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Credit Advantage Reports & Reviews (25)

• Jul 11, 2023

I have been receiving text messages just about daily from phone numbers with the same area code as my phone (I live in a different state than my area code). They use my full name and address in the text message, then go on to say that I may be eligible for a home loan, no matter my credit score. They do not include a business name, but include the "business" phone number. I never open the text to look at the rest of the information, as it may put me at risk of getting my information stolen by them.

- Spanaway, WA, USA • Jun 23, 2023

Reference #: 6381636

Name: [REDACTED]

Address: [REDACTED]

Offer Amount: $45,000

Hi [REDACTED],

Based on your credit's payment history and due to the recent Fico score changes and interest rate spikes nationwide, you have been pre-approved for a personal program to help reduce and eliminate what you owe to your creditors. There are several loan programs you are eligible for.

To speak to an agent immediately, please call (866) 591-4930.

To view your offer or schedule an appointment, please use:

MyCreditAdv.com/6381636

Please do not forward or share this link with anyone as it contains confidential information.

- Port Orchard, WA, USA • Jun 01, 2023

Text message offered 53k loan or debt relief. Had a reference number, my name, and address and link to a website.

Text message sent reads:

“Reference #: 9639065

Name: (my name)

(My home address)

Offer Amount: $53,000

Hi (first name),

You have an offer for up to $53,000 in the form of a loan or debt relief of your current debt. To speak to a live agent for more info, please call (800) 750-6466.

To view your offer or schedule a preferred call back time, please click on the secured link:

MyCreditAdv.com/9639065

???????? ???? ?? ?????????????????? ?????????????????? ??????????????. ?? ?????????? ???? ??????.

Reply STOP to unsubscribe”

- Black Diamond, WA, USA • May 30, 2023

Received this text message below regarding applying for a loan. Automatically looks like a scam.

Ref #: 1192332

State: WA

Offer amount: $42,000

Low Payment: $651

[MY FULL NAME],

We are pleased to extend a special offer to help consolidate all your accounts. Due to your past inquiry and after reviewing your credit profile you are eligible for our program if you reside in the state of WA

Please click on the secured link below to apply.

mycreditadv.com/1192332

Please do not share or forward this link to anyone as it contains confidential information.

If you wish to speak to a representative, please call us at (800) 750-6466.

Office Hours

8:00AM - 5:00PM PST Mon - Fri

Please listen carefully if you have already been assisted, please reply back with stop and you will be removed. Have a nice day!

Reply STOP to unsubscribe

- Seattle, WA, USA • May 30, 2023

The text message I had received contained the following:

Ref #: 6391652

State: WA

Offer amount: $36,000

Low Payment: $558

JOSHUA WESSELS,

We are pleased to extend a special offer to help consolidate all your accounts. Due to your past inquiry and after reviewing your credit profile you are eligible for our program if you reside in the state of WA

Please click on the secured link below to apply.

Please do not share or forward this link to anyone as it contains confidential information.

If you wish to speak to a representative please call us at (800) 750-6466.

Office Hours

8:00AM - 5:00PM PST Mon - Fri

Please listen carefully if you have already been assisted please reply back with stop and you will be removed. Have a nice day!

Reply STOP to unsubscribe

- Cleveland, OH, USA • May 22, 2023

Offer Amount: $80,000

Hi DEVVON,

You have an offer for up to $80,000 in the form of a loan or debt relief of your current debt. To speak to a live agent for more info, please call (800) 750-6466.

To view your offer or schedule a preferred call back time, please click on the secured link:

MyCreditAdv.com/6432220

???????? ???? ?? ?????????????????? ?????????????????? ??????????????. ?? ?????????? ???? ??????.

Reply STOP to unsubscribe

- Bothell, WA, USA • May 17, 2023

Receiving many text messages, never reply and always report as junk. The text gave my full name and address with an multi-thousand dollar "offer". Then said hi {name} Based on your credit's payment history and due to the recent Fico score changes and interest rate spikes nationwide, you have been pre-approved for a personal program to help reduce and eliminate what you owe to your creditors. There are several loan programs you are eligible for. To speak to an agent immediately, please call (800) 750-6466. Please click on the secured link below to view your offer. MyCreditAdv.com Please do not forward or share this link with anyone as it contains confidential information.

