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K & A Law Associate

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K & A Law Associate Reports & Reviews (2)

- Temecula, CA, USA • Oct 03, 2023

The caller stated his name was Bill Hudson with K&A Associates law firm. He had my name and last 4 of my SSN and current address. He stated a letter was mailed to me 47 days ago with no response. Master card debt from 2018 the was not resolved. He could take one time payment today or 4 month payment option to resolve the matter. If I refuse to settle he would have file a suit and i would be served to appear in court.

• Sep 28, 2023

On 9/27/23 they left a message from Steven Jenning, claiming that I needed to contact them concerning settling an account if not they will escalate things. I usually do not call back these numbers, especially when they don’t leave a name. I called the number they pulled up my name, address, and the last of my social by my number. They said I own $1600 on a First Premier credit card, and that I have to choose to pay in payment of 12 months or pay $800. I told her I had an account but it was almost 13 years old and had been closed the credit limit was $300 and the 7-year statute of limitations had passed, she said it was only clear from my credit score but not void. She did say we needed to settle or they would sue me, when I told her this was the first time I heard about this she said a letter was sent to me 45 days ago, I asked for them to resend the letter she told me to email Will be better, I never received that email. I told her I needed to go but I called back tomorrow. I did my search on the company and found that a lot of people complain about this company and complain about being a scam. I called back on 9/28/23 and told her I would not be paying because the statute of limitations in California was 4 years and they couldn't sue me, she said it was a civil matter not a credit matter, I told her no it was a credit matter. She will not let me talk, I asked for them to resend the letter again and I will not be taking any form but physical proof or proof they sent me a letter in which she stated, we tried to serve you paper but you weren't home, so I ask for proof of that and to provide information about my supposed account, such account #, the year the account was open, and proof of agreement that I agree to pay the creditor and she wasn't able to. she said I will have to go to court for that. I asked to validate my account she said she had verified my account with my personal information, I told her that is not validating that it was my account, and it wouldn't be the first time an collection agent will placed someone else account under my name, she kept saying I could ask that in court and kept saying I'm not here to argue with you and wouldn't let me talk, I kept telling her to allow me to talk. She would talk over me, I told her okay provide me with your address she lost it even more and said “Why will I give you my address” Why could I not have it if I ever wanted to send a cease and discease letter where am I supposed to send it? Or give me information about the court, location, and date because I will not be paying until they validate that the account was mine, and she got so upset she told me “Ma’am you need to stop googling” and hung up. I have filed a scam report with the BBB and the Federal Trade Commission. Please be aware and do your research about law offices or collection agency and knows your rights before making payments. Also, let older citizens know since they are an easy target.
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