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Alternative Financial

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Alternative Financial Reports & Reviews (1)

- Murfreesboro, TN, USA

I received a text message from a family member stating that I needed to contact this company, Alternative Financial at 901-203-9312 ext. 3011 and speak with Michelle Hernandez. I called the number and spoke with lady and she stated that I was being contacted for a internet loan that I supposedly took out November 7, 2016 from Mycashnow.com. I asked the lady for documentation for this particular allegations and she stated that she was presented with limited information. She surprisingly had the last four digits of my social, my first and last name. my previous job, and an old address, and an old bank account but could not provide me with any paperwork to validate this debt owed. I also told her that documents was sent to me 3 years ago and I wondered why are you all contacting me now about a three year debt now that I clearly do not owe. I have never heard of this company before. A guy by the name of Justin (did not get last name) ask if I would set up a payment plan for the settlement amount of $998. I told him what do I look like giving you my banking information when I do not know for sure if this is a valid debt. He stated that if I did not provide that information, that it would be sent to the county that I reside in, the sheriff would be knocking at my door and I would have to appear in court. I began to search this loan company, mycashnow.com and nothing comes up. I then called the number back and spoke with Ms. Hernandez and she placed me on hold and came back and stated that in her system there were a lot of websites connected to this mycashnow.com loan company and she was not sure which one was used. I began to say how can this debt be valid and you cannot even provide me with the exact website in which the loan was taken. Something really needs to be done legally about these companies calling or contacting consumers with fraudulent information. I really wish someone would contact me as to what I need or can do to get this handled.

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