- Hillsboro, OH, USA

The text states a reference number, my address, an offer amount, and a payment amount. Then it starts by stating my first and last name. Then it says there is a federally regulated program that can assist with the United States high interest rate spike. They state it is a federally regulated program on the ScamPulse.com and that everyone who resides in Ohio qualifies. Gives a link to MyCreditAdv.com/(then some numbers) and a phone number to call.

- Tacoma, WA, USA

Used full name, address, offered money. Text message. Clickable link. “Do not share or forward this link with anyone as it contains confidential information”

- Hamilton, OH, USA

i received a text message "reference # 6219545 Name: address: "Hi [redacted info] based on your credit's payment history and due to the recent Fico score changes and interest rate... offer amount $40,000

- Emmett, ID, USA

Ref #: 9401840

Address: 511 E 3RD ST EMMETT, ID

Offer Amount: $50,000

Payment:$775

Toll Free:(800) 750-6466

Hi AMANDACORN

U.S has been affected by the interest rate spike on all credit cards and personal loans. Payments has increased. If you or your family needs help? There is a federal regulated program that can assist you with these problems and issues. This is an A rated program on the BBB. Everyone that resides in the state of ID qualifies. You will not be disqualified. Again, this is for the individuals who resides in the state ofID.

Please click on your secured link below to view your digital mail offer:

MyCreditAdv.com/9401840

If you wish to speak to speak to the person assigned to your account please call (800) 750-6466

??????????????????: ???? ?????? ?????????? ???? ?????????????? ???????? ???????? ???? ???????????? ???? ???? ???????????????? ???????????????????????? ??????????????????????

This is a Federal regulated program: A rated on BBB.

Reply STOP to unsubscribe

- Longview, WA, USA

They had my name address date or birth and phone number. They were offering me 34,000 to pay off my debt based off my FICO credit score. They had a reference number attached as well as a phone number and website link to click to learn more.

- Tacoma, WA, USA

This is the second time that I've received a text message of this nature. It included a reference number, my name, full address and an offer amount of $80,000. They also had my phone number. The text read:

Hi [Name], Based on your credit's payment history and due to the recent Fico score changes and interest rate spikes nationwide, you have been pre-approved for a personal program to help reduce and eliminate what you owe to your creditors. There are several loan programs you are eligible for. To speak to an agent immediately, please call (800) 505-1466. Please click on the secured link below to view your offer. MyCreditAdv.com/[reference number]. Please. do not forward or share this link with anyone as it contains confidential information. This is a federally regulated program. A Rated on BBB. Reply STOP to unsubscribe.

- Ephrata, WA, USA

Reference #: 7900350

Name: [full name]

Address: [full address]

Offer Amount: $60,000

Hi [first name all capslock],

Based on your credit's payment history and due to the recent Fico score changes and interest rate spikes nationwide, you have been pre-approved for a personal program to help reduce and eliminate what you owe to your creditors. There are several loan programs you are eligible for.

To speak to an agent immediately, please call (800) 750-6466.

Please click on the secured link below to view your offer.

MyCreditAdv.com/7900350

Please do not forward or share this link with anyone as it contains confidential information.

???????? ???? ?? ?????????????????? ?????????????????? ??????????????. ?? ?????????? ???? ??????.

Reply STOP to unsubscribe

- Columbia Falls, MT, USA

Text message: Reference #:

Name:

Address:

Offer Amount: $38,000

Hi,

Based on your credit's payment history and due to the recent Fico score changes and interest rate spikes nationwide, you have been pre-approved for a personal program to help reduce and eliminate what you owe to your creditors. There are several loan programs you are eligible for.

To speak to an agent immediately, please call (800) 750-6466.

