Light stream Reports & Reviews

Light stream Reports & Reviews (10)

Scammer's phone (361) 977-7050
Scammer's website Lightstream.com
Scammer's address TX, USA
Victim Location CA 95670, USA
Type of a scam Advance Fee Loan

They tried to get my bank log in information. Agreed too fast on a loan. Other number used: (778)561-1367

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Victim Location 60714
Total money lost $4,100
Type of a scam Advance Fee Loan

Received email that loan had been approved. Several conversations with "James Parker" I proceeded with loan requirements. Was told that my credit score needed to be boosted to obtain the full 5000.00. They had asked for my bank information and like an [censored] I complied. When you are desperate you make horrible decisions. Then temp funds had been placed in my acct and to pay back right away, again to boost my score I had been asked to purchase gift cards. Once I started questioning it, I had been threatened with legal action because I had to pay back what had been loaned to me. This took place several times, and then moved on to 2 credit cards. Deep down I new something wasn't right, but again, being threatened with legal action and making my situation worse just wasn't an option. Turns out the temp funds was in fact NOT from them, but they had issued a payment dispute and my bank actually gave me the credit. Then after the first gift cards purchased for 1000.00 the next temp funds also then for 1000.00 turned out to be another dispute which was the purchase of the first cards. As you can see it just snow balled from there. Finally after several days and 2 trips to the ER for severe panic attacks, I just stopped communicating. I contacted Target, which was the bulk of the gift cards and reported the situation and gave shared all the card and receipt information. I also am still dealing with bank issues, including having to open a new account. Claim has also been filed with the Federal Trade Commission and local Police report. This has been such a nightmare ordeal and still continues. This type of people are absolutely disgusting for taking advantage of people that are truly in need of help. I hate that I fell for this and allowed myself to be scammed in such a big way. Attached is the email I received. Nothing on the form had been signed or sent back. No account had also been set up, as this was not going to be completed until the loan was ready to be given.

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Scammer's phone 6305670452
Country United States
Type of a scam Bank/Credit Card Company Imposter Scam
Initial means of contact Not applicable

Recurring charges unknown

I have this reoccuring charge coming out of my bank account for $12, a month and I have no idea what this is for, on my bank account the phone number says 630-5467-0452 and all I get is a VM and I have left multiple messages without any return call

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Initial means of contact Not applicable

Possible laundering

I tried to get a loan with this company for 2 grand, and they had said they were gonna send me money that I had to send back which is very fishy and then when I said I wasn't going to send the money back to them, they sent me a message saying I was late to return federal fees and something about the money laundering act like ?!?!?

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- San Antonio, TX, USA

Scammer's phone 9094406546
Scammer's address FL, USA
Scammer's email [email protected]
Country United States
Victim Location TX 78202, USA
Type of a scam Advance Fee Loan

Clearly not legit asking for money up front as a deposit knowing it's illegal for any lender out there that does loans that it's illegal for them to receive any money from the other end not to mention very uncooperative and have no chain of command claiming to be the owner of the company but eagerly desperately to way how soon can receive the money too many red flags just wanted to see how far they think they can get away with

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- Rialto, CA, USA

Scammer's phone 4152519742
Scammer's website 1990
Scammer's email [email protected]
Country United States
Victim Location CA 92376, USA
Type of a scam Advance Fee Loan

They said i had been a approved for a loan, they wanted to send money to my account and take it back when I said no they said I could call the company which I Googled the actual company and they are not part of the scammers.

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- Galloway, OH, USA

Scammer's phone 623-688-3912
Scammer's email [email protected]
Country United States
Victim Location OH 43119, USA
Type of a scam Advance Fee Loan

The rep, Juan Gonzalez, said I was approved for a loan. He said they would send me money which I would have to send back through the Cash App. something between $200-$300. Then they would send me the minimum $3,000.00 loan. He wanted very personal information. He wanted the password to my checking account and other information. When I finally got the actual number for SunTrust Bank and they assured me they would never ask for any of that information. I believe the same people, after I reported them to SunTrust, then called me saying they were part of the Social Security Administration saying there was a warrant for my arrest in Texas. I have only been to TX once over 20 years ago. These people need arrested and charged for fraud. Other people and myself should be compensated for this inconvenience. I have received a stupid amount of calls from this place and another saying they are with U.S. Bank and I am approved for a loan I NEVER applied for. When I called U.S Bank I kept getting transferred to the supposed fraud unit. All the people I spoke to directly had a Hispanic tone/voice.

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- Greensboro, NC, USA

Scammer's phone 4159356217
Scammer's email [email protected]
Country United States
Victim Location NC 27407, USA
Type of a scam Advance Fee Loan

This is another email used by the people trying to scam me for a advance loan [email protected]

I was contacted by Steven Smith who said he was a loan officer with LightStream a division of Sun Trust Bank after speaking with him for about and hour and sending copies of my ID and giving out all my information I learned he was a scammer just trying to get all my information to use I contacted Sun Trust as well as my bank Allegacy FCU due to receiving money in my account from a mobile deposit I didn't make.

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Victim Location 78748
Type of a scam Advance Fee Loan

I applied for a personal loan online and i received an email from light stream that tells me i am approved for 8000.00. I call the contact number provided (704-612-9089) to see how did this place show up in my emails. They asked for my approval code and let me know what i was approved for. The guy that was suppose to be assisting me (Shawn Marshall) went on into details about my account information and verifying my job history and place to stay.

After we were pass that part he ask me for my login and password from my bank and at that moment i felt something wasn't right so i got on the internet instantly and start looking for the company of this place to see if it was fraud, but because this company actually do exist it didn't show me. I decided to call Suntrust bank and ask them did they have a 3rd party lender by that name and they gave me their number instantly.

When i call the number and spoke with the young lady that helped assist me she told me that no one by that name (Shawn Marshall) worked for that company and they would never give you an approval code.

I called my bank to give them heads up on the situation and i called the guy (Shawn Marshall) back and told him that i knew it was a fraud and that i was going to report him and the number provided to the BBB. He instantly got mad and start saying mean things to me and i hung up the phone. I don't want anyone else to experience this cruel behavior. It is not fair to those that are really trying to make it out here in this world.

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- Lima, OH, USA

Scammer's phone 7869035871
Scammer's address Florida
Country United States
Victim Location OH 45804, USA
Type of a scam Advance Fee Loan

Talked to three different men of middle eastern descent named, George Jones, Mark Johnson and Thomas. Want to send the loan through WU or MoneyGram for which you have to pay a fee up front of 78$ and provide them with a picture of your DL or SID. I offered to juat sell them my Identity Info for a 1 time fee of 78$ that i would reimburse them within 15-20 minutes but they hung up.

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