse.com website, but did find that they also fictitiously operated under Sunrise Financial, using the same address, and was Not listed on BBB. Reading the complaints, they are all exactly like mine! I don not want to upload an image because it contains my personal info. However, they can be found on the web at "ecapital finance".

Useful
Reply
Check fields!

Report ecapital finance


Upload here Increase visibility and credibility of your review by
adding a photo, document or video
Submit

ecapital finance Contacts

If you know any contact information for ecapital finance, help other victims by adding it!

Add new contacts
| A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z | New