Please click on the secured link below to view your offer.

MyCreditAdv.com/

Please do not forward or share this link with anyone as it contains confidential information.

???????? ???? ?? ?????????????????? ?????????????????? ??????????????. ?? ?????????? ???? ??????.

Reply STOP to unsubscribe

- Seattle, WA, USA

Received the following text unsolicited.

“ Reference #: 7029393

Name: [MY FULL NAME]

Address: [MY CITY AND ZIP CODE]

Offer Amount: $77,000

Hi [MY NAME],

Based on your credit's payment history and due to the recent Fico score changes and interest rate spikes nationwide, you have been pre-approved for a personal program to help reduce and eliminate what you owe to your creditors. There are several loan programs you are eligible for.

To speak to an agent immediately, please call (800) 750-6466.

Please click on the secured link below to view your offer.

MyCreditAdv.com/7029393

Please do not forward or share this link with anyone as it contains confidential information.

???????? ???? ?? ?????????????????? ?????????????????? ??????????????. ?? ?????????? ???? ??????.

Reply STOP to unsubscribe”

- Coeur D Alene, ID, USA

Received a text message adressed to me with an "offer amount of $31,000" and the following message:

Hi (NAME),

Based on your credit's payment history and due to the recent Fico score changes and interest rate spikes nationwide, you have been pre-approved for a personal program to help reduce and eliminate what you owe to your creditors. There are several loan programs you are eligible for.

To speak to an agent immediately, please call (800) 750-6466.

Please click on the secured link below to view your offer.

MyCreditAdv.com/7093815

Please do not forward or share this link with anyone as it contains confidential information.

???????? ???? ?? ?????????????????? ?????????????????? ??????????????. ?? ?????????? ???? ??????.

Reply STOP to unsubscribe

- Pocatello, ID, USA

Reference #: a reference #

Name: My Name first and last

Address: POCATELLO ID, 83204

Offer Amount: $37,000

Hi PAUL,

Based on your credit's payment history and due to the recent Fico score changes and interest rate spikes nationwide, you have been pre-approved for a personal program to help reduce and eliminate what you owe to your creditors. There are several loan programs you are eligible for.

To speak to an agent immediately, please call (800) 750-6466.

Please click on the secured link below to view your offer.

MyCreditAdv.com/reference # from above

Please do not forward or share this link with anyone as it contains confidential information.

???????? ???? ?? ?????????????????? ?????????????????? ??????????????. ?? ?????????? ???? ??????.

Reply STOP to unsubscribe

This was the message I received.

- Longmont, CO, USA

Received following text message from +1 (909) 679-6294:

“Reference #: (xxxxxxx)

Name: (my full name)

Address: (my full address)

Offer Amount: $52,000

Hi (my first name),

Based on your credit's payment history and due to the recent Fico score changes and interest rate spikes nationwide, you have been pre-approved for a personal program to help reduce and eliminate what you owe to your creditors. There are several loan programs you are eligible for.

To speak to an agent immediately, please call (800) 750-6466.

Please click on the secured link below to view your offer.

MyCreditAdv.com/(offer number)

Please do not forward or share this link with anyone as it contains confidential information.

???????? ???? ?? ?????????????????? ?????????????????? ??????????????. ?? ?????????? ???? ??????.

Reply STOP to unsubscribe”

- Broomfield, CO, USA

Reference #: 3924579

Name: Used full name

Address: Used real full address

Offer Amount: $47,000

Hi REAL NAME,

Based on your credit's payment history and due to the recent Fico score changes and interest rate spikes nationwide, you have been pre-approved for a personal program to help reduce and eliminate what you owe to your creditors. There are several loan programs you are eligible for.

To speak to an agent immediately, please call (800) 750-6466.

Please click on the secured link below to view your offer.

mycreditadv.com/3924579

Please do not forward or share this link with anyone as it contains confidential information.

???????? ???? ?? ?????????????????? ?????????????????? ??????????????. ?? ?????????? ???? ??????.

Reply STOP to unsubscribe

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