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Credit Card Company Reports & Reviews (20)

Received a phone call that I let go to voice mail. They indicated I had some unusual activity on my credit card and it was unlike me to use gift cards. Asked me to select 1 if I did not authorize the charge and 2 if I did.

What appears to be a local number to my phone number, a automated call states information on my supposed credit card to lower interest, for further information press 1 to speak with a live person. I choose to talk with live person to have my number removed. The live person speaks with an accent in a crowded room. They begin with trying to verify my credit cards debit is more than $4,000, which is not, but I reply with I would like to be removed from your list. They state they didn't call, I did. I explain what occurred so I did not in fact call. Then explained my credit card company had them call, then asked again & several more times tried to get me to verify that I owe more than $4,000. I asked 3 times to be removed, received the same answer. I asked to speak with a supervisor only for the person to become angry & call me stupid. Once I stated I want to be removed & I'm reporting to ScamPulse.com then he put a supervisor on the call. She asked what my issue is & I asked to be removed from list. She then said once I verify I owe $4,000 in credit card debit then I can be removed. I refused & asked to be removed. Then she ended the call while i was speaking. They did not call me by my name or have an address. It was strange how they continued to try to have me verify credit card debit with a certain number. They called a 417 area code of southwest Missouri.

- Abilene, TX, USA

"I received a call from this phone number saying that someone was using my credit card in south Texas and I needed to take care of it right away. I didn't return the call, but wanted to check with the ScamPulse.com about it."

- La Grange, MO, USA

These people continue to call my home phone 2-3x per day. They are promising to lower the interest rate on our credit card. It is always a real person, but when we tell them we are not interested, they become nasty. They threaten to come to our house, they asked when I would be home alone so they could some then, they threatened to kick my dad's butt, they told my mom to jump off a building, and other things I will not repeat. They repeatedly curse at us and then hang up. If we hang up before they finish, they just call back. If you call the number back it says the number is not in service, except for the 800 number that went to Capital One, but they claim they aren't calling us. We know it's a scam and want it to stop.

Around noon time I got a call. Phone number showing it was from Pickens County Library. When i answered the phone I got a recording stating to press 1. I pressed 1 to find out what company this was. They stated they were a credit card company, wanting to lower my credit card.

I keep getting these calls where they call about interest rate / debt reductions

Automated call to "lower" your credit card rate. Wanted me to give him my card number and expiration date. After I told him this was a scam, they tried to convince me it was not a scam.

- Greensboro, NC, USA

I received the phone call from a local area code phone number. The scammer has a pre-recorded message that asks you to press the number 9 if you would like to hear more about a credit card offer for 0% interest. I pressed 9, a live person came on the phone then ask me if I listened to the pre-recorded message, I said it said I would get a 0% interest credit card. The scammer said again did you listen to the pre-recorded message, and I said "yes I did". The caller immediately hung up.

- Minneapolis, MN, USA

Got cussed out when i frustrated the gentleman when i asked him which credit card of mine he wanted to drop the interest rate on. He got mad and cussed me out.

- Bethel, OH, USA

Called via automatic call offering to lower credit card rates. I called my bank they are not the ones calling me. Also calling at all hours of the day and night. Once you ask not to be on the call list they hang up but if you do not hang up they will ask you for your credit card information.

This gal was extremely rude and told me to go .... myself! I was so astonished I could not even

answer.. She said her name was Robin at 239-223-5927...please investigate

Thank you

Cold calling people to fish for cc info, I called to find out more info and asked about if it was a scam and she started swearing at me and pounding keys.

Called me using my name and asked about credit cards and the low interest rates.

- Ottumwa, IA, USA

Using local pre paid phone numbers when calling and when you answer they threaten you about your cc interest or something because i could hardly understand him..but when you dont answer the call and call back you get someone that says they never called my phone and dont know what im talking about..the 680 # is a local prepaid straight talk phone # and i dont now how they are using these numbers to get you to answer...i get several different ones a day with the last 4 numbers different....someone is trying to get cc numbers and i think this should be investigated

- Birmingham, AL, USA

Received first call on 12-18-17 and second call on 2-1-18. Phone number *** Both calls. I called number back and woman said she was getting calls also. I ended the two calls without getting anymore information. I it was a scam.

- Pittsburgh, PA, USA

Person advised they are part of my credit card company (could not provide the name of the company nor which credit card they were referring to) and stated I was approved for a credit line increase. One asked if I could hear them and the other three numbers asked if I had time to discuss. When asked about the company they were calling from, they say nothing but repeat their question/s or the line they just read me. Hung up after asking them twice for more information, or asking to remove me from their scam list.

Person called saying my credit card was available for a lower interest rate. At first it's a recording, then it connects you to an operator. The operator asked if I have more than $5000 to pay off on my credit cards. I said no and the person hung up. The operator did not specify a company they worked for.

I do not have a credit card with these people and there is a phone threatening me because of late payment.

- Maryland Heights, MO, USA

I got a robotic call saying that this was the last chance I had to reduce my credit card interest rate. Eventually a person comes on the line and I asked "which credit card?" and he said "Visa and MasterCard." He was unable to tell me whether it was Visa or Master or which bank it was with and hung up after I asked those questions. I'm Indian. He sounded Indian.

- Glendale, CA, USA

I received and automated call to click on if i want to lower my interest rate. I decided to hear it out. someone picked up the phone and said you have visa/mastercard and I kept saying I have a visa card. I asked what card they are referring to and they just kept saying visa/mastercard. I asked for them to give me the credit card number and they said it starts with a 4 and that they can't release the rest of the number for "my securiry" I was suspicisous and asked how do I know you are not a scam and they told me a story about how they can't do anything without my pin or security code and once i verify my card number they will tell me the info they have. As soon as I did, they gave me my account balance and said you will receive a call in and hour about your lower interest rate. I was asking why are they giving me a lower interest rate and they hung up. I called the number again and it's disconnected/buys. I cancelled my card right away but I want to make sure they get caught. I had a bad feeling about the whole thing but somehow I fell for it

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